Get S$350 cash credit* when you apply for UOB Absolute Cashback Card now!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback^ on all your purchases eg. travel, weddings, luxury purchases and more,
and 0.3% cashback^ on local transactions which are commonly excluded from earning rewards
Electronics and Home Furnishing

Electronics and Home Furnishing

Pay for your furniture or household electronics

Travel bookings

Travel bookings

Book your accommodations, flights or car rentals

Luxury Shopping

Luxury Shopping

Pamper yourself with luxury purchases

Insurance

Insurance

Pay your premiums

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your bill payments

Healthcare

Healthcare

Pay for your medical bills

Promotions

  • All
  • Travel
  • Shop
Presale Access to Hospitality Tickets at The Championships, Wimbledon [Exclusive for American Express cardholders]
presale_access_to_hospitality_tickets_at_the_championships,_wimbledon_[exclusive_for_american_express_cardholders]
Travel

Presale Access to Hospitality Tickets at The Championships, Wimbledon [Exclusive for American Express cardholders]

  • Use your UOB Absolute Cashback American Express® Card to book an official hospitality experience, which includes reserved seats at Centre Court or No. 1 Court and award-winning hospitality, from Wimbledon’s partner, Keith Prowse.

Valid from 15 July 2024 to 19 Aug 2024 @ 10AM BST.

    Aik Chuan Yacht Charters
    aik_chuan_yacht_charters
    Travel

    Aik Chuan Yacht Charters

    • Enjoy 10% savings on Yacht Charter Rates

     

    Valid till 30 Nov 2024.

      Avis
      avis
      Travel

      Avis

      • Up to 15% discount off standard rates on car rentals via the dedicated Amex landing page

      • Complimentary upgrade voucher redeemable from dedicated Amex landing page

        Complimentary Travel Insurance for you & your family<sup>[new]</sup>
        complimentary_travel_insurance_for_you_&_your_family_[new]
        Travel

        Complimentary Travel Insurance for you & your family [NEW]

        • Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)+. Click here to activate (at least 5 working days before your trip).

        W.e.f. 1 January 2024, the UOB Complimentary Travel Insurance for selected UOB Cards will be extended to cover the Cardmember’s spouse and dependent child(ren). T&Cs apply.

          Discover Thailand
          discover_thailand
          Travel

          Discover Thailand

          Delight in exclusive dining, lifestyle, and accommodation perks as you explore Thailand.

            Experience Sri Lanka
            experience_sri_lanka
            Travel

            Experience Sri Lanka

            Enhance your Sri Lankan holiday with tailored luxury through our curated selection of benefits and privileges.

              Explore Hong Kong
              explore_hong_kong
              Travel

              Explore Hong Kong

              Indulge in year-round offers at selected world-class hotels, finest restaurants, luxury shops and leisure destinations at popular merchants in Hong Kong.

                Explore Indonesia Bali Offers
                explore_indonesia_bali_offers
                Travel

                Explore Indonesia Bali Offers

                Elevate your Balinese experience with these day to night perks for the perfect island getaway.

                  explore_korea
                  Travel

                  Explore Korea

                  Revel in diverse offers across shopping, dining and accommodation as you traverse the Land of the Morning Calm.

                    Explore Malaysia
                    explore_malaysia
                    Travel

                    Explore Malaysia

                    Delight in a wide range of offers from accommodation to dining when you travel to Malaysia.

                      Explore Taiwan
                      explore_taiwan
                      Travel

                      Explore Taiwan

                      Explore Taiwan and enjoy savings from fine dining, luxury hotels, shopping and spa services.

                        Local Deals Near You
                        local_deals_near_you
                        Shop

                        Local Deals Near You

                        Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!

                          Musee Platinum Tokyo
                          musee_platinum_tokyo
                          Shop

                          Musee Platinum Tokyo

                          • Enjoy 10% savings on regular-priced products

                           

                          Valid till 30 Sep 2024.

                            Peachy Skin Bar
                            peachy_skin_bar
                            Shop

                            Peachy Skin Bar

                            • Receive a complimentary spa enhancement when you purchase Signature Omakase Facial at S$90
                              • Collagen Oxygen Spray
                              • Galvanic Y Face Lift

                             

                            Valid till 31 Oct 2024.

                              Sixt Rent-a-Car
                              sixt_rent-a-car
                              Travel

                              Sixt Rent-a-Car

                              • Up to 15% off car rental bookings
                              • Complimentary upgrade when available
                              • Exclusive counter service and parking access
                              • Free additional driver for all rentals in the US
                              • Birthday gift


                              Enrolment via the dedicated Amex landing page required.

                              Terms and conditions apply.

                                Tablet Plus
                                tablet_plus
                                Travel

                                Tablet Plus

                                • Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.

                                  Compare accounts

                                  Things you should know

                                  Eligibility and fees
                                  chevron
                                  Eligibility
                                  Minimum 21 years old
                                  Deliver
                                  For Singapore citizens and permanent residents
                                  • Minimum annual income of S$30,000 is required OR
                                  • Fixed Deposit collateral of at least S$10,000#
                                  For Foreigners
                                  • Minimum annual income of S$40,000 is required OR
                                  • Fixed Deposit collateral of at least S$10,000#

                                  Documents required: Click here.
                                  Fees:
                                  Principal Card
                                  • S$196.20* yearly
                                  • First year card fee waiver
                                  Supplementary Card
                                  • First card free
                                  • S$98.10* for subsequent cards

                                  *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

                                  #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

                                  Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

                                  • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                   

                                  SMS T&Cs apply.

                                  Get S$350 cash credit* when you apply for UOB Absolute Cashback Card now!

                                  Get S$350 cash credit* when you apply for UOB Absolute Cashback Card now!

                                  Frequently asked questions

                                  What are the key features of the UOB Absolute Cashback Card?
                                  chevron

                                  Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus, no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

                                  With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%.

                                  With effect from 6 May 2024, the cashback rate awarded for local transactions classified under the selected MCCs (charity, education, government, healthcare, utilities, and other professional services) has been revised to 0.3%. Click here for details.

                                  Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

                                  Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

                                   

                                  However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

                                  Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

                                  Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

                                  Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

                                  In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

                                  The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

                                   

                                  UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

                                  • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
                                  • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
                                  • your Card account is overdue;
                                  • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
                                  • relevant Cashback was not earned from qualifying spend; or
                                  • for any other reason that UOB may determine in its sole discretion.

                                   

                                  No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

                                  Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

                                  Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

                                  The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


                                  Related products and services

                                  UOB Balance Transfer

                                  You can enjoy best rate guaranteed, flexible monthly repayment amount and short-tenor from 6 or 12 months.

                                  UOB PRVI Miles Card

                                  Get started with the highest limitless miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or 2.4 miles per S$1 spend overseas (UNI$6 per S$5 spend). Plus, enjoy 6 miles per S$1 spend on your hotel and airlines bookings (UNI$15 per S$5 spend).

                                  UOB Personal Loan

                                  Instant, convenient and timely. Apply for UOB Personal Loan online now, and enjoy a low interest of 3.68% p.a. (EIR 7.21% p.a .) with up to S$600 cash rebate.

                                  Explore more with UOB card privileges

                                  Explore more with UOB card privileges


                                  Card services


                                  Card services

                                  Other useful links

                                  UOB Cardmembers’ Agreement
                                  chevron

                                  Click here for a copy of the UOB Cardmembers’ Agreement.

                                  Learn more

                                  For more information about UOB credit cards, please click here

                                  We're here to help