Get S$350 Grab vouchers* when you apply for UOB Absolute Cashback Card now!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback with no cap on cashback earned across all your spend including the categories below, as well as big purchases such as home furnishings, electronics and luxury shopping.


Pay your premiums.

School Fees

School Fees

Settle your fees for academic institutions, courses, tuitions and more.

Wallet Top-ups

Wallet Top-ups

Top up your mobile or e-wallets.



Pay for your medical and hospital bills.

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your recurring bill payments.



Make rental payment.


  • All
  • Shop
  • Dine
  • Travel

Local Deals Near You

Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!


    & Other Stories

    • Enjoy S$50 savings with a min. spend of S$300


    Valid till 31 May 2024.


      Musee Platinum Tokyo

      • Enjoy 10% savings on regular-priced products


      Valid till 30 Sep 2024.


        Otago Optical

        • Receive a S$10 Return voucher with every S$80 spend on glasses

        Valid till 30 Apr 2024.


          Peachy Skin Bar

          • Receive a complimentary spa enhancement when you purchase Signature Omakase Facial at S$90
            • Collagen Oxygen Spray
            • Galvanic Y Face Lift


          Valid till 31 Oct 2024.


            Slingshot Singapore

            • Enjoy 20% savings on all ride ticket puchases

              Promo code: AMEX20


            Valid till 31 May 2024.


              BOTAN Japanese Restaurant

              • Enjoy 1 for 1 on Botan Signature Season Omakase (Kaiseki Course) at S$198++


              Valid till 31 May 2024.


                Pan Pacific Hotels Group

                • Enjoy 15% savings on total bill across F&B outlets at Pan Pacific, PARKROYAL COLLECTION and PARKROYAL Hotels and Resorts

                  Promo code: AMEX15OFF


                Valid till 31 Mar 2024.


                  Aik Chuan Yacht Charters

                  • Enjoy 10% savings on Yacht Charter Rates


                  Valid till 30 Nov 2024.



                    • Up to 15% discount off standard rates on car rentals via the dedicated Amex landing page

                    • Complimentary upgrade voucher redeemable from dedicated Amex landing page


                      Complimentary Travel Insurance for you & your family [NEW]

                      • Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)+. Click here to activate (at least 5 working days before your trip).

                      W.e.f. 1 January 2024, the UOB Complimentary Travel Insurance for selected UOB Cards will be extended to cover the Cardmember’s spouse and dependent child(ren). T&Cs apply.


                        Experience Maldives

                        • Enjoy exclusive offers when travelling to Maldives. From resorts, safaris, hotels restaurants and more.


                          Fun Taiwan Offers

                          • Indulge in a wide range of benefits when traveling to Taiwan. Offers include discounts for dining, shopping, accommodation and more.


                            Hong Kong Network Offers

                            • Enjoy up to 35% savings when traveling to Hong Kong. Year-round offers at nearly 100 popular merchants, including Moon Lok Chiu Chow, Pricerite, Dior Beauty, Fortress and more.



                              Discover, book and access airport lounges worldwide starting at USD25.

                              Terms and conditions apply.


                                Pan Pacific Hotels Group

                                • Enjoy 10%* savings on best available rates at participating Pan Pacific, PARKROYAL COLLECTION and PARKROYAL Hotels and Resorts
                                • Additional 10% for Pan Pacific DISCOVERY members
                                  (Valid for new and exisiting members)


                                Valid till 31 Mar 2024.


                                  Sixt Rent-a-Car

                                  • Up to 15% off car rental bookings
                                  • Complimentary upgrade when available
                                  • Exclusive counter service and parking access
                                  • Free additional driver for all rentals in the US
                                  • Birthday gift

                                  Enrolment via the dedicated Amex landing page required.

                                  Terms and conditions apply.


                                    Tablet Plus

                                    • Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.

                                      Compare accounts

                                      Things you should know

                                      Eligibility and fees
                                      Minimum 21 years old
                                      For Singapore citizens and permanent residents
                                      • Minimum annual income of S$30,000 is required OR
                                      • Fixed Deposit collateral of at least S$10,000#
                                      For Foreigners
                                      • Minimum annual income of S$40,000 is required OR
                                      • Fixed Deposit collateral of at least S$10,000#

                                      Documents required: Click here.
                                      Principal Card
                                      • S$196.20* yearly
                                      • First year card fee waiver
                                      Supplementary Card
                                      • First card free
                                      • S$98.10* for subsequent cards

                                      *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

                                      #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

                                      Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

                                      • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>


                                      SMS T&Cs apply.

                                      Get S$350 Grab Vouchers* when you apply for UOB Absolute Cashback Card now!

                                      Get S$350 Grab Vouchers* when you apply for UOB Absolute Cashback Card now!

                                        Frequently asked questions

                                        What are the key features of the UOB Absolute Cashback Card?

                                        Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus the no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

                                        With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%. Visit for details.


                                        Once you have received your UOB Absolute Cashback Card, visit to activate and start using your card.

                                        Transactions at all merchants who accept American Express credit card payments are eligible for cashback.


                                        However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

                                        Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

                                        Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

                                        Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

                                        In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

                                        The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.


                                        UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

                                        • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
                                        • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
                                        • your Card account is overdue;
                                        • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
                                        • relevant Cashback was not earned from qualifying spend; or
                                        • for any other reason that UOB may determine in its sole discretion.


                                        No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

                                        Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

                                        Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

                                        American Express is a trademark of American Express. The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.

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                                        UOB Cardmembers’ Agreement

                                        Click here for a copy of the UOB Cardmembers’ Agreement.