Get S$350 cash credit* when you apply for the UOB Absolute Cashback Card now!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback with no cap on cashback earned across all your spend including the categories below, as well as big purchases such as home furnishings, electronics and luxury shopping.
Insurance

Insurance

Pay your premiums.

School Fees

School Fees

Settle your fees for academic institutions, courses, tuitions and more.

Wallet Top-ups

Wallet Top-ups

Top up your mobile or e-wallets.

Healthcare

Healthcare

Pay for your medical and hospital bills.

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your recurring bill payments.

Rental

Rental

Make rental payment.

Promotions

  • All
  • Shop
  • Travel
  • Dine
shop_small_pop-up_market
Shop

Shop Small Pop-up Market

Support local businesses such as Haig Road Putu Piring, Cat Socrates and Creamier at the Shop Small Pop-up Market and receive a goodie bag containing exclusive merchandise worth more than S$130 when you spend S$50 or more*.

    local_deals_near_you
    Shop

    Local Deals Near You

    Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!

      locus_habitat
      Shop

      Locus Habitat

      • Receive a complimentary floor mat worth S$1,400 with min. S$7,000 spend and an additional 10% savings with min. S$10,000 spend.


      Valid till 31 Oct 2023

        love_&_co.
        Shop

        Love & Co.

        • Enjoy 10% savings and additional $50 off for a pair of Wedding Bands


        Valid till 31 Dec 2023.

          mandarin_gift_&_reptile_house
          Shop

          Mandarin Gift & Reptile House

          • Enjoy 20% savings on all exotic leather bags with a min. spend of S$1,000


          Valid till 31 Dec 2023.

            otago_optical
            Shop

            Otago Optical

            • Receive a S$10 Return voucher with every S$80 spend on glasses


            Valid till 30 Apr 2024.

              sk_jewellery
              Shop

              SK Jewellery

              • Enjoy 15% savings on gold jewellery workmanship and 5% savings on net priced yellow gold and white gold jewellery.


              Valid till 15 Nov 2023.

                su:m37°
                Shop

                Su:m37°

                • Enjoy 10% savings with eligible S$200 spend


                Valid till 31 Dec 2023.

                  avis
                  Travel

                  Avis

                  • Up to 15% discount off standard rates on car rentals via the dedicated Amex landing page

                  • Complimentary upgrade voucher redeemable from dedicated Amex landing page

                    complimentary_travel_insurance
                    Travel

                    Complimentary Travel Insurance

                    • Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)+. Click here to activate (at least 5 working days before your trip).

                      experience_maldives
                      Travel

                      Experience Maldives

                      • Enjoy exclusive offers when travelling to Maldives. From resorts, safaris, hotels restaurants and more.

                        four_seasons_hotels_and_resorts
                        Travel

                        Four Seasons Hotels and Resorts

                        • Receive US$100 hotel credit with min. two consecutive paid nights

                          Booking period: Valid till 14 Dec 2023
                          Stay period: Valid till 15 Dec 2023

                          fun_taiwan_offers
                          Travel

                          Fun Taiwan Offers

                          • Indulge in a wide range of benefits when traveling to Taiwan. Offers include discounts for dining, shopping, accommodation and more.

                            hong_kong_network_offers
                            Travel

                            Hong Kong Network Offers

                            • Enjoy up to 35% savings when traveling to Hong Kong. Year-round offers at nearly 100 popular merchants, including Moon Lok Chiu Chow, Pricerite, Dior Beauty, Fortress and more.

                              loungebuddy
                              Travel

                              LoungeBuddy

                              Discover, book and access airport lounges worldwide starting at USD25.


                              Terms and conditions apply.

                                sixt_rent-a-car
                                Travel

                                Sixt Rent-a-Car

                                • Up to 15% off car rental bookings
                                • Complimentary upgrade when available
                                • Exclusive counter service and parking access
                                • Free additional driver for all rentals in the US
                                • Birthday gift


                                Enrolment via the dedicated Amex landing page required.

                                Terms and conditions apply.

                                  tablet_plus
                                  Travel

                                  Tablet Plus

                                  • Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.

                                    claudine
                                    Dine

                                    Claudine

                                    Enjoy a complimentary lemon cake prepared by Chef Julien Royer with every spend of S$200


                                    Valid till 15 Nov 2023.

                                      dancing_crab
                                      Dine

                                      Dancing Crab

                                      • Enjoy S$25 savings with a min. spend of S$150


                                      Valid till 30 Dec 2023.

                                        douraku_sushi
                                        Dine

                                        Douraku Sushi

                                        • Enjoy S$25 savings with a min. spend of S$150


                                        Valid till 30 Dec 2023.

                                          lingzhi_vegetarian
                                          Dine

                                          LingZhi Vegetarian

                                          • Enjoy S$25 savings with a min. spend of S$150


                                          Valid till 30 Dec 2023.

                                            tunglok_signatures
                                            Dine

                                            Tunglok Signatures

                                            • Enjoy S$25 savings with a min. spend of S$150


                                            Valid till 30 Dec 2023.

                                              ushio_sumiyaki_&_sake_bar
                                              Dine

                                              USHIO Sumiyaki & Sake Bar

                                              • Enjoy S$25 savings with a min. spend of S$150


                                              Valid till 30 Dec 2023.

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                                                Things you should know

                                                Eligibility and fees
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                                                Eligibility
                                                Minimum 21 years old
                                                Deliver
                                                For Singapore citizens and permanent residents
                                                • Minimum annual income of S$30,000 is required OR
                                                • Fixed Deposit collateral of at least S$10,000#
                                                For Foreigners
                                                • Minimum annual income of S$40,000 is required OR
                                                • Fixed Deposit collateral of at least S$10,000#

                                                Documents required: Click here.
                                                Fees:
                                                Principal Card
                                                • S$194.40* yearly
                                                • First year card fee waiver
                                                Supplementary Card
                                                • First card free
                                                • S$97.20* for subsequent cards

                                                *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

                                                #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

                                                Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

                                                • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                                 

                                                SMS T&Cs apply.

                                                Get S$350 cash credit* when you apply for the UOB Absolute Cashback Card now!

                                                Get S$350 cash credit* when you apply for the UOB Absolute Cashback Card now!

                                                  Frequently asked questions

                                                  What are the key features of the UOB Absolute Cashback Card?
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                                                  Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus the no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

                                                  With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%. Visit uob.com.sg/absolutetncs for details.

                                                   

                                                  Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

                                                  Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

                                                   

                                                  However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

                                                  Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

                                                  Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

                                                  Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

                                                  In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

                                                  The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

                                                   

                                                  UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

                                                  • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
                                                  • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
                                                  • your Card account is overdue;
                                                  • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
                                                  • relevant Cashback was not earned from qualifying spend; or
                                                  • for any other reason that UOB may determine in its sole discretion.

                                                   

                                                  No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

                                                  Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

                                                  Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

                                                  American Express is a trademark of American Express. The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


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                                                  Get started with the highest limitless miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or 2.4 miles per S$1 spend overseas (UNI$6 per S$5 spend). Plus, enjoy 6 miles per S$1 spend on your hotel and airlines bookings (UNI$15 per S$5 spend).

                                                  UOB Personal Loan

                                                  Instant, convenient and timely. Apply for UOB Personal Loan online now, and enjoy a low interest of 3.68% p.a. (EIR 7.21% p.a .) with up to S$600 cash rebate.

                                                  Explore more with UOB card privileges

                                                  Explore more with UOB card privileges


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                                                  Other useful links

                                                  UOB Cardmembers’ Agreement
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                                                  Click here for a copy of the UOB Cardmembers’ Agreement.