Get 10% cashback+ plus S$350 Grab vouchers* when you apply for the UOB Absolute Cashback Card now!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback with no cap on cashback earned across all your spend including the categories below, as well as big purchases such as home furnishings, electronics and luxury shopping.
Insurance

Insurance

Pay your premiums.

School Fees

School Fees

Settle your fees for academic institutions, courses, tuitions and more.

Wallet Top-ups

Wallet Top-ups

Top up your mobile or e-wallets.

Healthcare

Healthcare

Pay for your medical and hospital bills.

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your recurring bill payments.

Rental

Rental

Make rental payment.

Promotions

  • All
  • American Express
  • Shop
  • Travel
  • Dine
local_deals_near_you
American Express

Local Deals Near You

Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!

    hong_kong_network_offers
    American Express

    Hong Kong Network Offers

    Enjoy up to 35% savings when traveling to Hong Kong. Year-round offers at nearly 100 popular merchants, including Moon Lok Chiu Chow, Pricerite, Dior Beauty, Fortress and more.

      fun_taiwan_offers
      American Express

      Fun Taiwan Offers

      • Indulge in a wide range of benefits when traveling to Taiwan. Offers include discounts for dining, shopping, accommodation and more.

        amore_fitness
        Shop

        Amore Fitness

        S$100 off Fitness Package


        Valid till 31 Dec 2023.

          avis
          American Express

          Avis

          • Up to 15% discount off standard rates on car rentals via the dedicated Amex landing page

          • Complimentary upgrade voucher redeemable from dedicated Amex landing page

            beyond_the_vines
            Shop

            Beyond The Vines

            • 10% off with min spend S$100
              Promo code: UOB<first 6 digits of UOB cardnumber>

            Valid till 31 Dec 2023

              complimentary_travel_insurance
              American Express

              Complimentary Travel Insurance

              Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)+. Click here to activate (at least 5 working days before your trip).

                emirates
                Travel

                Emirates

                • 10% off Flex and Flex Plus fares for Business and Economy class

                • 5% off Saver fares for Business and Economy class

                Promo Code: SGUOB01

                Booking period: Valid till 30 June 2023
                Travel period: Valid till 31 Jul 2023

                  enfagrow
                  Shop

                  Enfagrow

                  • New user offer: Extra 20% off with no min. spend, capped at S$200
                    Promo code: NEWUOB23
                  • Existing user offer: Extra 12% off with min. spend S$320, capped at S$200
                    Promo code: 12UOB23

                  Valid till 31 Dec 2023

                    expedia
                    Travel

                    Expedia

                    • Additional 9% off hotel bookings worldwide
                      
Promo code: UOBSG09
                    • S$15 off "flight + hotel" package bookings (minimum spend of S$500)
                      Promo code: UOBSG15

                    • Booking period: Till 31 Dec 2023
                    • Travel period: Till 31 Mar 2024

                      inner_harmony
                      American Express

                      Inner Harmony

                      Enjoy a 60-min Inner Harmony Therapeutic Massage or IH time Up Facial at S$68++ (U.P. S$180).


                      Valid till 30 Jun 2023

                        lingo_bus
                        Shop

                        Lingo Bus

                        • 10% off first payment for 1 on 1 Chinese Live Class

                        Register to get free gift (1 Chinese Trial Class + 1 Year Access to Chinese Picture Book Library)


                        Valid till 31 Aug 2023.

                          locus_habitat
                          American Express

                          Locus Habitat

                          Receive a complimentary floor mat worth S$1,400 with min. S$7,000 spend and an additional 10% savings with min. S$10,000 spend.


                          Valid till 31 Oct 2023

                            luce_by_davide_giacomelli,_intercontinental_singapore
                            Dine

                            LUCE by Davide Giacomelli, Intercontinental Singapore

                            15% off total bill

                            Valid till 30 Dec 2023 for dine-in only.

                              man_fu_yuan,_intercontinental_singapore
                              Dine

                              Man Fu Yuan, InterContinental Singapore

                              15% off total bill.

                              Valid till 30 Dec 2023 for dine-in only.

                                pan_pacific_hotels_group
                                Travel

                                Pan Pacific Hotels Group

                                • 10% off Best available rate
                                • Additional 10% off for Pan Pacific DISCOVERY members
                                • Complimentary breakfast for up to 2 adults and children aged 12 and below
                                • Free stay for children aged 12 and below
                                • 15% off total dining bill (including beverages)

                                Valid till 31 Dec 2023

                                  prego,_fairmont_singapore
                                  Dine

                                  Prego, Fairmont Singapore

                                  20% off food bill.

                                  Valid till 30 Dec 2023 for dine-in only.

                                    shopee
                                    Shop

                                    Shopee

                                    • S$12 off with min. S$20 spend for New-to-Shopee customers
                                      
Promo code: UOB12NEW


                                    Valid till 31 Dec 2023.

                                      sony
                                      Shop

                                      Sony

                                      • Get S$20 gift card with min. S$200 spend

                                      Valid till 30 Jun 2023

                                        tablet_plus
                                        American Express

                                        Tablet Plus

                                        Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.

                                          the_buffet,_m_hotel_singapore
                                          Dine

                                          The Buffet, M Hotel Singapore

                                          15% off buffet.

                                          Valid till 31 Dec 2023 for dine-in only.

                                            the_lobby_lounge,_intercontinental_singapore
                                            Dine

                                            The Lobby Lounge, InterContinental Singapore

                                            15% off total bill.

                                            Valid till 30 Dec 2023 for dine-in only.

                                              the_salon,_hotel_fort_canning_singapore
                                              Dine

                                              The Salon, Hotel Fort Canning Singapore

                                              15% off a la carte menu.


                                              Valid till 31 Dec 2023 for dine in only.

                                                trip.com
                                                Travel

                                                Trip.com

                                                • S$50 off min. spend S$400

                                                  Promo code: UOBFLY50


                                                Book now: sg.trip.com/w/uob-sg


                                                Valid till 31 Dec 2023.

                                                  wyndham_hotels_&_resorts
                                                  Travel

                                                  Wyndham Hotels & Resorts

                                                  Stay 2 Nights and save 30% off the Best Available Rate at Participating Hotels along with the following inclusions (subject to availability):

                                                  • Preferred Room
                                                  • Late checkout
                                                  • Early check-in

                                                  Book now: 
https://www.wyndhamhotels.com/hotel-deals/uob


                                                  Valid till 31 Dec 2023.

                                                    Compare accounts

                                                    Other benefits

                                                    UOB TMRW

                                                    UOB TMRW

                                                    The all-in-one app for all your personal needs. It’s banking made simple, easy and personal for you.

                                                    UOB SmartPay

                                                    UOB SmartPay

                                                    Buy now and pay later, plus enjoy interest-free monthly instalments.

                                                    UOB Utility marketplace

                                                    UOB Utility marketplace

                                                    Powering your home with the largest network of utility providers

                                                    Things you should know

                                                    Eligibility and fees
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                                                    Eligibility
                                                    Minimum 21 years old
                                                    Deliver
                                                    For Singapore citizens and permanent residents
                                                    • Minimum annual income of S$30,000 is required OR
                                                    • Fixed Deposit collateral of at least S$10,000#
                                                    For Foreigners
                                                    • Minimum annual income of S$40,000 is required OR
                                                    • Fixed Deposit collateral of at least S$10,000#

                                                    Documents required: Click here.
                                                    Fees:
                                                    Principal Card
                                                    • S$194.40* yearly
                                                    • First year card fee waiver
                                                    Supplementary Card
                                                    • First card free
                                                    • S$97.20* for subsequent cards

                                                    *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

                                                    #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

                                                    Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

                                                    • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                                     

                                                    SMS T&Cs apply.

                                                    Get 10% cashback+ plus S$350 Grab vouchers* when you apply for the UOB Absolute Cashback Card now!

                                                    Get 10% cashback+ plus S$350 Grab vouchers* when you apply for the UOB Absolute Cashback Card now!

                                                      Frequently asked questions

                                                      What are the key features of the UOB Absolute Cashback Card?
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                                                      Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus the no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

                                                      With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%. Visit uob.com.sg/absolutetncs for details.

                                                       

                                                      Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

                                                      Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

                                                       

                                                      However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

                                                      Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

                                                      Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

                                                      Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

                                                      In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

                                                      The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

                                                       

                                                      UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

                                                      • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
                                                      • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
                                                      • your Card account is overdue;
                                                      • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
                                                      • relevant Cashback was not earned from qualifying spend; or
                                                      • for any other reason that UOB may determine in its sole discretion.

                                                       

                                                      No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

                                                      Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

                                                      Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

                                                      American Express is a trademark of American Express. The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


                                                      Related products and services

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                                                      You can enjoy best rate guaranteed, flexible monthly repayment amount and short-tenor from 6 or 12 months.

                                                      UOB PRVI Miles Card

                                                      Get started with the highest limitless miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or 2.4 miles per S$1 spend overseas (UNI$6 per S$5 spend). Plus, enjoy 6 miles per S$1 spend on your hotel and airlines bookings (UNI$15 per S$5 spend).

                                                      UOB Personal Loan

                                                      Instant, convenient and timely. Apply for UOB Personal Loan online now, and enjoy a low interest of 3.68% p.a. (EIR 7.21% p.a .) with up to S$600 cash rebate.

                                                      Explore more with UOB card privileges

                                                      Explore more with UOB card privileges


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                                                      Other useful links

                                                      UOB Cardmembers’ Agreement
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                                                      Click here for a copy of the UOB Cardmembers’ Agreement.

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