Whether it’s a health & beauty package, insurance premiums or a luxury purchase, ease your cash flow with UOB SmartPay and convert your credit card bill or selected transaction(s) to interest-free instalments.
Benefits of UOB SmartPay:
- Interest-free monthly instalments with one-time low processing fee from 3%
- Flexible payments over 3, 6, 12 months
- Fast and hassle-free application via UOB TMRWNEW, Personal Internet Banking, Online form or SMS
| Tenure | 3 months |
6 months |
12 months |
| One-time processing fee | 3% | 3% | 5% |
| Effective Interest Rate | 18.18% p.a. | 10.43% p.a. | 9.5% p.a. |
For example, based on a retail purchase of S$3,600:
| Tenure | 3 months |
6 months |
12 months |
| Monthly instalment | S$1,200 | S$600 | S$300 |
| One-time processing fee | S$108 | S$108 | S$180 |
