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UOB SmartPay

  • SmartPaySmartPay

    Buy now and pay later
    with UOB SmartPay.

    Split your purchases into interest-free monthly instalments and get up to S$80 cash rebate*!

    Buy now and pay later with UOB SmartPay.

    Split your purchases into interest-free monthly instalments.

UOB SmartPay

Whether it’s a travel package, air tickets, or a luxury purchase, ease your cash flow with UOB SmartPay and convert your credit card bill or selected transaction(s) to interest-free instalments.

 

Benefits of UOB SmartPay:

  1. Interest-free monthly instalments with one-time low processing fee from 3%
  2. Flexible payments over 3, 6, 12 months
  3. Fast and hassle-free application via UOB TMRW, Personal Internet Banking, Online form or SMS

 

Tenure 3 months
 6 months
 12 months
One-time processing fee 3% 3% 5%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.5% p.a.

 

For example, based on a retail purchase of S$3,600:

Tenure 3 months
 6 months
 12 months
Monthly instalment S$1,200 S$600 S$300
One-time processing fee S$108 S$108 S$180

 

Promotion

SmartPay cash rebate

Enjoy up to S$80 cash rebate for new SmartPay customers



From 1 Oct to 31 Dec 22, be rewarded with up to S$80 cash rebate when you sign up for UOB SmartPay:

- S$80 cash rebate when you split a min. of S$4,000 into monthly instalments OR
- S$40 cash rebate when you split a min. of S$2,000 into monthly instalments

To register for this promotion, please SMS the following to 77862 by 31 Dec 22:
SMS SPQ4 ‹space› last 4 alpha-numeric characters of NRIC/passport (eg. SPQ4 123A)

Apply Now

UOB TMRW

UOB TMRW

Simply download and login to UOB TMRW to sign up for SmartPay. Most fields will be prefilled for a hassle-free experience. You will be notified on the outcome of your applications by the next working day!

For a step-by-step guide on how to sign up for UOB SmartPay, click here.

To download or find out more about UOB TMRW, please click here.

UOB Personal Internet Banking

Internet Banking

Most fields will be prefilled for a hassle-free experience! You will be notified on the outcome of your application by the next working day!

Forgot your password? Reset it instantly using your UOB Card!

Login

Online Form

Submit your application online for a paperless and hassle-free experience.
You will be notified on the outcome of your application by the next working day!

Apply

SMS

SMS SP‹space›last 4 digits of NRIC‹space›Name to 77862
e.g. SP 321Z John
You will receive a call from us within three working days to assist with your application.

By submitting the SMS Application, you consent to United Overseas Bank Group ("UOB") collecting, using and disclosing your personal data for the purposes of your application, and to contact you regarding your application via voice calls or text messages or email. This is in addition to any other consent which you may have provided to UOB in respect of the collection, use and/or disclosure of your personal data and shall be without prejudice to and does not derogate from UOB's rights to collect, use and/or disclose your personal data under the law.

Call

Call us at 6668 2087 during office hours between 9.30am to 6pm, from Mondays to Fridays. Alternatively, you may leave us your contact after office hours and we will return your call the next working day.

  • Valid from 1 October to 31 December 22, for new SmartPay customers only who have not signed up for Smartpay in the past 12 months.
  • A new SmartPay transaction must by approved by 15 Jan 23.
  • Rebate will be credited into the card account by 28 February 2023.
  • Click here for the full list of terms and conditions pertaining to the up to S$80 cash rebate promotion.
  • For UOB SmartPay’s general terms and conditions, please click here.