UOB SmartPay

  • SmartPaySmartPay

    Buy now and pay later
    with UOB SmartPay.

    Split your purchases into interest-free monthly instalments
    and get a S$50 cash rebate*!

    Buy now and pay later with UOB SmartPay.

    Split your purchases into interest-free monthly instalments
    and get a S$50 cash rebate*!

UOB SmartPay

Whether it’s a travel package, air tickets, or a luxury purchase, ease your cash flow with UOB SmartPay and convert your credit card bill or selected transaction(s) to interest-free instalments.

 

Benefits of UOB SmartPay:

  1. Interest-free monthly instalments with one-time low processing fee from 3%
  2. Flexible payments over 3, 6, 12 months
  3. Fast and hassle-free application via UOB TMRW, Personal Internet Banking, Online form or SMS

 

Tenure 3 months
6 months
12 months
One-time processing fee 3% 3% 5%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.5% p.a.

 

For example, based on a retail purchase of S$3,600:

Tenure 3 months
6 months
12 months
Monthly instalment S$1,200 S$600 S$300
One-time processing fee S$108 S$108 S$180

 

Promotion

Enjoy a S$50 cash rebate for new SmartPay customers

From 27 May to 31 Jul 22, be the first 500 new SmartPay customers to split a min. of S$4,000 into monthly instalments and be rewarded with a S$50 cash rebate.

To register for this promotion, please SMS the following to 77862 by 31 Jul 22:
SMS SP50‹space› last 4 alpha-numeric characters of NRIC/passport
(eg. SP50 123A)

Apply Now

UOB TMRW

UOB TMRW

Simply download and login to UOB TMRW to sign up for SmartPay. Most fields will be prefilled for a hassle-free experience. You will be notified on the outcome of your applications by the next working day!

For a step-by-step guide on how to sign up for UOB SmartPay, click here.

To download or find out more about UOB TMRW, please click here.

UOB Personal Internet Banking

 Internet Banking

Most fields will be prefilled for a hassle-free experience! You will be notified on the outcome of your application by the next working day!

Forgot your password? Reset it instantly using your UOB Card!

Login

Online Form

Submit your application online for a paperless and hassle-free experience.
You will be notified on the outcome of your application by the next working day!

Apply

SMS

SMS SP‹space›last 4 digits of NRIC‹space›Name to 77862
e.g. SP 321Z John
You will receive a call from us within three working days to assist with your application.

By submitting the SMS Application, you consent to United Overseas Bank Group ("UOB") collecting, using and disclosing your personal data for the purposes of your application, and to contact you regarding your application via voice calls or text messages or email. This is in addition to any other consent which you may have provided to UOB in respect of the collection, use and/or disclosure of your personal data and shall be without prejudice to and does not derogate from UOB's rights to collect, use and/or disclose your personal data under the law.

Call

Call us at 6668 2087 during office hours between 9.30am to 6pm, from Mondays to Fridays. Alternatively, you may leave us your contact after office hours and we will return your call the next working day.

  • Valid from 27 May till 31 July 2022 (“Promo Period”), for customers who do not have any SmartPay transaction (the “Transaction”) charged to their UOB credit card 12 months prior to the Promo Period. To be eligible to receive a one-time S$50 cash rebate, you must be among the first 500 eligible customers to (i) successfully register to participate in this promotion via SMS using the prescribed format during the Promo Period; and (ii) successfully charge a new SmartPay transaction of min. S$4,000 to the UOB Card by 15 August 2022. Rebate will be credited into the card account by 30 September 2022. Click here for the full list of T&Cs.
  • For UOB SmartPay’s general terms and conditions, please click here.