Benefits of UOB UnionPay Card
2% Cashback 
Enjoy 2% cashback on all local and overseas spend.
3% Transaction fee waiver
Enjoy zero transaction fee on transactions above 200 Chinese Yuan (CNY) when you pay with UOB UnionPay Card via Alipay and Weixin Pay (WeChat Pay) from now till 31 December 2026. Click here for a step-by-step guide on linking your Card to your Alipay or Weixin Pay (WeChat Pay) account.
UnionPay QuickPass
Instant contactless payment at major merchants island-wide.
UnionPay exclusive offers worldwide
Accepted by close to 54 million merchants and 3 million ATMs worldwide.
More savings with UOB Fuel Power
Up to 21.6% off your petrol purchases at SPC
Duty Free Shopping worldwide
Up to 10% off at selected International Airport Duty Free Shops.
Add your card and pay seamlessly with Alipay & WeChat Pay
Steps to link your UOB UnionPay Card to your Alipay account
Step 1 : Download or update your Alipay App.
Step 2 : Sign up for a new account or log in to the Alipay App.
Step 3 : Tap on “Add now”.
Step 4 : Add your UOB UnionPay Card details.
Step 5 : Set a password for payment verification.
Step 6 : You can now pay with your UOB UnionPay Card using your Alipay App.
Steps to link your UOB UnionPay Card to your Weixin Pay (WeChat Pay) account
Step 1 : Download or update your WeChat App.
Step 2 : Sign up for a new account or log in to the WeChat App.
Step 3 : Tap on “Me”.
Step 4 : Tap on “Pay and Services”.
Step 5 : Tap on “Wallet”.
Step 6 : Select “Bank Cards”.
Step 7 : Add your UOB UnionPay Card details.
Step 8 : Enter your card expiry date (MM/YY).
Step 9 : Set a password for payment verification.
Step 10 : You can now pay with your UOB UnionPay Card using your WeChat App.
Promotions
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China Exclusive
Enjoy 100 CNY off at Beijing Airport Duty Free Shop
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China Exclusive
Enjoy 5 CNY off on DiDi app
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China Exclusive
Enjoy 50% off on Shanghai Maglev Line
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Singapore Exclusive
Enjoy S$12 off at Chao Niu Hot Pot/ TriCowHotpot and BBQ/ CHILLI UP HUNAN CUISINE
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Singapore Exclusive
Enjoy S$15 off at Nan Hua Chang Seafood and Geylang Lorong 9 Frog Porridge
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Singapore Exclusive
Enjoy S$25 off at Tian Tian Fisherman’s Pier Seafood / No Signboard Seafood/ Ru Garden
Compare accounts
UOB UnionPay Card: Eligibility and fees
Eligibility and fees
Age Requirement
- 21 years and above
Minimum Income:
Singaporeans/PR: - S$30,000 p.a. (55 years old and below)
- S$15,000 p.a. (56 years and above)
- Fixed Deposit collateral of at least S$10,000#
- S$40,000 p.a.
- Fixed Deposit collateral of at least S$10,000#
Need help? You can refer to our FAQ page
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Fees
Principal card- S$196.20* yearly
- First three years card fee waiver
Supplementary card
- FREE first card
- S$98.10* subsequent card
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
Digitize your approved card for mobile contactless payment (Apple PayNEW and Google Pay) on UOB TMRW app and use within minutes!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
- <Yesup>space<Last 4 digits of existing UOB Card>space<NRIC>
E.g. Yesup 6789 S1234567A
Terms and Conditions Governing UOB UnionPay Card
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the from the awarding of cashback.
W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of cashback.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of cashback.
W.e.f. 1 February 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the awarding of cashback.
Subject to qualifying criteria. Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing UOB UnionPay Card.
Before you begin, please prepare the following documents.
For salaried employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
- Income documents (any of the following)
- Latest 12 months' CPF Contribution History Statement via Singpass login or
- Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) / Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
- Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
For self employed
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For commission based employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For foreigners
- Valid Passport (with at least 6 months’ validity) and
- Employment Pass (EP or S Pass only with at least 6 months’ validity) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
- Income documents (any of the following)
- Latest Computerised Payslip (in Singapore Dollar currency) or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
- Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
For existing UOB Credit Cardmembers
- Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
Important notice
- For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
- Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
- Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
- We reserve the right to request for information and income documents if deemed necessary.
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Rewards+ on UOB TMRW
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
UOB Payment FacilityNEW
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one
air mile for every dollar).
Explore more with UOB card privileges
The Dining Advisor
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
The Travel Insider
A travel portal to inspire, plan and book your next vacation in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Rewards+ on UOB TMRW
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
UOB Payment FacilityNEW
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one
air mile for every dollar).
Card services
Card Services & FAQs
Find answers, guidance, and support to manage your UOB Card
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Card services
Card Services & FAQs
Find answers, guidance, and support to manage your UOB Card
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers’ Agreement.
General information on UOB Cards
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
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