Benefits
2% Cashback 
Enjoy 2% cashback on all local and overseas spend.
UnionPay QuickPass
Instant contactless payment at major merchants island-wide.
UnionPay exclusive offers worldwide
Accepted by close to 54 million merchants and 3 million ATMs worldwide.
More savings with UOB Fuel Power
Up to 21.6% off your petrol purchases at SPC
Duty Free Shopping worldwide
Up to 10% off at over 100 International Airport Duty Free Shops.
Promotions
Buy-1-get-1 hour free singing session at HaveFun Karaoke
Grab
-
S$6 off min. S$30 for GrabFood
Code: UOBFOOD6 -
S$5 off min. S$15 for GrabRide
Code: UOBGRAB5
Exclusive Complimentary Sands LifeStyle Prestige Tier Membership
Get your complimentary Sands LifeStyle Prestige tier membership (3 months upgrade) when you present your UOB UnionPay Platinum Card at any Sands Rewards counter.
Enjoy USD 10 e-Voucher at KLOOK
Promotions
Buy-1-get-1 hour free singing session at HaveFun Karaoke
Grab
-
S$6 off min. S$30 for GrabFood
Code: UOBFOOD6 -
S$5 off min. S$15 for GrabRide
Code: UOBGRAB5
Exclusive Complimentary Sands LifeStyle Prestige Tier Membership
Get your complimentary Sands LifeStyle Prestige tier membership (3 months upgrade) when you present your UOB UnionPay Platinum Card at any Sands Rewards counter.
Enjoy USD 10 e-Voucher at KLOOK
Things you should know
Eligibility and fees
Eligibility
Minimum age 21 years oldFor Singapore citizens and permanent residents
- Minimum annual income of S$30,000 OR
- Fixed Deposit collateral of minimum S$10,000#
For foreigners
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of minimum S$10,000#
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Fees
Principal card- S$196.20* yearly
- First three years card fee waiver
Supplementary card
- FREE first card
- S$98.10* subsequent card
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
Digitize your approved card for mobile contactless payment (Apple PayNEW and Google Pay) on UOB TMRW app and use within minutes!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
- <Yesup>space<Last 4 digits of existing UOB Card>space<NRIC#>
Terms and Conditions Governing UOB UnionPay Card
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the from the awarding of cashback.
W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of cashback.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of cashback.
W.e.f. 1 February 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the awarding of cashback.
For details, please refer to the full terms and conditions.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Before you begin, please prepare the following documents.
For salaried employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
- Income documents (any of the following)
- Latest 12 months' CPF Contribution History Statement via Singpass login or
- Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) / Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
- Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
For self employed
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For commission based employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For foreigners
- Valid Passport (with at least 6 months’ validity) and
- Employment Pass (EP or S Pass only with at least 6 months’ validity) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
- Income documents (any of the following)
- Latest Computerised Payslip (in Singapore Dollar currency) or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
- Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
For existing UOB Credit Cardmembers
- Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
Important notice
- For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
- Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
- Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
- We reserve the right to request for information and income documents if deemed necessary.
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ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
UOB Payment FacilityNEW
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one
air mile for every dollar).
Explore more with UOB card privileges
The Dining Advisor
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
The Travel Insider
A travel portal to inspire, plan and book your next vacation in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
UOB Payment FacilityNEW
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one
air mile for every dollar).
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers’ Agreement.
General information on UOB Cards
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