Benefits
UnionPay exclusive offers worldwide
Accepted by close to 54 million merchants and 3 million ATMs worldwide.
Duty Free Shopping worldwide
Up to 10% off at over 100 International Airport Duty Free Shops.
Things you should know
Eligibility and fees
Eligibility
Minimum age 21 years oldFor Singapore citizens and permanent residents
- Minimum annual income of S$30,000 OR
- Fixed Deposit collateral of minimum S$10,000#
For foreigners
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of minimum S$10,000#
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Fees
Principal card- S$194.40* yearly
- First three years card fee waiver
Supplementary card
- FREE first card
- S$97.20* subsequent card
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Apply & Pay within minutes
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For new-to-bank customers, the application process has been enhanced to be fast, simple, and secure with MyInfo. No more endless fields to fill in and documents to upload.
For steps on how to digitize your card for mobile contactless payment, please click here.
Important Note: Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here. |

For new-to-bank customers, the application process has been enhanced to be fast, simple, and secure with MyInfo. No more endless fields to fill in and documents to upload. For steps on how to digitize your card for mobile contactless payment, please click here. Important Note: Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here.
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
- <Yesup>space<Last 4 digits of existing UOB Card>space<NRIC#>
Terms and Conditions Governing UOB UnionPay Card
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of cashback.
With effect from 1 Feb 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the awarding of cashback.
For details, please refer to the full terms and conditions.
Before you begin, please prepare the following documents.
For salaried employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
- Income documents (any of the following)
- Latest 12 months' CPF Contribution History Statement via Singpass login or
- Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) / Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
- Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
For self employed
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For commission based employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For foreigners
- Valid Passport (with at least 6 months’ validity) and
- Employment Pass (EP or S Pass only with at least 6 months’ validity) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
- Income documents (any of the following)
- Latest Computerised Payslip (in Singapore Dollar currency) or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
- Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
For existing UOB Credit Cardmembers
- Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
Important notice
- For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
- Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
- Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
- We reserve the right to request for information and income documents if deemed necessary.
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Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers’ Agreement.