Get S$350 Cash Credit when you apply for the UOB UnionPay Card now!

Benefits

2% Cashback

2% Cashback

Enjoy 2% cashback on all local and overseas spend.

UnionPay QuickPass

UnionPay QuickPass

Instant contactless payment at major merchants island-wide.

UnionPay exclusive offers worldwide

UnionPay exclusive offers worldwide

Accepted by close to 54 million merchants and 3 million ATMs worldwide.

More savings with UOB Fuel Power

More savings with UOB Fuel Power

Up to 21.6% off your petrol purchases at SPC

Duty Free Shopping worldwide

Duty Free Shopping worldwide

Up to 10% off at over 100 International Airport Duty Free Shops.

Promotions

Grab

Grab

  • S$6 off min. S$30 for GrabFood
    Code: UOBFOOD6

  • S$5 off min. S$15 for Ride
    Code: UOBGRAB5

Grab

Exclusive Complimentary Sands LifeStyle Elite Tier Membership

Get your complimentary Sands LifeStyle Elite tier membership (3 months upgrade) when you present your UnionPay card (Platinum & Diamond tiers) at any Sands Rewards counter.

Enjoy USD 10 e-Voucher at KLOOK

Enjoy USD 10 e-Voucher at KLOOK

Things you should know

Eligibility and fees
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Eligibility
Minimum age 21 years old

For Singapore citizens and permanent residents
  • Minimum annual income of S$30,000 OR
  • Fixed Deposit collateral of minimum S$10,000#


For foreigners
  • Minimum annual income of S$40,000 OR
  • Fixed Deposit collateral of minimum S$10,000#


Documents Required: Click here

#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Fees
Principal card
  • S$196.20* yearly
  • First three years card fee waiver


Supplementary card
  • FREE first card
  • S$98.10* subsequent card


*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

 

Digitize your approved card for mobile contactless payment (Apple PayNEW and Google Pay) on UOB TMRW app and use within minutes!

 

Click here to find out more common FAQs about your credit card

 

Click here to find out more about digital banking solutions

Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

  • <Yesup>space<Last 4 digits of existing UOB Card>space<NRIC#>

 

SMS T&Cs apply

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of cashback.

 

With effect from 1 February 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the awarding of cashback.

 

For details, please refer to the full terms and conditions.

 

Deposit Insurance Scheme:

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Get S$350 Cash Credit when you apply for the UOB UnionPay Card now!

Get S$350 Cash Credit when you apply for the UOB UnionPay Card now!

    Before you begin, please prepare the following documents.

    For salaried employees
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    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
    • Income documents (any of the following)
      • Latest 12 months' CPF Contribution History Statement via Singpass login or
      • Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) / Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
      • Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
      • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
    • Latest Income Tax Notice of Assessment
    • NRIC (front and back) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
    • Latest Income Tax Notice of Assessment
    • Valid Passport (with at least 6 months’ validity) and
    • Employment Pass (EP or S Pass only with at least 6 months’ validity) and
    • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
    • Income documents (any of the following)
      • Latest Computerised Payslip (in Singapore Dollar currency) or
      • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
      • Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
    • Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
    1. For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
    2. Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
    3. Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
    4. We reserve the right to request for information and income documents if deemed necessary.

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    Other useful links

    UOB Cardmembers’ Agreement
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    Click here for a copy of the UOB Cardmembers’ Agreement.

    Make TMRW yours, download now!