Southeast Asia's first one-stop travel portal designed for UOB Cardmembers. Inspire, plan, and book your next adventure with UOB Cards.
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Now enhanced to make your money work harder as you save and invest or insure with UOB. Subject to qualifying criteria. T&Cs apply. SGD deposits are insured up to S$100k by SDIC.
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Tap your way to 0% FX fees, cashback on MYR spend and instant savings with UNI$ redemption.
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Get instant cash at 0% interest and low processing fees. Choose from 3, 6 and 12-months tenor.
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Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
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Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Be rewarded. Take charge with UOB TMRW.
you are in Personal Banking
Earn cashback on your daily favourites like Grab, McDonald's, Shopee and SimplyGo. Plus, your recurring bills with Singapore Power, Singtel and GOMO.
Enjoy 1% cashback1 at more places now with mobile payments added (Apple Pay, Google Pay and Samsung Pay)
Pair your UOB One Debit Card with UOB One Account and enjoy up to 3.4% p.a. interest3 on your savings—just by spending!
Enjoy over 1,000 deals, cashback, weekly coupons and exciting rewards all year round with Rewards+ on UOB TMRW.
Get instant cashback with UOB$ on your favourite dine, retail and lifestyle brands island wide! Track your rewards easily on the UOB TMRW app under Rewards+ > My Rewards.
Access your money using just your phone at UOB ATMs in Singapore. When overseas, enjoy zero transaction fees when withdrawing cash at UOB ATMs in Malaysia, Indonesia, and Thailand.
| Monthly Cashback Rate | Tier 1: Min. S$300 spend | Tier 2: Min. S$600 spend |
| Grab, McDonald’s, Shopee Singapore, SimplyGo | 2% | 4% |
| Singtel, GOMO, Singapore Power, Mobile Payments (Apple Pay, Samsung Pay, Google Pay) | 1% | 1% |
| Monthly Cashback Cap | S$30 | |
Earn up to S$360 a year
+
Earn up to S$2,850 in interest a year
No matter who you are or what you do, we want to make it easy for you to maximise your money and reach your goals. With the UOB One Account, you can earn up to 3.4% p.a. interest in just two steps. That’s how simple it is!
| Account Balance in your UOB One Account | Spend S$500 on your UOB One Card | Spend S$500 on your UOB One Card + Perform 3 GIRO transactions |
Spend S$500 on your UOB One Card + Credit your salary via GIRO |
| First S$75,000 | 0.65% | 1.00% | 1.00% |
| Next S$50,000 | 0.05% | 2.00% | 2.50% |
| Next S$25,000 | 0.05% | 0.05% | 3.40% |
| Above S$150,000 | 0.05% | 0.05% | 0.05% |
| Account Balance in your UOB One Account |
| First S$75,000 |
| Next S$50,000 |
| Next S$25,000 |
| Above S$150,000 |
Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Simple and fuss-free account with low initial deposit for your saving needs.
Earn a base interest of 0.05% p.a. on your savings
| Statement Date and Min. Monthly Spend | UOB One Debit Card | UOB ATM Contactless Card |
| Withdraw cash from UOB and OCBC ATMs in Singapore | ✓ | ✓ |
| Withdraw cash worldwide | ✓ | ✓ |
| Pay for PIN-based purchases locally | ✓ | ✓ |
| Pay with NETS contactless | ✓ (not available for UOB One Debit Mastercard) |
✓ |
| Pay for purchases locally and overseas eg. Online, Mail Order and Phone Order | ✓ | ❌ |
| Conduct fast and secure contactless payment | ✓ | ❌ |
| Turn your mobile phone into an e-wallet with Apple Pay, Google Pay & Samsung Pay. | ✓ | ❌ |
| Get up to 4% cashback on Grab, McDonald’s, Shopee Singapore, SimplyGo, Singtel, GOMO, SP Utilities and Mobile Payment transactions. | ✓ | ❌ |
| Enjoy UOB Cards shopping, entertainment and dining privileges | ✓ | ❌ |
| Statement Date and Min. Monthly Spend |
| Withdraw cash from UOB and OCBC ATMs in Singapore |
| Withdraw cash worldwide |
| Pay for PIN-based purchases locally |
| Pay with NETS contactless |
| Pay for purchases locally and overseas eg. Online, Mail Order and Phone Order |
| Conduct fast and secure contactless payment |
| Turn your mobile phone into an e-wallet with Apple Pay, Google Pay & Samsung Pay. |
| Get up to 4% cashback on Grab, McDonald’s, Shopee Singapore, SimplyGo, Singtel, GOMO, SP Utilities and Mobile Payment transactions. |
| Enjoy UOB Cards shopping, entertainment and dining privileges |
Access your monthly card eStatements instantly, 24/7
Reset your card PIN with just a few taps
Keep track of your expenses and spending habits with personalised insights, curated for you
Enjoy the following benefits when you travel with your UOB One Debit Card:
Enjoy year-long savings of 14% on your fuel purchases with the UOB One Debit Card.
Enjoy up to 20% off your petrol purchases at SPC with your UOB One Debit Card and SPC&U Card!
Add your UOB One Debit Card to your mobile payment applications to tap and pay securely with your mobile phone at more than 10,000 retail outlets in Singapore. What’s more, you can earn the same cashback on mobile payment as you do with your physical UOB One Debit Card.
Eligibility and Fees:
Minimum 16 years old
For Singaporeans/PR/Foreigners
Annual Fees
S$18.34 yearly (First 3 years card fee waiver)
Annual fee waiver with 12 Visa/Mastercard transactions per year
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
1Enjoy up to 4% cashback on Grab transactions (excluding GrabPay Wallet top‑ups), Shopee Singapore transactions (excluding ShopeePay Wallet top-ups), SimplyGo transactions (bus and train rides only, excluding SimplyGo top-up transactions), McDonald’s transactions with a minimum monthly spend of S$600. Enjoy up to 2% cashback on the same categories with a minimum monthly spend of S$300. 1% cashback applies to Singtel and GOMO recurring transactions, Singapore Power utility bills (excluding payments via AXS), and Mobile Pay transactions (Apple Pay, Google Pay and Samsung Pay), with a minimum monthly spend of S$300. Cashback is capped at S$30 per calendar month across all eligible transactions. Subject to qualifying criteria. Please click here for the full terms and conditions.
2Get Up to S$380 cash credit comprising:
1) Either S$120 or S$80 or S$40 cash credit
AND
2) up to S$260 cash credit
1) UOB Online Account Opening Weekly Promotion (1 July to 30 September 2026)
Valid from 1 July to 30 September 2026 (“Promotion Period”). Limited to the first 80 customers of each Promotion Week, namely the period between 1 and 5 July 2026 and every calendar week between 6 July 2026 and 12 July 2026 and the period between 21 and 30 September 2026, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new Account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. Additionally, for existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and savings accounts as at 30 June 2026 and such increase must also be maintained till the end of the next calendar month following their new Account opening calendar month. Eligible new-to-UOB customers will be eligible to receive S$120 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$80 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$40 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s orders; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply.
Eligible UOB Account means a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.
Click here for full terms and conditions.
2) UOB SalaryPlus Promotion (1 July 2026 to 30 September 2026)
Participate in the UOB SalaryPlus Promotion (1 July 2026 to 30 September 2026) by successfully submitting an online participation form between 1 July 2026 to 30 September 2026, both dates inclusive, to receive the following cash rewards:
(i) S$180 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO, PayNow or FAST^ within the next two calendar months from the date of submission of the online participation form; and
(ii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO~, or who successfully perform a loan repayment transaction for their UOB car loan~ or UOB home loan~ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB One Account, UOB Lady’s Savings Account, UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Passbook Savings Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2026 to 30 June 2026.
Subject to qualifying criteria. Full terms and conditions apply and can be accessed here.
^Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” or “FAST SALA” to be eligible.
#CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
~Bill payment via GIRO must be reflected with the transaction description “GIRO-Inward Debit” to be eligible. Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
Insured up to S$100k by SDIC.
You're a savvy spender and getting the most out of your card is your forte. The UOB One Card gives you the most cashback and helps you grow your savings. It's the smarter way to spend.
The card for your shopping desire. Get the most out of your shopping at Metro with Metro-UOB Card.
Every choice you make helps you curate the life you want. Own it with UOB EVOL Card and enjoy cashback on local and overseas spend!
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
Find answers, guidance, and support to manage your UOB Card
Add your UOB Credit and Debit Cards to your Apple Wallet and enjoy the ease of payment for your purchases securely via Apple Pay.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Find answers, guidance, and support to manage your UOB Card
Add your UOB Credit and Debit Cards to your Apple Wallet and enjoy the ease of payment for your purchases securely via Apple Pay.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
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