From 15 April 2026, Metro$ Rebates will be discontinued and will no longer be awarded or redeemable. Metro‑UOB Cardmembers will instead earn Metro Treasured Points - 5 Points per S$1 spent at Metro (equivalent to the current 5% rebate). To earn Metro Treasured Points, you will need to sign up for the Metro Treasured Programme. Click here for details.

How to earn 5% rebates on your purchases at Metro (wef 15 April 2026):

Important: To earn Metro Treasured Points, Metro-UOB Cardmembers will need to sign up for the Metro Treasured Programme.

Treasured by Metro is Metro’s enhanced loyalty programme designed to offer customers greater value and engagement. As part of this programme, Metro provides complimentary membership with access to exclusive privileges, curated benefits, and rewards that go beyond everyday purchases. Click here to find out more on Metro Treasured Membership tiers and benefits.

Sign up for Metro Treasured Account to continue earning 5 Points per S$1 spent (equivalent to 5% rebate) at Metro

Sign up for Metro Treasured Account to continue earning 5 Points per S$1 spent (equivalent to 5% rebate) at Metro

Sign up for Metro Treasured Programme

Start earning 5 Points per S$1 spent (equivalent to 5% rebate) when you pay with Metro-UOB Card

Start earning 5 Points per S$1 spent (equivalent to 5% rebate) when you pay with Metro-UOB Card

Metro Treasured Points FAQ

Metro‑UOB Cardmembers are required to redeem all remaining Metro$ Rebates by 14 April 2026. Any Metro$ Rebates not redeemed by this date will be forfeited.

Metro$ Rebates can be exchanged for Metro Shoppers Cheques at Metro Stores, which can be used to offset your next in‑store purchase. Metro Shoppers Cheques are valid for a period of two (2) years from the date of issuance.

Step 1:
Sign up for the Metro Treasured Programme either in store at any Metro outlet or online at https://metro.com.sg/account/register. After submitting your details, an OTP will be sent to your registered Singapore mobile number. Your Metro Treasured Account will be activated immediately upon OTP verification. You may start earning and redeeming points once your registration is completed.

Step 2:
Simply pay with your Metro-UOB Card and provide your mobile number linked to your Metro Treasured Account at checkout when you shop in-stores. You will earn 5 Treasured Points for every S$1 spent (equivalent to the same 5% rebate you currently enjoy) - regardless of your Metro Treasured Membership Tier.

Treasured Points will be awarded based on the nett amount after discounts, vouchers and promotions, and all calculation, rounding and crediting rules are determined solely by Metro.

Treasured by Metro is Metro’s enhanced loyalty programme designed to offer customers greater value and engagement. As part of this programme, Metro provides complimentary membership with access to exclusive privileges, curated benefits, and rewards that go beyond everyday purchases.

Find out more about Metro Treasured Membership tiers and benefits via Metro’s official webpage at https://metro.com.sg/pages/loyalty-program-benefits.

For avoidance of doubt, Metro‑UOB Cardmembers are eligible to earn 5 Treasured Points per S$1 spent at Metro (equivalent to 5% rebate) when you shop at Metro in-stores under this programme, regardless of your Metro Treasured Account Tier. Online Metro purchases are not eligible and will instead earn Treasured Points based on cardmember’s Metro Treasured Account Tier.

No, it is a free membership.

You can redeem your Treasured Points to offset purchases at all Metro retails stores and the online store. Every 500 Treasured Points allows you to redeem a $5 Metro E-voucher which can be used to offset your purchase at Metro Paragon, Metro Causeway Point or www.metro.com.sg.

Treasured Points must be redeemed within 12 months from date of crediting. Treasured Points will expire on the last day of the 12th month from date of points crediting.

Example:

Treasured Points earned on 19 May 2026 must be redeemed by 31 May 2027. Any unutilised points after 31 May 2027 will expire and be forfeited.

You can view your points balance and transaction history by logging into your Treasured Account on https://metro.com.sg/account/login.

Additionally, your current points balance will be printed at the bottom of your in-store transaction receipt.

For Treasured Points matters, please contact Metro directly. UOB does not maintain Treasured Points balances and thus cannot assist with missing points, reversals or redemption issues.

Click here for full FAQ.

Benefits of Metro-UOB Card

10% off regular-priced items all year round

10% off regular-priced items all year round

Enjoy instant 10% discount on regular-priced items with blue tag

5% rebates on all merchandise and sale items

5% rebates on all merchandise and sale items

Exchange your Metro$ Rebates* for Metro Gift Vouchers and use it for your next purchase at Metro! 

*Note: From 15 April 2026, Metro$ Rebates will be discontinued and will no longer be awarded or redeemable. Metro‑UOB Cardmembers will instead earn Metro Treasured Points - 5 Points per S$1 spent at Metro (equivalent to the current 5% rebate). To earn Metro Treasured Points, you will need to sign up for the Metro Treasured Programme. Click here for details.

20% off on your birthday month

20% off on your birthday month

A generous 20% off regular-priced items with a blue-price tag along with other exciting offers.

Invitation to Double Metro$ Day and exclusive previews

Invitation to Double Metro$ Day and exclusive previews

Earn Metro$ twice as fast and gain exclusive entry to Metro events and previews

Complimentary delivery service

Complimentary delivery service

Free delivery service for your purchases when you spend a minimum of S$150 nett at Metro.

UOB Island of Rewards

UOB Island of Rewards

Earn UNI$1 for every S$5 charged to your Metro card and choose from over 1,000 reward items.

Promotions

Metro 69th Celebration Sale!

Metro 69th Celebration Sale!

From 5 March to 31 March 2026, enjoy up to S$35 off with a minimum of S$550 charged in a single receipt using your Metro-UOB Card!

 

Exclusively for Metro-UOB and UOB Lady’s Credit Cardmembers*:

  • S$35 off with a min. spend of S$550 nett in a single receipt (Limited to the first 150 redemptions only)

For all UOB Cardmembers:

  • S$25 off with a min. spend of S$550 nett in a single receipt (Limited to the first 390 redemptions only)

 

*Once the S$35 off is fully redeemed, Metro-UOB and UOB Lady's Credit Cardmembers may enjoy the S$25 off promotion for all UOB Cardmembers.

Valid from 5 March to 31 March 2026 (both dates inclusive).

Subject to qualifying criteria. Terms and conditions apply.

ShopUOB

ShopUOB

There’s a deal for everyone at ShopUOB

  • Over 250 UOB Cards deals on your favourite brands.
  • Across everyday categories: Marketplace & Services, Fashion & Beauty, Home & Electronics, Family & Wellness, Education & Enrichment and many more.

Metro-UOB Card: Eligibility and fees

Eligibility and fees
chevron
Eligibility
Minimum age 21 years old

For Singapore citizens and permanent residents
  • Minimum annual income of S$30,000 (55 years old and below)
  • Minimum annual income of S$15,000 (56 years old and above)
  • Fixed deposit collateral of minimum S$10,000#


For foreigners
  • Minimum annual income of S$40,000


Documents Required: Click here

#Terms and conditions apply. Please visit UOB branches for more information on secured card applications.

Fees
Principal card*
  • S$196.20# yearly
  • First year card fee waiver


Supplementary card
  • FREE first card
  • S$98.10# yearly for subsequent card


*Not eligible for Secured Card Applications.
#Inclusive of Singapore's prevailing Goods and Services Tax (GST)

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

 

Digitize your approved card for mobile contactless payment (Apple PayNEW and Google Pay) on UOB TMRW app and use within minutes!

 

Click here to find out more common FAQs about your credit card

 

Click here to find out more about digital banking solutions

Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

  • <Yesme>space<Last 4 digits of existing UOB Card>space<NRIC#>

 

SMS T&Cs apply

  • With effect from 21 July 2024, transactions with the transaction description "NORWDS*" will be excluded from the awarding of UNI$, cashback, and KrisFlyer Miles.
  • Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
  • With effect from 15 April 2026, Metro$ Rebates will be discontinued and will no longer be awarded or redeemable. Metro‑UOB Cardmembers will instead earn Metro Treasured Points - 5 Points per S$1 spent at Metro (equivalent to the current 5% rebate). To earn Metro Treasured Points, you will need to sign up for the Metro Treasured Programme. Click here for details.

Click here for Terms and Conditions governing Metro-UOB Card.

 

Note: From 15 April 2026, Metro$ Rebates will be discontinued and will no longer be awarded or redeemable. Metro‑UOB Cardmembers will instead earn Metro Treasured Points - 5 Points per S$1 spent at Metro (equivalent to the current 5% rebate). To earn Metro Treasured Points, you will need to sign up for the Metro Treasured Programme. Click here for details.

Apply for the Metro-UOB Card now!

Apply for the Metro-UOB Card now!

Note: From 15 April 2026, Metro$ Rebates will be discontinued and will no longer be awarded or redeemable. Metro‑UOB Cardmembers will instead earn Metro Treasured Points - 5 Points per S$1 spent at Metro (equivalent to the current 5% rebate). To earn Metro Treasured Points, you will need to sign up for the Metro Treasured Programme. Click here for details.
Compare credit cards
TOOLS

Compare credit cards

Can’t decide which card to apply for? Here’s an easy way to find the one for you.



Before you begin, please prepare the following documents.

For salaried employees
chevron
  • NRIC (front and back) and
  • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
  • Income documents (any of the following)
    • Latest 12 months' CPF Contribution History Statement via Singpass login or
    • Latest Computerised Payslip (Fixed income earner with Basic Salary ≥ $2,500) / Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or
    • Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
    • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
  • NRIC (front and back) and
  • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
  • Latest Income Tax Notice of Assessment
  • NRIC (front and back) and
  • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
  • Latest Income Tax Notice of Assessment
  • Valid Passport (with at least 6 months’ validity) and
  • Employment Pass (EP or S Pass only with at least 6 months’ validity) and
  • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
  • Income documents (any of the following)
    • Latest Computerised Payslip (in Singapore Dollar currency) or
    • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
    • Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
  • Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
  1. For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
  2. Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
  3. Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
  4. We reserve the right to request for information and income documents if deemed necessary.

Related products and services

UOB Absolute Cashback Card

Up to 1.7% cashback on all your purchases including travel, home furnishings, and more!

UOB EVOL Card

Every choice you make helps you curate the life you want. Own it with UOB EVOL Card and enjoy cashback on local and overseas spend!

UOB One Card

You're a savvy spender and getting the most out of your card is your forte. The UOB One Card gives you the most cashback and helps you grow your savings. It's the smarter way to spend.


Explore more with UOB card privileges


Explore more with UOB card privileges

Card services

Card services

Other useful links

UOB Cardmembers’ Agreement
chevron

Click here for a copy of the UOB Cardmembers’ Agreement.

SDIC

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

We're here to help

Take charge with UOB TMRW, download now