Home Construction Loan

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    Build your dream home the way you like

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Overview

Whether you are building a new home, revamping a recently acquired property or giving your current home a new look, UOB Home Construction Loan provides the financing you need to make your dream home a reality.

Start laying the foundation for your dream home with UOB.

Benefits

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Get the financing amount you need

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Flexible loan options

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Attractive interest rates and benefits

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  • Enjoy up to 75% financing with UOB Home Construction Loan. The quantum of financing granted will depend on your home construction needs, whether you are:
    • Buying a piece of land and building a home of the design of your choice;
    • Purchasing an existing landed property and transforming it into your dream home; or
    • Giving your current home a makeover to enhance its property value.

 

  • Pay off your home construction loan at a comfortable pace within a flexible repayment period: Up to when the borrower reaches 70 years of age or a maximum loan tenor of 35 years, whichever is earlier.

 

  • Choose from a wide range of flexible loan financing options with a UOB Home Construction Loan.

    After issuance of Temporary Occupation Permit, this loan will be converted into a home loan which comprises of principal and interest payment.

    Please contact us to find out more about our competitive packages.

 

Apply Now

So what are you waiting for? Apply now and make your dream home a reality.

Contact Us

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Got a question? Feel free to contact us:

 

Call Centre hotline:
1800 388 2121 (8am to 8pm)

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Leave your contact details and we will be in touch shortly.

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Visit any UOB Group branch and speak to any Home Loans Specialist

Visit a UOB Branch

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Visit any UOB Group branch and speak to any Home Loans Specialist

Locate a branch

More Information

  • The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed. The current applicable Board Rate is 0.85% p.a.
  • The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
  • The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
  • The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  • The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy.