HDB Home Loan

  • Switch and save with UOB HDB Loan

    It's time to make the switch and enjoy potential savings when refinance with us.
    Plus, apply online and receive an Electrolux Cordless Stick Vacuum Cleaner* (worth S$379).

     

    *Terms and conditions apply.

  • Get you dream home faster with UOB HDB Home Loan

    Make informed decisions on your dream home and avoid missed opportunities with our Instant Home Loan Approval1.

     

    1Terms and conditions apply.

Overview

Enjoy a total home solution with us. Our HDB Home Loan is designed to give you competitive interest savings, flexibility, convenience and a host of other benefits to answer your every need.

Promotion

UOB HDB Home Loan Refinancing Promotion

Settle in comfortably with our attractive home loan package which gives you interest savings through a promotional interest rate, and provides you with the flexibility to partially pay down your loan at any time.

On top of that, enjoy a free package conversion if the Mortgage Rate (MR) increases within the first two years of the loan disbursement. Also, get an Electrolux Cordless Stick Vacuum Cleaner* (worth S$379). So go on, make yourself at home.

 

Interest Rates*

  Promotional Floating Rate Package
Year 1 1.80% (MR + 0.95%)
Year 2 & Onwards 1.88% (MR + 1.03%)
Penalty Period 2 Years
Enjoy*:
• Flexibility to do partial prepayment at any time
• Peace of mind with 1 free conversion 

*T&C apply. Refer to letter of offer for full package terms.
Legal Subsidy (For Refinancing only) Full legal fee subsidy for refinancing amount of at least S$300,000.

 

Exclusive Gifting subject to acceptance of above package:

Accepted Loan Customer Reward
At least S$300,000
Electrolux Cordless Stick Vacuum Cleaner* (worth S$379)

All rates are quoted on a per annum basis. The current Mortgage Rate (MR) is 0.8500% p.a.
Rates quoted are non-contractual till acceptance of the Bank's letter of offer. For other attractive packages, speak to our banker to find out more.

 

Apply now

 

For Singaporeans and PRs:
Click "Apply Now" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications received after 5pm will be processed the next working day.  

For Foreigners and U.S. Persons:
Please leave us with your details so we can contact and assist you.

*Terms and Conditions apply

*Terms and Conditions:

  • For successful loan application via UOB Home Loan online application form for loan amount of at least S$300,000 by 31 December 2018.
  • The Applicable Interest Rate stated on the Letter of Offer is 0.95% above UOB's prevailing Mortgage Rate in the 1st year and 1.03% above UOB’s prevailing Mortgage Rate in the 2nd year onwards (the "Promotional Interest Rate"). UOB reserves the right, at any time and from time to time, to vary the Promotional Interest Rate at its discretion without giving any reason or prior notice.
  • This Promotion is not valid with third party referral. Letter of offer issued by UOB in connection with the UOB HDB Home Loan has to be accepted by 7 January 2019.
  • UOB may vary these terms or suspend or terminate the Promotion without giving any notice. Full terms and conditions governing the UOB HDB Home Loan Refinancing Campaign apply.

Benefits

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Get the loan amount you need

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A bridging loan for a smoother transition

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Attractive interest rates and benefits

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  • Enjoy a loan of up to 75% of the purchase price of your new or resale HDB flat, or the valuation of your new home, whichever is lower.

    If you are purchasing a New flat, you can check out the prices at the HDB website. Alternatively, if you are intending to purchase a Resale flat, you can get a quick price estimate from recent HDB resale transactions.|

    It is so easy to qualify for our UOB HDB Home Loan. You can apply even if you:
    • own a private property
    • have a monthly total household income of more than S$8,000
    • are not upgrading to a bigger flat
    • have previously enjoyed HDB Concessionary Loan rates

  In fact, you can apply for a UOB HDB Home Loan even if you qualify for HDB Concessionary Loan.

 

  • If you are expecting proceeds from the sale of your existing property, we can provide a bridging loan to help you make the necessary downpayment first. That way, you will not miss the chance to own your dream home.
  • If you are planning to sell your current flat, please visit the HDB website and find out how to get a valuation on your property. For an estimate on current market prices, you can get a good estimate from recent HDB resale transactions.

 

  • UOB offers a full suite of competitive interest rates. You can choose from our wide range of fixed-rate packages, floating-rate packages, or even a combination of them.

Terms and conditions apply

Apply Now

Secure your desired property with our In-Principle Home Loan approval, and avoid missed opportunities.

Apply Online

 

For Singaporeans and PRs:
Click "Apply Online" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications received after 5pm will be processed the next working day.  

For Foreigners and U.S. Persons:
Please leave us with your details so we can contact and assist you.

*Terms and Conditions apply

More Information

  • The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
  • The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
  • The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
  • The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  • The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages