UOB 3-Month Compounded SORA Home Loan Package

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3-Month Compounded SORA Package

UOB 3-Month Compounded SORA Home Loan Package

Welcome to the UOB 3-Month Compounded SORA Home Loan package that gives you better control of your finances.

Limited tranche for New Direct-to-Bank* customers only
Year 1 3M Compounded SORA + 0.70% p.a.
Year 2 3M Compounded SORA + 0.70% p.a.
Year 3 3M Compounded SORA + 0.80% p.a.
Year 4 and thereafter 3M Compounded SORA + 1.00% p.a.
Lock in Period 2 years
Min Loan Size S$250,000 (Applicable to Private Home Loan)
S$80,000 (Applicable to HDB Home Loan)
Special Features
  • 1 free conversion after 24 months from the date of first disbursement, subject to the terms and conditions in the Letter of Offer.
  • Flexibility to prepay^ your loan/sell# your property, subject to the terms and conditions in the Letter of Offer.


3M Compounded SORA refers to the 3-Month Compounded SORA that is published on MAS’ website.

Terms and Conditions

  • Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Rates are subject to min. loan size.
  • Rates and benefits will only be confirmed upon issuance of Letter of Offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan.
  • Rates and benefits are subject to changes without prior notice.

*This Promotion is not valid with agent referrals, Introduce A Friend, welcome back and/or third party referral payment, and shall not be applicable to individuals who have received other benefits, and/or administrative concessions from UOB on his/her existing or new property loan(s) (including, but not limited, to a waiver or reduction of any fee payable or penalty incurred by applicant(s)).

^This means that no prepayment penalty will be applicable to the first prepayment request made per year during the Lock in Period and the prepayment amount for such request is cap at 20% of the original loan amount.

#This means that, in the event that the redemption of the Loan is due to sale of the Property and this redemption is within the Lock in Period, the redemption fee will be reduced by 50% subject to UOB’s receipt of satisfactory documentary evidence of the sale of the Property. In addition, the Borrower will be eligible for a refund of the reduced redemption fee paid to UOB if the Borrower fulfills the following conditions:
(i) the Borrower accepts a new loan from UOB of which the new loan amount is equal or higher than the redeemed loan amount;
(ii) such new loan is accepted by the Borrower within 6 months from date of redemption of the Loan;
(iii) the Borrower furnishes a signed copy of the Letter of Offer; and
(iv) such other condition(s) as may be determined by UOB.

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  • Be rewarded with Apple gifts worth up to S$3,511* (inclusive of S$2,200* in cash for refinancing) available exclusively when you apply online.

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  • Tap the enhanced value of your property to make the most of it.

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More Information

  • The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  • The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy.