UOB 3-Month Compounded SORA Home Loan Package

  • Hello SORAHello SORA

    Home with SORA

    Welcome to the UOB 3-Month Compounded SORA Home Loan package that gives you better control of your finances.


    Apply Now

  • Go Green Home LoanGo Green Home Loan

    Wake up to greener living with
    a UOB Go Green Home Loan

    Designed to support your needs not only for sustainable living but reducing ownership costs too.

    Go Green Home Loan

    Find out more

    Full terms and conditions apply.

About SORA

Illustration of 3-Month Compounded SORA

The 3-Month Compounded SORA is updated every 3 months.

D% and E% are 3-Month Compounded* SORA published by MAS on 4 Mar 2021 and 4 Jun 2021 respectively.

Find out more on how SORA works here

*Further reading material on use of SORA in financial contracts:


3-Month Compounded SORA Package

UOB 3-Month Compounded SORA Home Loan Package

Welcome to the UOB 3-Month Compounded SORA Home Loan package that gives you better control of your finances.

  UOB 3-Month Compounded SORA Home Loan (Completed only)
Year 1 3M Compounded SORA + 0.80% p.a.
Year 2 3M Compounded SORA + 0.98% p.a.
Year 3 3M Compounded SORA + 1.60% p.a.
Thereafter 3M Compounded SORA + 1.60% p.a.
Lock in Period 2 years
Partial Prepayment during lock-in Flexibility to prepay your loan or sell your property.
Rate Refresh Every 3 months
Free Conversion 1 free conversion after 12 months from the date of first disbursement


3M Compounded SORA refers to the 3-Month Compounded SORA that is published on MAS’ website.  It is currently at 0.1368% p.a. (as at 13 Jul 2021). Find out more on SORA.

  • Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Rates are subject to min. loan size.
  • Rates and benefits will only be confirmed upon issuance of Letter of offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan.
  • Rates and benefits are subject to changes without prior notice.

Apply Now

Private Home Loan


HDB Home Loan




Property Equity Financing




Secure your dream home faster with UOB Private Home Loan


Get your dream home faster with UOB HDB Home Loan


Refinance your residential or commercial property with UOB to enjoy great savings


Unlock the value of your property to get cash
  • Upgrade family time with up to S$3,200 worth of cash and gifts* (inclusive of S$2,200 in cash for refinancing), available exclusively when you apply online

Find out more


  • Get an a Sharp Air Purifier worth S$349 when you apply for your HDB Home Loan online

Find out more


  • Refinance and unlock the potential to get interest rates that is lower than the rate you are currently paying

Find out more


  • Tap the enhanced value of your property to make the most of it.

Find out more

More Information

  • The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed. The current applicable Board Rate is 0.85% p.a.
  • The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
  • The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
  • The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  • The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.

This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy.