Unit Trusts

First, make sure you have a single-name UOB savings or current account. Next, download the UOB TMRW app to explore the investment offerings.

You need to be 21 years old and above to invest.

If you do not have a single-name UOB savings or current account, you may open one online. Get approval within minutes, and start investing today.

Yes, foreigners can invest with the exception of U.S Persons, Canadian residents and residents of the EEA countries.

Yes, you will need to. This allows us to assess your level of financial knowledge as you start your investment journey with us.

Yes you can, for funds that are eligible for CPF and SRS subscriptions.

As often as you’d like on the UOB TMRW app! The Net Asset Value (NAV) of each fund is updated every business day, with the exception of fund holidays, which are determined by the fund managers and usually fall on public holidays in countries where the fund has significant exposure.

Even if you do not monitor your investments daily, rest assured that our fund managers do, 24/7. They will proactively manage your funds and rebalance the underlying investments when necessary. You will also get monthly portfolio updates, available within the Unit Trusts tab when you log in to the UOB TMRW app.

You will receive payouts if the fund that you have selected provide payouts. You can choose to either reinvest the payout or credit the payout into your preferred account.

Yes, you will receive monthly market and fund reviews. Before deciding on your next course of action, find out what the asset managers say about the funds through the Fund Commentary & Strategy section, which can be viewed in the UOB TMRW App. This can be found within the individual fund’s pages when you access the Unit Trusts section under the Wealth tab.

Please visit a UOB branch to change your dividend instructions.

Yes. You can redeem the full amount or part of your investments. For partial redemptions, you must leave a minimum holding based on the fund requirement.

To terminate, follow these steps:
Step 1: On the first screen you see after tapping on the Wealth Tab - Unit Trusts within the UOB TMRW app (if you have invested), look for the "Orders" section and tap on "View all“
Step 2: Swipe left on your order and tap ‘Terminate’.
Step 3: Follow the instructions to complete your termination.

You can only switch between funds within the same fund umbrella i.e. funds under the same prospectus. You can switch all or part of your units (subject to minimum fund holdings requirement)

Check that you have a stable internet connection. If the UOB TMRW app is undergoing maintenance, try again later.

Tap ‘View order status’ on your submitted screen.
Alternatively, you can view your orders on the Services - Unit Trusts page within the UOB TMRW app. You will also be able to view the status of your past orders here.
If your order is completed or unsuccessful, you will also receive an in-app notification. Do remember to set your mobile phone settings to receive notifications from the UOB TMRW app.

We will mail the hard copy statements to you for every successful purchase. You can also view your order status on the UOB TMRW app.

To make changes, follow these steps:
Step 1: Tap ‘View orders’ on the first screen you see after tapping on Unit Trusts within the UOB TMRW app.
Step 2: Swipe left on your order and tap ‘Edit’.
Step 3: Follow the instructions to edit your order.

For funds that offer 7 days cancellation, you can cancel it within 7 calendar days and the investment proceeds will be credited to your UOB account within 7 business days after trade date.

You may cancel your one-time buy order through Unit Trusts via the UOB TMRW App. Simply follow these steps:

Step 1: Tap ‘View orders’ on the first screen you see after tapping on Unit Trusts within the UOB TMRW app.
Step 2: Swipe right to left on an active one-time order card that you want to cancel
Step 3: Follow the instructions to cancel your order.

Holdings will be reflected within 3 business days if the transaction is executed on a trading day where the fund is available for subscription and redemption.

You can choose to pay for your foreign currency investment with your SGD savings or current account. We will convert the investment amount using the Bank's prevailing board rate. You will be able to view the exchange rates before submitting the order. Alternatively, if you have a Global Currency Premium Account, Global Currency Account or MightyFX foreign currency account, you can use any of these accounts to debit your investment amount.

Yes, investors will only be required to pay a sales charge of up to 1% of the investment amount at the point of sale. This is deducted directly from your savings or current account when you place your order.

Example for $1,000 investment sum at 1% sales charge:

Investment sum: $1,000
Upfront sales charge of 1%: $10
Net invested amount for buying units: $1,000 - $10 = $990

Please note that fund prices are subjected to daily market movements, and the amount reflected on your account after completion of the transaction might be more or less than the initial invested amount.

There is no annual platform fee.

Besides the sales charge that is charged upfront at subscription, the asset manager of the fund will also charge an Annual Management Fee for managing the fund.

Other fees include administrative costs of maintaining the fund such as custodian, trustee and accounting fees.

These fees would be deducted from your fund’s Net Asset Value (NAV) and be of no additional cost to you.