UOB Junior Savers Account

  • junior savers accountjunior savers account

    The account that protects and grows with your little ones.

  • The KidSmart ProgrammeThe KidSmart Programme

    The KidSmart Programme

    At UOB, we believe that all children are smart.
    Discover how you can develop your children’s interests and nurture their full potential.

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Announcement: With effect from 1 August 2020, the prevailing interest rate for the UOB Junior Savers Account will be revised. Click here for more information.


A unique savings account with complimentary life insurance coverage to give your child the best head start in life.

Attractive interest rates

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Complimentary UOB ATM Card

with NETS and PLUS facilities


24/7 access

to your Junior Savers Account through UOB Personal Internet Banking and 24-hour phone banking service

The UOB Junior Savers Account

can be converted to a regular statement-based savings account when the child reaches 16 years old at any UOB Group branch.

Peace of mind

with FREE insurance coverage* - up to 100% of your deposit balance

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Hassle-free monthly funds transfers

to your child's Junior Savers Account from your account with UOB

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  • To qualify, you must maintain an average daily balance** of S$3,000 per month over the past six months or since the account is opened, whichever period is shorter
  • The Portfolio Insurance cover is paid as a percentage of the average daily balance** in the Junior Savers Account at the point of parent's (ie, Insured) death or total permanent disability
  • The insurance covers the insured till age 65 or upon the child reaching 17 years old, whichever comes first

Insurance coverage is based on the following deposit balance tiers:

Deposits Balance Tiers (based on average daily balance)**Coverage Amount
S$3,000 - S$9,999.99 50%
S$10,000 - S$49,999.99 70%
S$50,000 & above 100%

* Insurance terms and conditions apply.
** Average daily balance refers to the average daily balance per month for the past six months or since account opening, whichever period is shorter.


To enjoy this service, please complete the Standing Order Application and mail it back to us

Fees & Requirements

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#At selected branches only.

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Via Branches


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Important information on the use of UOB Accounts and Services

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Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

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Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.