
Junior Savers Account
Be protected while you start your little ones on their financial journey.
Enjoy peace of mind while watching your child grow up

Free insurance coverage
Enjoy free coverage of up to 100% of your Junior Savers Account deposit balance. The more you save, the more coverage you get.


Earn base interest
In addition to free insurance coverage, you can also earn daily interest on your savings.
Get started with 3 simple steps
1) Open your new account

Make an appointment at any of our branches
Here’s a breakdown of coverage you can get
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Deposit balance tiers (based on average daily balance)
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Coverage amount
Deposit balance tiers (based on average daily balance) | Coverage amount |
S$3,000 – S$9,999.99 | 50% |
S$10,000 – S$49,999.99 | 70% |
S$50,000 and above | 100% |
Deposit balance tiers (based on average daily balance) |
S$3,000 – S$9,999.99 |
S$10,000 – S$49,999.99 |
S$50,000 and above |
Things you should know
Eligibility and fees
Age
Child: 16 years old and belowThe Junior Savers Account must be opened as a joint account with the parent/legal guardianFall-below Fee
S$2 if average balance for the month is below S$500Min. Initial Deposit
S$500Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Make banking simpler with these services

Track your Junior Savers Account on the go
Use UOB TMRW to view, manage and keep track of all your transactions.

Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
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