Get up to S$120 cash when you apply for a UOB savings account online and save with UOB. Plus, up to an additional S$180 when you transact with us. Find out more.

Uniplus Account

Uniplus Account

Now enhanced to make your money work harder as you save and invest/insure with UOB.

Watch your savings grow with 2.5% p.a. interest* when you invest or insure with us

Receive a UOB One Debit Card and get up to 4% cashback on daily spends

*Subject to qualifying criteria. Terms and conditions apply.

Earn up to 2.5% p.a. interest when you save and invest or insure with us


Valid from 15 April – 30 June 2026. Subject to qualifying criteria. Terms and conditions apply.

Earn a base interest of 0.05% p.a. on your savings

+

Invest a min. of S$20,000 in an eligible Unit Trust to unlock an additional 2.45% p.a. for 6 months on your first S$100,000 savings with Uniplus Account


or

Purchase an eligible Insurance plan to unlock an additional 2.45% p.a. for 6 months on your first S$100,000 savings with Uniplus Account

Plan ahead for your future when you invest and/or insure with us

Invest on UOB TMRW

Invest on UOB TMRW

Work towards your goals and invest easily with UOB TMRW

  • Choose from four expertly curated fund portfolios, tailored to different goals and risk profiles.
  • Or build your own portfolio from a curated list of over 100 unit trusts.
  • Set and track your goals and stay on top of opportunities with insights aligned to your risk profile.

Get started on your investment journey from just S$100.

Insure

Insure

Protect against the unexpected, grow your wealth steadily, and enjoy reliable retirement income—supported by the right insurance solution.

Get clarity on your goals and needs with a financial planning conversation.

Enjoy these additional rewards when you purchase an eligible insurance product:

  • up to S$1,500 rewards
  • 2.88% p.a. on your 6-month SGD Fixed Deposit

Subject to qualifying criteria. Terms and conditions apply.

Promotions

Online Account Opening Promotion

Online Account Opening Promotion

Be the first 80 eligible customers per promotion week to earn cash rewards

  • New-to-UOB customers: S$120 cash
  • New-to-UOB Deposits customers: S$60 cash
  • Existing UOB Deposits customers: S$30 cash

Here's how:
1. Apply for an eligible UOB savings account online.
2. Deposit at least S$5,000 in new funds into your new account and maintain this sum in your account until the next calendar month.

Plus, stack your rewards with up to an additional S$180 cash when you pay your bills, credit your salary and dividends with UOB.

Promotion is from 1 April to 30 June 2026. Cash rewards will be automatically credited. Subject to qualifying criteria. T&Cs apply.

 

 

Apply now

Activate Money Lock to protect your savings from digital scams

Activate Money Lock to protect your savings from digital scams

Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.

Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.   

Things you should know

Eligibility and Fees
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Age
16 years old and above for online application
15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$500
Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30
Within 6 months from opening
Min. Initial Deposit
S$500 (Singaporeans/Permanent Residents)
S$20 (Singaporeans/Permanent Residents on Community Development Council social assistance scheme
S$1,000 (Foreigners)
Statement Type
eStatement

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

How to apply:

  1. Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
  2. Personal Internet Banking login details – applicable to existing to UOB customers
  3. Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will need to bring along original copies of:

  • Your Physical Passport (Min 6 months validity is required)
  • Proof of Residential Address (E.g. Utilities or Telecommunication bills)
  • Employment Pass/S Pass/Dependent Pass

Please note that photocopied or digital copies of the above documents will not be accepted for processing.

Important information on the use of UOB Accounts and Services

All promotions subject to qualifying criteria. Terms & Conditions

Sales representatives, if any, may be remunerated for the recommendation or sale of this account.

The above shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein. The above information does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may wish to seek advice from a financial adviser before purchasing any unit trust. If you choose not to seek advice from a financial adviser, you should consider carefully whether the unit trust in question is suitable for you.

Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above products. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the insurance products are specified in the policy. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase these products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether the products are suitable for you. United Overseas Bank Limited does not hold itself out to be an insurer or insurance broker. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

Online Account Opening Exclusive: Get up to S$120 cash when you apply for a Uniplus Savings Account online and save with UOB. Plus, up to an additional S$180 when you transact with us.
OneCard

Joint Uniplus Savings Account

An easier way to manage finances with your family

transfers

Reduce the hassle of transferring funds between separate accounts

platform

Monitor household expenses on one convenient platform, to better plan your family budget and reach financial goals together

Make banking simpler with these services

Better commutes with SimplyGo

Better commutes with SimplyGo

Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.

Withdraw cash via your phone

Withdraw cash via your phone

With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler

Make payments simpler

Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Enjoy the deals you love with UOB Rewards+

Enjoy the deals you love with UOB Rewards+

Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.

Here’s something else you may like

One Account with One Card

Maximise interest in just two steps. Get up to 3.4% p.a. interest when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 10% cashback on daily spends with UOB One Credit Card.

UOB Stash Account

Accumulate even more savings with up to 2% p.a. interest when you maintain or increase your Monthly Average Balance.

UOB EVOL Card

With the best cashback card for travel, enjoy 0% FX fees worldwide and up to 1% cashback (till 31 Dec 2026) on overseas FX spend with no min. spend and no cap! Plus, up to 10% cashback on local online, mobile spend & more with UOB EVOL Card.

SDIC

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

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