UOB Lady’s Card

Earn up to 25X UNI$ for every S$5 spend (equivalent to 10 miles per S$1) on your preferred rewards category(ies) with no minimum spend:

• Spend with UOB Lady’s Credit Card to earn 10X UNI$ (4 miles per S$1)¹ on your preferred category(ies)
• Save with UOB Lady’s Savings Account to earn up to additional 15X UNI$ (6 miles per S$1)² on your UOB Lady’s Credit Card preferred category(ies)

Choose your preferred rewards category(ies) from Fashion, Dining, Travel, Beauty and Wellness, Family, Transport or Entertainment and feel free to change it every quarter! No minimum spend required.

¹Earn 10X UNI$ on your UOB Lady’s Credit Card:

No minimum spend required. Register via uob.com.sg/ladys-enrol and select up to 2 preferred rewards category(ies) for which you will earn 10X UNI$ per S$5 spent in each calendar month. This comprises a base earn rate of UNI$1 for every S$5 spent and a bonus earn rate of 9X UNI$ for every S$5 spent (“Bonus UNI$”) on your selected preferred rewards category(ies). The maximum aggregate amount of Bonus UNI$ you can earn in a calendar month is capped at (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) 3,600 UNI$ which is equivalent to S$2,000 spent if you are a UOB Lady’s Solitaire Card^# or UOB Lady’s Solitaire Metal Card Cardmember. UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles*.

²Earn up to additional 15X UNI$ when you save with UOB Lady’s Savings Account:

You shall be eligible to earn the following Lady’s Savings Bonus UNI$ in a calendar month in accordance with the Monthly Average Balance (“MAB”) in your UOB Lady’s Savings Account if you (1) are a principal UOB Lady’s Credit Cardholder and a primary UOB Lady’s Savings Accountholder, (2) maintain a minimum MAB of S$10,000 in your UOB Lady’s Savings Account in a calendar month and (3) selected your Preferred Rewards Category(ies). The Lady’s Savings Bonus UNI$ you can earn in a calendar month is capped at S$1,000 spent on your preferred category if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) S$2,000 spent on your preferred categories if you are a UOB Lady’s Solitaire Card^# or UOB Lady’s Solitaire Metal Card Cardmember.

Important Notice:

^#Starting 1 August 2025, the maximum Bonus UNI$ you can earn each calendar month with your UOB Lady’s Solitaire Card (excluding UOB Lady’s Solitaire Metal Card) will be revised to:

New monthly cap: 2,700 UNI$ (equivalent to S$1,500 spending)
(Previously: 3,600 UNI$ which is equivalent to S$2,000 spending)
New rewards category cap: 1,350 UNI$ per category (equivalent to S$750 spending)

The Bonus UNI$ earned on the UOB Lady’s Account will also be capped based on S$1,500 in spending (previously $2,000) and capped at S$750 spend per rewards category when you save with the UOB Lady’s Savings Account and spend on your UOB Lady’s Solitaire Card (excluding UOB Lady’s Solitaire Metal Card).

Refer to the UOB Lady’s Card Terms and Conditions and the UOB Lady’s Savings Account Reward Program Terms and Conditions for more details.

*Please refer to UOB Rewards Programme Terms and Conditions here.

Insured up to S$100k by SDIC.

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