UOB SmartPay

Is there a minimum amount and/or tenure to take up UOB SmartPay?

Yes, you can apply for UOB SmartPay if your total credit card outstanding balance, outstanding balance on a selected credit card or the total amount of your selected transaction(s) is a minimum of S$500 and choose an instalment plan with a minimum tenure of 3-months.

How do I know if my UOB SmartPay application has been approved?

A push-notification and email will be sent to your mobile device and registered email address one (1) working day from your time of application to inform you if your application has been approved or rejected.

How do I calculate my new Current Statement Due if my UOB SmartPay application has been approved before my Statement Due Date?

If SmartPay is approved between Statement Generation and your Statement Due Date (E.g. Statement generated on 12 Apr with Due Date on 2 May, SmartPay approved on 18 Apr), your amount due by your Due Date will be less the amount you have converted to SmartPay. You may refer to the “Amount to pay” indicated in your UOB TMRW app for the amount due for payment by your Due Date.

Where can I view the details of my SmartPay plan after it has been approved?

Login to UOB TMRW > tap on the ‘Accounts’ tab > choose the credit card > tap on ‘View instalment plans’ under the ‘Services’ tab

For frequently asked questions, click here.

Sales representatives, if any, may be remunerated for the recommendation or sale of this service.

• Amounts spent by way(s) of cash advance, balance transfer, instalment payment plan, interest free loan, SmartPay, fee or interest-related transactions and such other promotions and transactions as the Bank may determine from time to time shall be excluded from the Total Amount and cannot be converted into SmartPay.
• SmartPay is not available to transactions incurred with UOB Purchasing Cards, UOB Corporate Cards, UOB Private Label Cards and all UOB Debit Cards.
• Reward Points (UNI$) / Cash Rebates will not be awarded for successful SmartPay applications. Any Reward Points (UNI$) / Cash Rebates awarded will be reversed upon successful SmartPay application.
• Administrative fee of S$150 will be levied for the processing of voluntary card account closure, termination or early repayment of the SmartPay instalment amount. No Reward Points (UNI$) will be refunded in such cases.
• For UOB SmartPay’s full general terms and conditions, please click here.