Get the highest cashback1 on your Singtel spend and more
Simply spend a min. of S$800 in a statement month to qualify
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Spend Category
-
Cashback
-
Cashback Cap
Spend Category | Cashback | Cashback Cap |
Singtel / GOMO spend | 12% | S$30 |
Local Online and Mobile Contactless spend | 10% | S$30 |
All other local and overseas spend | 0.30% | S$20 |
Total monthly cashback | - | S$80 |
Spend Category |
Singtel / GOMO spend |
Local Online and Mobile Contactless spend |
All other local and overseas spend |
Total monthly cashback |
Cashback illustration
Here’s how easy it is to earn cashback with the Singtel-UOB Card
- Spend Amount
- Cashback Earned
Examples of spend | Spend Amount | Cashback Earned |
Spend | Spend a minimum of S$800 in a statement month | |
12% on Singtel and GOMO spendNEW | ||
Singtel/GOMO bills | S$80 | S$9.60 |
Accessories from Singtel Shop | S$20 | S$2.40 |
New iPhone (monthly payment via Singtel PayLater) | S$150 | S$18.00 |
10% cashback on Local Online and Mobile Contactless spendNEW | ||
Purchases from Shopee | S$100 | S$10 |
Dining spends via Apple / Google Pay | S$30 | S$3 |
Purchase from Fairprice Xtra via Apple / Google Pay | S$120 | S$12 |
0.3% cashback on All other spendNEW | ||
Disneyland Admission in Shanghai charged in CNY | S$300 worth in SGD | S$0.90 (plus, no FX fees!) |
Groceries purchase in Johor Bahru charged in MYR | S$200 worth in SGD | S$0.60 (plus, no FX fees!) |
Purchase of headphones via Visa Paywave (tapped to pay using physical card) | S$100 | S$0.30 |
Total | S$1,100 | S$56.80 |
Things you should know
Eligibility and fees
Eligibility
- Applicant must be an individual (non business) Singtel Customer
- Age: 21 years and above
Singaporean/PR:
Instant Card approval via Myinfo
- Minimum annual income of S$30,000 (55 years old and below)
- Minimum annual income of S$15,000 (56 years old and above)
- Fixed Deposit collateral of at least S$10,000^^
For Foreigners:
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of at least S$10,000^^
^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Documents required: Click here.
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
<Yesst>space<Last 4 digits of existing UOB Card>space<NRIC#>space<Singtel Account#>
Fees
Principal card- S$196.20^ yearly
- First year card fee waiver
Supplementary card
- FREE first card
- S$98.10^ subsequent card
^Inclusive of Singapore's prevailing Goods and Services Tax (GST).
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
Apply & Pay within minutes

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Frequently Asked Questions (FAQs)
Terms and Conditions
1”Highest cashback” refers to the 12% direct cashback (capped at S$30) awarded on Singtel spend (including Singtel one-time bill payments, Singtel recurring bill payments, and purchases made at Singtel stores and Singtel exclusive retailers), when compared against other major personal credit cards in Singapore offering direct cashback on telco bill payment and telco purchases with a minimum income requirement of S$30,000 as at 1 August 2025.
*New-to-UOB Credit Cardmembers who successfully apply for the Singtel-UOB Card between 27 August 2025 and 30 September 2025 (both dates inclusive), successfully registered via SMS and successfully charge at least one eligible Singtel/GOMO recurring bill within 2 months from their Card approval date, will receive up to S$10 per month for 12 months. Click here for full terms and conditions.
^The first 200 new-to-UOB credit card customers in September 2025 who successfully apply for an eligible UOB Credit Card between 1 September 2025 and 30 September 2025 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. Click here for full terms and conditions.
Terms and Conditions governing Singtel-UOB Card
Terms & Conditions for UOB Credit Card September 2025 Acquisition Promotion
Terms and Conditions for Singtel x Singtel-UOB Card Exclusive Mobile Plan Promotion
Terms and Conditions for Singtel-UOB Card – Recurring Bill Rebate Acquisition Promotion
Existing Singtel-UOB Cardmembers (issued before 27 August 2025)
Cashback
For existing Singtel-UOB cardmembers holding a card issued before 27 August 2025, you will enjoy the enhanced benefits from 27 August 2025.
If you do not meet the minimum spend of S$800, you will earn 0.3% cashback on all Transactions successfully charged to your Card account in that statement month.
Other Singtel Privileges
We are refreshing your Singtel experience with the following exciting updates to Singtel privileges. In addition to the following changes to the existing benefits, please look out for details of other new benefits on our website on 27 August 2025.
Annual fee waiver (effective 10 November 2025)
As a Singtel-UOB Cardmember, you currently enjoy annual fee waiver with Singtel bills charged to the Card on recurring basis for 12 months. With effect from 10 November 2025, you will also enjoy annual fee waiver with GOMO bills charged to the Card on recurring basis for 12 months.
No administrative fee on foreign currency spend (“FX fees”) on the Card
With effect from 27 August 2025, enjoy 0% fees on your Overseas Foreign Currency Spend on the Card.
*Refer to Terms and Conditions Governing Singtel-UOB Card for full details.

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Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers’ Agreement.