Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!
Cashback on everything? Absolutely.
Enjoy 1.7% cashback^ on all your purchases eg. travel, weddings, luxury purchases and more,
and 0.3% cashback^ on local transactions which are commonly excluded from earning rewards

Get S$30 cashback with your UOB Absolute Cashback Card
Here’s how in 3 simple steps:
Step 1: Register
SMS ABRP‹space›last 4 alphanumeric characters of your NRIC/Passport No. to 77862
(example: ABRP 567A if your NRIC is S1234567A)
Step 2: Set up recurring bill payment or add your UOB Absolute Cashback Card for payments at these eligible merchants
Step 3: Make a transaction with the same eligible merchant on your same card for 3 consecutive months
Valid from 17 March till 30 April 2025 (“Promotion Period”). To be eligible to receive a one-time S$30 cash rebate, you must (i) successfully register to participate in this Promotion via SMS using the prescribed format during the Promotion Period; (ii) successfully charge a card-on-file or recurring bill payment transaction with the same eligible merchant to your same UOB Absolute Cashback Card (“Card”) in each month for a period of 3 consecutive months. The first transaction must be charged and posted on your Card account between 17 March to 30 April 2025, the second transaction must be charged and posted on your Card account between 1 May to 31 May 2025, and the third transaction must be charged and posted on your Card account between 1 June to 30 June 2025; and (iii) not have made any prior card-on-file or recurring bill payment transaction with the same eligible merchant selected by you in this Promotion 6 months prior to the commencement of the Promotion Period. Full terms and conditions apply, visit here.
Promotions

Shop
Local Deals Near You

Shop
UOB Payment Facility
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).

Travel
Hong Kong Times Square
For all international Amex CMs
- Redeem a complimentary local designer travel bag with no spend required
- Get a HK$200 mall voucher with HK$5,000 Spend
Terms & Conditions apply

Travel
Hong Kong Star Ferry
- HK$1 per ride
Valid till 31 December 2025
Terms & Conditions apply

Travel
Taiwan New Taipei Metro
- NT$1 per ride
Valid till 31 December 2025
Terms & Conditions apply
Things you should know
Eligibility and fees
Eligibility
Minimum 21 years oldDeliver
For Singapore citizens and permanent residents
- Minimum annual income of S$30,000 is required OR
- Fixed Deposit collateral of at least S$10,000#
For Foreigners
- Minimum annual income of S$40,000 is required OR
- Fixed Deposit collateral of at least S$10,000#
Documents required: Click here.
Fees:
Principal Card- S$196.20* yearly
- First year card fee waiver
Supplementary Card
- First card free
- S$98.10* for subsequent cards
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
- <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>
SMS T&Cs apply.
Frequently asked questions
What are the key features of the UOB Absolute Cashback Card?
Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus, no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.
With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%.
With effect from 6 May 2024, the cashback rate awarded for local transactions classified under the selected MCCs (charity, education, government, healthcare, utilities, and other professional services) has been revised to 0.3%. Click here for details.
Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.
What transactions are eligible for cashback?
Transactions at all merchants who accept American Express credit card payments are eligible for cashback.
However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.
How is my cashback calculated?
Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.
Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.
Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May
Credit Card statement dated 10 Jun | Credit Card statement dated 10 Jul |
S$99 transaction on 11 May posted to statement |
Cashback earned of S$1.68 (S$99 x 1.7%) credited into statement |
What happens to my cashback if I have a reversal of my transaction on my card?
In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.
Will there be any scenarios for my cashback to be disqualified?
The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.
UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:
- spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
- your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
- your Card account is overdue;
- UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
- relevant Cashback was not earned from qualifying spend; or
- for any other reason that UOB may determine in its sole discretion.
No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.
Can I use my UOB Absolute Cashback Card for contactless payments?
Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).
Where do I find the CVV code on my UOB Absolute Cashback Card for online payment
Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.
The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.
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