Apply now and get 10% cashback (up to S$250 cashback)!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback^ on all your purchases eg. public transport, weddings, luxury purchases and more,
and 0.3% cashback^ on local transactions which are commonly excluded from earning rewards
Public Transport

Public Transport

Get up to S$15 cash rebate when you tap and pay for public bus and train rides with UOB Absolute Cashback Card. T&Cs apply and registration is required.

Travel bookings

Travel bookings

Book your accommodations, flights or car rentals

Luxury Shopping

Luxury Shopping

Pamper yourself with luxury purchases

Insurance

Insurance

Pay your premiums

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your bill payments

Healthcare

Healthcare

Pay for your medical bills

PROMOTIONS

Get 3% cashback* when you tap to pay with your UOB Absolute Cashback Card now!

Supercharge your cashback when you tap and pay for dining, shopping and/or public bus/train rides using your UOB Absolute Cashback Card from now till 31 July 2025.

To participate, register via SMS now:
SMS ABC‹space›last 4 alphanumeric digits of your NRIC/Passport No. to 77862
Example: SMS ABC 567A to 77862 if your NRIC is S1234567A

*Click to find out more.

Promotions

  • All
  • Travel
  • Shop
  • Dine
  • Healthcare
50% cashback on SimplyGo
tap._pay._ride._and_get_50%_back
Travel

Tap. Pay. Ride. And get 50% back

  • Get S$3 back with S$6 cumulative spend on public transport, up to five redemptions per Registered card.

Valid till 31 July 2025. Limited to 50,000 enrollees. Exclusions apply.

    Local Deals Near You
    local_deals_near_you
    Shop

    Local Deals Near You

    Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!

      american_express_presale_access_the_championships,_wimbledon_2026
      Travel

      American Express Presale Access The Championships, Wimbledon 2026

      • Exclusive presale access to world-class hospitality tickets* for The Championships, Wimbledon 2026.
      • Amex Presale Tickets™ are available from now until 10am BST Monday 18 August.

      *While supplies last. Terms & conditions apply.

        the_official_wimbledon_store
        Travel

        The Official Wimbledon Store

        • Enjoy a 20% discount online at The Official Wimbledon Store.
        • To access this benefit, use your UOB Absolute Cashback American Express® Card at checkout and the discount will be automatically applied.

        Valid till 21 Jul 2025. Terms & conditions apply

          Shopee
          shopee
          Shop

          Shopee

          • S$10 off with min. spend of S$120 on every Saturday

          Valid till 27 Dec 2025

            UOB Payment Facility
            uob_payment_facility
            Shop

            UOB Payment Facility

            Pay anything with the UOB Payment Facility and earn UNI$!

            • The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
            • Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).

              Compare accounts

              Things you should know

              Eligibility and fees
              chevron
              Eligibility
              Minimum 21 years old
              Deliver
              For Singapore citizens and permanent residents
              • Minimum annual income of S$30,000 (55 years old and below)
              • Minimum annual income of S$15,000 (56 years old and above)
              • Fixed Deposit collateral of at least S$10,000#
              For Foreigners
              • Minimum annual income of S$40,000 is required OR
              • Fixed Deposit collateral of at least S$10,000#

              Documents required: Click here.
              Fees:
              Principal Card
              • S$196.20* yearly
              • First year card fee waiver
              Supplementary Card
              • First card free
              • S$98.10* for subsequent cards

              *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

              #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

              Sales representatives, if any, may be remunerated for the recommendation or sale of this card.

              Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

              • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>

               

              SMS T&Cs apply.

              Apply for UOB Absolute Cashback Card now!

              Apply for UOB Absolute Cashback Card now!

              Frequently asked questions

              What are the key features of the UOB Absolute Cashback Card?
              chevron

              Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus, no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

              With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%.

              With effect from 6 May 2024, the cashback rate awarded for local transactions classified under the selected MCCs (charity, education, government, healthcare, utilities, and other professional services) has been revised to 0.3%. Click here for details.

              Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

              Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

               

              However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

              Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

              Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

              Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

              In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

              The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

               

              UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

              • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
              • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
              • your Card account is overdue;
              • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
              • relevant Cashback was not earned from qualifying spend; or
              • for any other reason that UOB may determine in its sole discretion.

               

              No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

              Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

              Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

              The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


              Related products and services

              Balance Transfer

              Stress less with UOB Balance Transfer! Enjoy 12 months of 0% interest at low one-time 4.28% processing fee on your approved loan amount! (EIR from 4.69% p.a.)

              UOB PRVI Miles Card

              Get started with the highest miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or up to 3 miles per S$1 spend overseas (UNI$7.5 per S$5 spend). Plus, enjoy 8 miles per S$1 spend on your hotel and airlines bookings (UNI$20 per S$5 spend).

              Personal Loan

              Extra help, extra fast approval! UOB Personal Loan gives you the financial boost you need with rates from 1.85% p.a. (EIR from 3.40% p.a.).

              Explore more with UOB card privileges

              Explore more with UOB card privileges


              Card services


              Card services

              Other useful links

              UOB Cardmembers’ Agreement
              chevron

              Click here for a copy of the UOB Cardmembers’ Agreement.

              Learn more

              For more information about UOB credit cards, please click here

              We're here to help