Get a Samsonite EVOA Z Spinner 25” Expandable (worth S$600) when you apply and spend on the UOB Absolute Cashback Card!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

Up to 2% cashback

Up to 2% cashback

Limitless bonus cashback on contactless spend locally & overseas till 31 Jan 2027New

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend and no cap on cashback earned.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback^ on all your purchases eg. public transport, weddings, luxury purchases and more,
and 0.3% cashback^ on transactions which are commonly excluded from earning rewards
Tap. Pay. Ride. With 20% cashback on your daily commute

Tap. Pay. Ride. With 20% cashback on your daily commute

Get up to S$8 cash rebate when you tap and pay for public bus and train rides with UOB Absolute Cashback Card. T&Cs apply and registration is required.

Travel bookings

Travel bookings

Book your accommodations, flights or car rentals

Luxury Shopping

Luxury Shopping

Pamper yourself with luxury purchases

Insurance

Insurance

Pay your premiums

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your bill payments

Healthcare

Healthcare

Pay for your medical bills

Promotions

  • All
  • Shop
  • Travel
  • Healthcare
7-Eleven
7-eleven
Shop

7-Eleven

  • Spend S$5 or more, in one or more transactions, in-person or in-app at participating 7-Eleven location(s) to receive S$1 credit, up to 2 time(s) per Registered Card.
  • Valid till 30 Nov 2026. Limited to 20,000 Cards. Exclusions apply.

    Transit
    transit
    Travel

    Transit

    • Spend S$10 or more, in one or more transactions, when you pay your transit fare(s) in Singapore to receive S$2 credit, up to 2 time(s) per month, for 2 month(s) per Registered Card.
    • Valid till 30 Nov 2026. Limited to 100,000 Cards. Exclusions apply.

      Explore Malaysia
      explore_malaysia
      Travel

      Explore Malaysia

      • Experience the best of Malaysia, from cityscapes to local flavours, with tailored offers across dining, shopping and stays.
      • Valid till 31 Aug 2027. Terms and Conditions apply.

        Banyan Group
        banyan_group
        Travel

        Banyan Group

        • Receive a complimentary fourth night and complimentary room upgrade to the next room category, subject to availability at check-in, when booking directly with Banyan Group, using code “AMEX”.
        • Enjoy added benefits, including complimentary daily breakfast for two, 20% savings on food and non-alcoholic beverages, à la carte spa treatments (excluding salon services).
        • Valid till 31 Mar 2027. Terms apply.

          Explore Indonesia
          explore_indonesia
          Travel

          Explore Indonesia

          • Enjoy 50% discount on Bluebird and Silverbird rides around Indonesia.
          • Valid till 31 Dec 2026. Terms and Conditions apply.

            Explore Vietnam
            explore_vietnam
            Travel

            Explore Vietnam

            • Discover vibrant Vietnam, from bustling cities and rich heritage to scenic coasts, with curated offers across dining, stays and shopping.
            • Valid till 28 Feb 2027. Terms and Conditions apply.

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              UOB Absolute Cashback Card: Eligibility and Fees

              Eligibility and fees
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              Age Requirement
              • 21 years and above

              Minimum Income:
              Singaporeans/PR:
              • S$30,000 p.a. (55 years old and below)
              • S$15,000 p.a. (56 years and above)
              • Fixed Deposit collateral of at least S$10,000#

              Foreigners
              • S$40,000 p.a.
              • Fixed Deposit collateral of at least S$10,000#

              Need help? You can refer to our FAQ page.

              #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
              Documents required:
              Click here.

              Apply using MyInfo via Singpass to enjoy Instant Card Approval.
              Fees:
              Principal Card
              • S$196.20* yearly
              • First year card fee waiver
              Supplementary Card
              • First card free
              • S$98.10* for subsequent cards

              *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

              Sales representatives, if any, may be remunerated for the recommendation or sale of this card.

              Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

              • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC>
                E.g. Yesabsolute 6789 S1234567A

               

              SMS T&Cs apply.

              ^”Highest limitless cashback card” refers to the highest cashback rate in Singapore in comparison to other banks’ credit cards across Singapore that rewards a flat cashback with no minimum spend, no cap on cashback earned and cashback on spend categories commonly excluded from earning rewards by other cashback cards, as at 31 August 2026.

              Cardmember can enjoy an earn rate of 1.7% on selected overseas and local spend, and 0.3% on transactions which are commonly excluded from earning rewards such as charity, education, healthcare, professional services, utilities and Grab mobile wallet top-ups. Transactions which are awarded 0.3% cashback are listed in the Terms and Conditions Governing UOB Absolute Cashback Card.

              For full UOB Absolute Cashback Card terms and conditions, visit here.

              Get a Samsonite EVOA Z Spinner 25” Expandable (worth S$600) when you apply and spend on the UOB Absolute Cashback Card!

              Get a Samsonite EVOA Z Spinner 25” Expandable (worth S$600) when you apply and spend on the UOB Absolute Cashback Card!

              UOB Absolute Cashback Card FAQs

              What are the key features of the UOB Absolute Cashback Card?
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              Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus, no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

              With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%.

              With effect from 6 May 2024, the cashback rate awarded for local transactions classified under the selected MCCs (charity, education, government, healthcare, utilities, and other professional services) has been revised to 0.3%.

              With effect from 4 September 2026, the cashback rate awarded for overseas transactions classified under selected MCCs (charity, education, government, healthcare, utilities, and other professional services) and Grab mobile wallet top-ups will be revised to 0.3%. Click here for details.

              Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

              Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

               

              However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

              Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

              Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

              Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

              In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

              The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

               

              UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

              • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
              • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
              • your Card account is overdue;
              • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
              • relevant Cashback was not earned from qualifying spend; or
              • for any other reason that UOB may determine in its sole discretion.

               

              No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

              Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

              Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

              The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


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              Get started with the highest miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or up to 3 miles per S$1 spend overseas (UNI$7.5 per S$5 spend). Plus, enjoy 8 miles per S$1 spend on your hotel and airlines bookings (UNI$20 per S$5 spend).

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              Extra help, extra fast approval! UOB Personal Loan gives you the financial boost you need with rates from 1.00% p.a. (EIR from 1.93% p.a.).

              Explore more with UOB card privileges

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              Card services


              Card services

              Other useful links

              UOB Cardmembers’ Agreement
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              Click here for a copy of the UOB Cardmembers’ Agreement.

              Learn more

              For more information about UOB credit cards, please click here

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