Apply for UOB Absolute Cashback Card now!

A great idea for cashback, made simple

1.7% limitless cashback rate^

1.7% limitless cashback rate^

Highest limitless cashback rate in Singapore at 1.7%.

No minimum spend

No minimum spend

Flat cashback earn rate with no minimum spend.

No spend exclusions

No spend exclusions

The only credit card with no spend exclusions.

Cashback on everything? Absolutely.

Enjoy 1.7% cashback^ on all your purchases eg. public transport, weddings, luxury purchases and more,
and 0.3% cashback^ on local transactions which are commonly excluded from earning rewards
Public Transport

Public Transport

Tap and pay for public bus and train rides with your UOB Absolute Cashback Card

Travel bookings

Travel bookings

Book your accommodations, flights or car rentals

Luxury Shopping

Luxury Shopping

Pamper yourself with luxury purchases

Insurance

Insurance

Pay your premiums

Utilities and Telco Bills

Utilities and Telco Bills

Consolidate your bill payments

Healthcare

Healthcare

Pay for your medical bills

Get 3% cashback* when you spend overseas with your UOB Absolute Cashback Card now!
PROMOTIONS

Get 3% cashback* when you spend overseas with your UOB Absolute Cashback Card now!

Maximise cashback on your overseas spend with UOB Absolute Cashback Card from now till 31 Dec 2025.

To participate, register via SMS now:
SMS ABX‹space›last 4 alphanumeric digits of your NRIC/Passport No. to 77862
Example: SMS ABX 567A to 77862 if your NRIC is S1234567A

*Terms and conditions apply.

Promotions

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Small Luxury Hotels of the World Limited
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Travel

Small Luxury Hotels of the World Limited

  • Enroll in a complimentary 12-month SLH Club 02 membership.
  • Enjoy exclusive benefits such as daily complimentary continental breakfast, room upgrades and exclusive SLH Club rates at handpicked boutique hotels worldwide.

Terms and Conditions apply.

    Viator
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    Viator

    • Enjoy 10% off eligible Viator travel experiences
    • Promo code: AMEXINTLVIATOR

    Valid till 31 Jul 2026. Terms and Conditions apply.

      explore_maldives
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      Explore Maldives

      Experience Maldives now: Discover more with exclusive offers for American Express® Cardmembers

        explore_thailand
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        Explore Thailand

        Delight in exclusive dining, lifestyle, and accommodation perks as you explore Thailand.

          taiwan_yoxi
          Travel

          Taiwan Yoxi

          • Get NT$50 coupon with NT$200 spend when you add UOB Absolute Cashback Card for online payment.

          Valid till 31 December 2025. Terms and Conditions apply.

            Local Deals Near You
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            Shop

            Local Deals Near You

            Explore and enjoy exclusive offers in Singapore with your UOB Absolute Cashback Card. Simply register for the offer to be eligible!

              Shopee
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              Shop

              Shopee

              • S$10 off with min. spend of S$120 on every Saturday

              Valid till 27 Dec 2025

                UOB Payment Facility
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                Shop

                UOB Payment Facility

                Pay anything with the UOB Payment Facility and earn UNI$!

                • The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
                • Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).

                  Hong Kong Times Square
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                  Travel

                  Hong Kong Times Square

                  For all international Amex CMs

                  • Redeem a complimentary local designer travel bag with no spend required
                  • Get a HK$200 mall voucher with HK$5,000 Spend

                  Terms & Conditions apply

                    Hong Kong Star Ferry
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                    Travel

                    Hong Kong Star Ferry

                    • HK$1 per ride

                    Valid till 31 December 2025

                    Terms & Conditions apply

                      Taiwan New Taipei Metro
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                      Travel

                      Taiwan New Taipei Metro

                      • NT$1 per ride

                      Valid till 31 October 2026

                      Terms & Conditions apply

                        Explore India
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                        Travel

                        Explore India

                        Explore incredible India and enjoy tailored offers at top destinations across dining, shopping, accommodation & handicrafts.

                          HealthHub SG
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                          Healthcare

                          HealthHub SGNEW

                          You can now make medical bill payments* via the HealthHub app/ website with any UOB American Express® Cards.


                          *Payment via American Express is not applicable to other e-Services on
                          HealthHub

                            Complimentary Travel Insurance for you & your family<sup>[new]</sup>
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                            Travel

                            Complimentary Travel Insurance for you & your family [NEW]

                            • Public Conveyance Personal Accident coverage and emergency medical assistance of S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19)+.
                            • You will be required to opt-in to activate your complimentary travel insurance coverage for your UOB Absolute Cashback Card before the departure of your trip, click here.

                            W.e.f. 1 January 2024, the UOB Complimentary Travel Insurance for selected UOB Cards will be extended to cover the Cardmember’s spouse and dependent child(ren). T&Cs apply.

                              Experience Sri Lanka
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                              Travel

                              Experience Sri Lanka

                              Enhance your Sri Lankan holiday with tailored luxury through our curated selection of benefits and privileges.

                                Explore Hong Kong
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                                Travel

                                Explore Hong Kong

                                Indulge in year-round offers at selected world-class hotels, finest restaurants, luxury shops and leisure destinations at popular merchants in Hong Kong.

                                  explore_korea
                                  Travel

                                  Explore Korea

                                  Revel in diverse offers across shopping, dining and accommodation as you traverse the Land of the Morning Calm.

                                    Explore Taiwan
                                    explore_taiwan
                                    Travel

                                    Explore Taiwan

                                    Explore Taiwan and enjoy savings from fine dining, luxury hotels, shopping and spa services.

                                      Sixt Rent-a-Car
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                                      Travel

                                      Sixt Rent-a-Car

                                      • Up to 15% off car rental bookings
                                      • Complimentary upgrade when available
                                      • Exclusive counter service and parking access
                                      • Free additional driver for all rentals in the US
                                      • Birthday gift


                                      Enrolment via the dedicated Amex landing page required.

                                      Terms and conditions apply.

                                        Tablet Plus
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                                        Travel

                                        Tablet Plus

                                        • Complimentary 2 year Tablet Plus membership (worth USD99 per year) with perks like room upgrades, free breakfast, late check-out, spa credits, and more on your hotel bookings.

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                                          UOB Absolute Cashback Card: Eligibility and Fees

                                          Eligibility and fees
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                                          Eligibility
                                          Minimum 21 years old
                                          Deliver
                                          For Singapore citizens and permanent residents
                                          • Minimum annual income of S$30,000 (55 years old and below)
                                          • Minimum annual income of S$15,000 (56 years old and above)
                                          • Fixed Deposit collateral of at least S$10,000#
                                          For Foreigners
                                          • Minimum annual income of S$40,000 is required OR
                                          • Fixed Deposit collateral of at least S$10,000#

                                          Documents required: Click here.
                                          Fees:
                                          Principal Card
                                          • S$196.20* yearly
                                          • First year card fee waiver
                                          Supplementary Card
                                          • First card free
                                          • S$98.10* for subsequent cards

                                          *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)

                                          #Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

                                          Sales representatives, if any, may be remunerated for the recommendation or sale of this card.

                                          Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:

                                          • <Yesabsolute>space<Last 4 digits of existing UOB Card>space<NRIC#>

                                           

                                          SMS T&Cs apply.

                                          Apply for UOB Absolute Cashback Card now!

                                          Apply for UOB Absolute Cashback Card now!

                                          UOB Absolute Cashback Card FAQs

                                          What are the key features of the UOB Absolute Cashback Card?
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                                          Enjoy the highest limitless cashback rate of 1.7% with the only credit card in Singapore with no spend exclusions^. Plus, no cap on cashback earned and no minimum spend means it is absolutely simple to earn cashback with UOB Absolute Cashback Card.

                                          With effect from 15 January 2023, the cashback rate awarded for Grab mobile wallet top-up transactions has been revised to 0.3%.

                                          With effect from 6 May 2024, the cashback rate awarded for local transactions classified under the selected MCCs (charity, education, government, healthcare, utilities, and other professional services) has been revised to 0.3%. Click here for details.

                                          Once you have received your UOB Absolute Cashback Card, visit uob.com.sg/activate to activate and start using your card.

                                          Transactions at all merchants who accept American Express credit card payments are eligible for cashback.

                                           

                                          However, it does not include NETS and NETS-related transactions, 0% Instalment Payment Plans, SmartPay, Personal Loans, balance/funds transfers, cash advances, any fees and/or charges (including without limitation, late payment charges, interest charges, annual or monthly fees or charges, service fees or processing fees) imposed by UOB.

                                          Your cashback is computed based on the total value of transactions successfully charged and posted within your credit card statement period.

                                          Cashback earned for current statement period will be credited to the principal card account and reflected in the next statement to automatically offset any billed amount for your UOB Absolute Cashback Card account in that same statement. The cashback earned will be rounded to the nearest two decimal places, reflected in statement with transaction description "UOB Absolute Cashback", no redemption of cashback is required.

                                          Example: Your billing cycle is 10th of every month and you spent S$99 on 11 May

                                          In the event of any cancelled, disputed and/or reversed transactions, you will need to make incremental spend to offset the reversed transaction amount in order to continue earning Cashback.

                                          The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.

                                           

                                          UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:

                                          • spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, not genuine, commercial and/or non-personal purposes;
                                          • your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion;
                                          • your Card account is overdue;
                                          • UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or not genuine transaction activities or otherwise);
                                          • relevant Cashback was not earned from qualifying spend; or
                                          • for any other reason that UOB may determine in its sole discretion.

                                           

                                          No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made.

                                          Yes, all UOB American Express Cards are eligible for contactless payments except for mobile contactless payments (eg Apple Pay, Google Pay, Samsung Pay, etc, are not enabled).

                                          Please key in the 4-digit Card Security Code that is printed on the front of your UOB Absolute Cashback Card when making online payment.

                                          The UOB Absolute Cashback American Express® Card is issued by United Overseas Bank Limited pursuant to license from American Express.


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                                          Get started with the highest miles card with 1.4 miles per S$1 spend locally (UNI$3.5 per S$5 spend) or up to 3 miles per S$1 spend overseas (UNI$7.5 per S$5 spend). Plus, enjoy 8 miles per S$1 spend on your hotel and airlines bookings (UNI$20 per S$5 spend).

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                                          UOB Cardmembers’ Agreement
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