
Savings
We all have hopes for the future. But what happens tomorrow is often the result of what we do
today.
Set aside sufficient savings to be prepared for the big and small moments of life
as they unfold.
Did You Know?

At an inflation rate of 2% p.a., tuition fees at a local university will increase to S$54,980* in 20 years!
#Source: http://www.fas.nus.edu.sg/coursework/fees.html (Based on AY2020-2021 Fees listed for Master of Social Sciences (Applied Economics) as a guide)
Nearly 8 in 10 parents# with children in primary school pay for private tuition to ensure they do well.
*Source: https://www.straitstimes.com/singapore/education/7-in-10-parents-send-their-children-for-tuition-st-poll

PRUActive Saver III can help you set aside the right amount of savings for whatever you are aspiring towards. This insurance savings plan gives you the flexibility to choose how much you want to save, how long you would like to pay premiums for and when you receive your maturity payout. It is also capital guaranteed at maturity1.
-
Customise your plan’s
premium payment from 5 to 30 years and policy term from 10 to 30 years. -
Lump sum payout at maturity1
at the end of policy term. -
Financial protection against death2
Receive a lump sum payout upon death. -
Capital guaranteed at maturity
-
Hassle-free application
No medical examination required.3 -
Choice of using Supplementary Retirement Scheme (SRS) funds
to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
MORE DETAILS
-
Customise your plan’s
premium payment from 5 to 30 years and policy term from 10 to 30 years. -
Lump sum payout at maturity1
at the end of policy term. -
Financial protection against death2
Receive a lump sum payout upon death. -
Capital guaranteed at maturity
-
Hassle-free application
No medical examination required.3 -
Choice of using Supplementary Retirement Scheme (SRS) funds
to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
Insurance Savings Plans
-
Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
-
Lump sum payout at maturity1 at the end of policy term.
-
Financial protection against death2 Receive a lump sum payout upon death.
-
Capital guaranteed at maturity
-
Hassle-free application No medical examination required.3
-
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
-
Flexible premium and policy term Customisable premium term option of 5, 10, 15, 20 or 25 years and policy term between 15 to 25 years.
-
Yearly Cash Benefit Choose to receive Yearly Cash Benefit payouts1 from the second policy anniversary or accumulate them for potentially higher returns.
-
Maturity Benefit Receive a Maturity Benefit2 at the end of your chosen policy term.
-
Hassle-free application No medical examination required.
2The Maturity Benefit consists of the last instalment of the Yearly Cash Benefit, guaranteed Maturity Value and non-guaranteed Maturity Bonuses (if any), less any amount owing to us.
-
Flexible premium payment and policy terms Choice of premium payment term of 5, 10 or 15 years and premium payment terms.
-
Maturity Benefit Receive lump sum payout in USD at the end of your chosen policy term.
-
Financial protection against death Receive a lump sum payout upon death during the policy term.1
- 105% of the total premiums paid, excluding premiums for supplementary benefits (if any) at the time of death, or
- 101% of the surrender value at the time of death, less any amounts owing to us.
-
Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
-
Lump sum payout at maturity1 at the end of policy term.
-
Financial protection against death2 Receive a lump sum payout upon death.
-
Capital guaranteed at maturity
-
Hassle-free application No medical examination required.3
-
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
-
Flexible premium and policy term Customisable premium term option of 5, 10, 15, 20 or 25 years and policy term between 15 to 25 years.
-
Yearly Cash Benefit Choose to receive Yearly Cash Benefit payouts1 from the second policy anniversary or accumulate them for potentially higher returns.
-
Maturity Benefit Receive a Maturity Benefit2 at the end of your chosen policy term.
-
Hassle-free application No medical examination required.
2The Maturity Benefit consists of the last instalment of the Yearly Cash Benefit, guaranteed Maturity Value and non-guaranteed Maturity Bonuses (if any), less any amount owing to us.
-
Flexible premium payment and policy terms Choice of premium payment term of 5, 10 or 15 years and premium payment terms.
-
Maturity Benefit Receive lump sum payout in USD at the end of your chosen policy term.
-
Financial protection against death Receive a lump sum payout upon death during the policy term.1
- 105% of the total premiums paid, excluding premiums for supplementary benefits (if any) at the time of death, or
- 101% of the surrender value at the time of death, less any amounts owing to us.
-
Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
-
Lump sum payout at maturity1 at the end of policy term.
-
Financial protection against death2 Receive a lump sum payout upon death.
-
Capital guaranteed at maturity
-
Hassle-free application No medical examination required.3
-
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
-
Capital guaranteed after the 10th year.1
-
Let your policy value grow up to 110 years old.2
-
Flexibility of using your money3 to fund key milestones in your life.
-
Choice of 5 different premium payment terms Single premium or regular premium of 5, 10, 15 or 20 years.
-
Hassle-free Application No medical underwriting required.4
-
Allows policy continuity Let your loved one continue5 your wealth accumulation and gain a head start in life.
-
Joint ownership Your policy will continue should you or your spouse pass on giving you uninterrupted6 savings.
2Policy matures on the policy anniversary before original primary life assured turns 110 years old.
3Any withdrawal from a PRUWealth III (SGD) policy is a partial surrender and must be requested by the customer. Any partial surrender will result in a reduction in the long-term value of the policy. If the policy is surrendered, the surrender value payable (if any) may be less than the total premiums paid.
4Medical check-ups or answering health-related questions may be required if the primary life assured or policy owner(s) add(s) an optional supplementary benefit; or if the total premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
5The policy continues for as long as the life assured lives and policy remains in force.
6Upon the death of the primary life assured, the policy continues with cover on the life of the appointed secondary life assured instead, and no death benefit will be payable. Any supplementary benefits attached will be terminated upon the death of the primary life assured. There will be no changes to the original premium payment term or policy term, and premium payment for the policy continues (if applicable).
-
Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
-
Lump sum payout at maturity1 at the end of policy term.
-
Financial protection against death2 Receive a lump sum payout upon death.
-
Capital guaranteed at maturity
-
Hassle-free application No medical examination required.3
-
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.
2The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
3Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
-
Capital guaranteed after the 10th year.1
-
Let your policy value grow up to 110 years old.2
-
Flexibility of using your money3 to fund key milestones in your life.
-
Choice of 5 different premium payment terms Single premium or regular premium of 5, 10, 15 or 20 years.
-
Hassle-free Application No medical underwriting required.4
-
Allows policy continuity Let your loved one continue5 your wealth accumulation and gain a head start in life.
-
Joint ownership Your policy will continue should you or your spouse pass on giving you uninterrupted6 savings.
2Policy matures on the policy anniversary before original primary life assured turns 110 years old.
3Any withdrawal from a PRUWealth III (SGD) policy is a partial surrender and must be requested by the customer. Any partial surrender will result in a reduction in the long-term value of the policy. If the policy is surrendered, the surrender value payable (if any) may be less than the total premiums paid.
4Medical check-ups or answering health-related questions may be required if the primary life assured or policy owner(s) add(s) an optional supplementary benefit; or if the total premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
5The policy continues for as long as the life assured lives and policy remains in force.
6Upon the death of the primary life assured, the policy continues with cover on the life of the appointed secondary life assured instead, and no death benefit will be payable. Any supplementary benefits attached will be terminated upon the death of the primary life assured. There will be no changes to the original premium payment term or policy term, and premium payment for the policy continues (if applicable).