¹On the maturity date we pay a maturity benefit in a lump sum. The maturity benefit is a percentage of the Face Value plus all the bonuses that we have added to the policy, less any amounts owing to us in connection with your policy. The bonuses are not guaranteed.
²The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
³Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.

¹On the maturity date we pay a maturity benefit in a lump sum. The maturity benefit is a percentage of the Face Value plus all the bonuses that we have added to the policy, less any amounts owing to us in connection with your policy. The bonuses are not guaranteed.
²The Death benefit payable will be the higher of:
- 105% of the total premiums paid up to time of death (but not premiums for supplementary benefits, if any) less any bonus surrendered; or
- 101% of the surrender value
less any amounts owing to us.
³Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.

¹Capital guaranteed is after 10th year only if you purchased a PRUWealth III (SGD) policy of single premium payment term. For a policy of 5 years, 10 years, 15 years and 20 years premium payment term on an annual premium payment mode, the capital guaranteed is after 15th year, 18th year, 19th year and 20th year respectively. This is also provided there has not been any policy alterations such as partial surrender since inception.
²Policy matures on the policy anniversary before original primary life assured turns 110 years old.
³Any withdrawal from a PRUWealth III (SGD) policy is a partial surrender and must be requested by the customer. Any partial surrender will result in a reduction in the long-term value of the policy. If the policy is surrendered, the surrender value payable (if any) may be less than the total premiums paid.
⁴Medical check-ups or answering health-related questions may be required if the primary life assured or policy owner(s) add(s) an optional supplementary benefit; or if the total premiums for selected plans per life assured issued in the past 24 months exceeds S$5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time.
⁵The policy continues for as long as the life assured lives and policy remains in force.
⁶Upon the death of the primary life assured, the policy continues with cover on the life of the appointed secondary life assured instead, and no death benefit will be payable. Any supplementary benefits attached will be terminated upon the death of the primary life assured. There will be no changes to the original premium payment term or policy term, and premium payment for the policy continues (if applicable).