UOB Life Insurance

Retirement

Retirement can be the best years of your life.
Embrace your golden years by setting a vision for the future and planning for it today.

Did You Know?

56%^{^}of Singaporeans think they can afford to retire comfortably. However, that still leaves a large number — 44% — in need.

^{^}Source: Prudential’s “Saving for 100 - Funding longevity in a time of uncertainty” report

49% of Singaporeans expect to work until they are 65 or older, and 19% expect to work into their 70s or older, to support their retirement needs.

^{^}Source: Prudential’s “Saving for 100 - Funding longevity in a time of uncertainty” report

Start crafting your retirement story today and discover how much you need for your retirement
CALCULATE NOW

When do you want to retire?

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What is your desired monthly retirement income?

On average, you need S$2,450 a month for retirement¹.
You may adjust this amount according to your desired retirement lifestyle.

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How much have you currently saved for your retirement?

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Annual inflation rate

The MAS core inflation rate is at 1.9% in August 2018².
This figure is subjected to monthly fluctuations.

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Projected annual rate of return

You may adjust this number according to your investment risk appetite.

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SUBMIT

Source
¹Department of Statistic data, 2014
²Ministry of Trade and Industry data, 2018
³Calculations are based on monthly compounding

Retirement Plans

Save for your retirement

PRUActive Retirement II

An insurance savings plan that safeguard against market volatility. It's customisable to give you the flexibility, financial security and freedom to retire the way you envision. It gives you a stable monthly income during market uncertainty.

Step-up Income Your monthly income is guaranteed to never decrease and will potentially increase every year.¹
Choice of premium payment term Pay a lump sum in the first year or spread it over a longer period.
Customisable payout period from age 50 for up to 30 years and have the freedom to adjust according to your changing needs.²
Option to grow your retirement funds Leave your payouts with us to grow if you don’t need the monthly income yet.
Accidental Disability Benefit Future premiums will be waived with additional monthly income aid in the event of an accident that results in total permanent disability.³
Surviving Spouse Benefit Appointed spouse can succeed your policy upon death.⁴
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.

Footnote

MORE DETAILS

PRUActive Saver III

An insurance savings plan that allows you to save small amounts for a long period or large amounts for a shorter duration. It is an insurance savings plan with capital guaranteed at maturity.

Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
Lump sum payout at maturity¹ at the end of policy term.
Financial protection against death² Receive a lump sum payout upon death.
Capital guaranteed at maturity
Hassle-free application No medical examination required.³
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.

Footnote

MORE DETAILS

Step-up Income Your monthly income is guaranteed to never decrease and will potentially increase every year.¹
Choice of premium payment term Pay a lump sum in the first year or spread it over a longer period.
Customisable payout period from age 50 for up to 30 years and have the freedom to adjust according to your changing needs.²
Option to grow your retirement funds Leave your payouts with us to grow if you don’t need the monthly income yet.
Accidental Disability Benefit Future premiums will be waived with additional monthly income aid in the event of an accident that results in total permanent disability.³
Surviving Spouse Benefit Appointed spouse can succeed your policy upon death.⁴
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.

Footnote

Customise your plan’s premium payment from 5 to 30 years and policy term from 10 to 30 years.
Lump sum payout at maturity¹ at the end of policy term.
Financial protection against death² Receive a lump sum payout upon death.
Capital guaranteed at maturity
Hassle-free application No medical examination required.³
Choice of using Supplementary Retirement Scheme (SRS) funds to purchase Single premium plans.

Footnote

Retirement

Did You Know?

Retirement Plans

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