CreditSure Plus

  • creditsure pluscreditsure plus

    With CreditSure Plus, get coverage (including
    COVID-19) against outstanding UOB Credit Card or CashPlus bills

    Apply now and get a S$15 GrabFood eVoucher*.

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    *Terms and Conditions apply.


Credit cards and personal lines of credit can be great lifestyle conveniences. However, it is always important to be prepared for the unforeseen. With CreditSure Plus, worry less, knowing that your family is protected from any outstanding balances on your UOB Credit Cards and/or UOB CashPlus account.

With effect from 1 June 2022, we are pleased to share that CreditSure Plus is enhanced with additional Death Benefit due to COVID-19, with no increase in premium price. This new benefit provides an additional payout equivalent to the outstanding balances of up to S$10,000 on your UOB Credit Cards and/or UOB CashPlus account, in the event of death due to COVID-19.


Comprehensive coverage

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Affordable premium

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Hassle-free premium payment

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  • Up to S$200,000 or 2.4 times of your aggregate credit limit, whichever is lower1 in the event of Accidental Death.

  • Up to S$100,000 or 1.2 times of your aggregate credit limit, whichever is lower1 in the event of Death or Total and Permanent Disability or Terminal Illness.

  • Up to S$10,000 of your outstanding balances on your UOB Credit Cards and/or UOB CashPlus account, in the event of Death due to COVID-19.

  • Up to 6 months of CreditSure Plus premium waiver and monthly loan instalments in the event of Total and Temporary Disability.


From as little as S$0.552 for every S$100 on your outstanding balance, be assured of a complete peace of mind.


Here is how the premium is calculated3:


UOB Product Monthly Statement Balance
Principal UOB Credit Card S$175
Supplementary UOB Credit Card S$125
UOB CashPlus account S$200
Total Outstanding Balance S$500
Premium Payable S$0.55/S$100 x S$500 = S$2.75


You never have to worry about missing premium payment with automatic monthly deduction from your UOB Credit Card(s) and/or UOB CashPlus account.

1  Less off total amount of Total and Temporary Disability benefit payout (if any)
2  Premium rate is non-guaranteed and subject to revision by Prudential Assurance Company Singapore (Pte) Limited. Customers will be notified 30 days before the change of premiums.
3  Example is for illustration purposes only. Please refer to Certificate of Nomination for Policy No.: CL100006  for full details of the terms, conditions and exclusions of CreditSure Plus.


Important Notice For CreditSure Plus and CreditShield customers
With effect from 28 January 2018, CreditShield policy no. G/9800001-C (“CreditShield”) will be withdrawn. If you are a current policyholder of CreditShield, you will be nominated under CreditSure Plus policy no. CL100006 (“CreditSure Plus”) with effect from 28 January 2018. CreditSure Plus will cover all unpaid instalments on UOB CashPlus account(s). To ensure comprehensive protection of your UOB Credit Card(s) and UOB CashPlus account(s), all existing and subsequent new UOB Credit Card(s) (including UOB Supplementary Credit Card(s)) and/or UOB CashPlus facilities under your name will be enrolled into CreditSure Plus. Please refer to Certificate of Nomination for CreditSure Plus policy no. CL100006 for full details of the terms, conditions and exclusions.

Important Notice and Disclaimers

Buying a life insurance policy is a long-term commitment. This plan has no cash value. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. You are recommended to seek advice from a qualified financial adviser representative for a financial analysis before purchasing a policy suitable to meet your needs. The information on this website is for reference only and is not contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of any insurance products. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in your Certificate of Nomination for CreditSure Plus Policy No. CL100006. The precise terms and conditions of any insurance products are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser with regards to your specific investment objectives, financial situation and any of your particular needs before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether any of the insurance products is/are suitable for you. The information contained in this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. United Overseas Bank Limited does not hold itself out to be an insurer or insurance broker. The insurance product stated herein is provided by Prudential Assurance Company Singapore (Pte) Limited. Information is correct as at 1 February 2023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.


Policy Owner's Protection Scheme

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites ( or


United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z

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