Overseas QR payments

Overseas QR payments

Shop and pay cash-free when you travel
AT A GLANCE

Shop and pay cash-free when you travel

Now, you can enjoy more convenience and safety on your trips to Indonesia, Malaysia and Thailand. Simply look out for the participating QR logos (QRIS for Indonesia, PromptPay for Thailand and DuitNow for Malaysia) at the merchants in their respective countries and use UOB TMRW to pay for your shopping and services.

What’s more, you get to enjoy zero transaction fees.

Benefits

Here are the benefits you’ll enjoy:
Zero transaction fees

Zero transaction fees

Perform cross-border payments in participating countries with no transaction or admin fees

Convenience

Convenience

Skip the queue! Save yourself the time and hassle of having to exchange currency before your trip to any of the participating countries

Cashless and safe

Cashless and safe

Just use Scan to pay on the app at the participating merchants in the participating countries

Track your spending

Track your spending

Keep up-to-date on all your foreign transactions with the UOB TMRW app

How to make an overseas QR payment

Step-by-step guide on how it works:

Countries available

Overseas QR payment is available in the following countries:
Overseas funds transfer
PROMOTIONS

Overseas funds transfer

Need to transfer funds to family and friends living abroad? Do it instantly on your phone with UOB TMRW.

Frequently asked questions

What is overseas QR Payment?
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It is a service that allows UOB TMRW app customers to conveniently scan the respective QR code in participating countries (i.e. Indonesia, Malaysia and Thailand) to allow instant, secure and seamless payment to merchants when overseas.

No fee is applicable for this service besides the foreign conversion charges.

There is a separate daily maximum limit of SGD 1,000 for each participating country. The daily remaining limit will be displayed on the app when a payment is initiated.

For overseas QR payment to Indonesia and Thailand, there is a minimum amount of IDR 1,000, or THB 100 respectively.

QRIS is the standardized QR code that is used for payments in Indonesia. There are over 60 supporting partners for QRIS QR and it allows UOB TMRW users to be able to scan the QR code and make payment at over 23 million merchants in Indonesia.

Please look out for the QR code with the QRIS acceptance mark on display at the merchant store front.

DuitNow QR is the Malaysia's national QR standard established under PayNet of the Bank Negara Malaysia's Interoperable Credit Transfer Framework (ICTF). There are 8 supporting partners for DuitNow QR.

Please look out for the QR code with the DuitNow acceptance mark on display at the merchant store front with any of the 8 participating partners' logo in the Participating Partner section.

PromptPay is the national real-time interbank payment system in Thailand. There are 5 supporting partners for PromptPay QR and it allows UOB TMRW users to be able to scan the QR code and make payment at over 8 million merchants in Thailand.

Please look out for the QR code with the PromptPay acceptance mark on display at the merchant store front with any or the 5 supporting partners (i.e. Bangkok Bank, Bank of Ayudhya, Kasikorn Bank, Krungthai Bank and Siam Commercial Bank).

This means the QR code is invalid or not supported. Please make sure you are scanning the right QR code acceptance mark.

The foreign exchange rate is the rate provided by NETS plus a mark-up of 2% above the foreign exchange rate. The mark-up serves to cover fees for services provided and/or administered by us and our service providers for the foreign currency transaction.

Make TMRW yours, download now!