Get additional S$188 cashback* when you sign up and make qualifying spend on Singtel-UOB Card today

Benefits of Singtel-UOB Card

Power up with the enhanced Singtel-UOB Card – now with higher cashback!
Enjoy up to 12% cashback on Singtel/GOMO spend

Enjoy up to 12% cashback on Singtel/GOMO spend

Save more when you pay for your new phone, broadband plans and more from Singtel and GOMO.

Earn up to 10% cashback on local online and mobile contactless spend

Earn up to 10% cashback on local online and mobile contactless spend

Get rewarded on your purchases everywhere from dining, to retail, to entertainment and more – just tap and earn cashback!

Travel with no FX fee on Overseas Foreign Currency Spend

Travel with no FX fee on Overseas Foreign Currency Spend

Make the most out of your overseas spend with no cap and no minimum spend required.

Maximise your savings with Singtel vouchers

Maximise your savings with Singtel vouchers

Receive up to S$300 worth of Singtel vouchers every year which you can use to offset your purchases at Singtel shops.

No annual fee

No annual fee

Enjoy waiver of annual fees with 12-mth recurring Singtel/GOMO* bills

*GOMO bills will be considered starting from 10 November 2025.

Boost your benefits with Singtel-exclusive perks

Boost your benefits with Singtel-exclusive perks

Unlock more rewards like extra local data and talktime, free Taste of Red membership and more.

Exclusive Singtel-UOB Card privileges

Enjoy more perks exclusively with Singtel-UOB Card. Visit Singtel website here for more details.

Exclusive Singtel-UOB Card privileges

Enjoy more perks exclusively with Singtel-UOB Card. Visit Singtel website here for more details.

Other Promotions

Other Promotions

Singtel-UOB Card: Eligibility and Fees

Eligibility and fees
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Eligibility
  • Applicant must be an individual (non business) Singtel Customer
  • Age: 21 years and above

Singaporean/PR:
Instant Card approval via Myinfo

  • Minimum annual income of S$30,000 (55 years old and below)
  • Minimum annual income of S$15,000 (56 years old and above)
  • Fixed Deposit collateral of at least S$10,000^^

For Foreigners:

  • Minimum annual income of S$40,000 OR
  • Fixed Deposit collateral of at least S$10,000^^

^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.


Documents required: Click here.


Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
<Yesst>space<Last 4 digits of existing UOB Card>space<NRIC#>space<Singtel Account#>


SMS T&Cs apply

Fees
Principal card
  • S$196.20^ yearly
  • First year card fee waiver


Supplementary card
  • FREE first card
  • S$98.10^ subsequent card


^Inclusive of Singapore's prevailing Goods and Services Tax (GST).

Sales representatives, if any, may be remunerated for the recommendation or sale of this card.

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

 

What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

 

Click here to find out more common FAQs about your credit card

 

Click here to find out more about digital banking solutions

Click here for a copy of Singtel-UOB Card FAQs.

 

Click here for the Frequently Asked Questions on Card upgrade for existing Singtel-UOB Cardmembers (Card issued before 27 August 2025).

1”Highest cashback” refers to the 12% direct cashback (capped at S$30) awarded on Singtel spend (including Singtel one-time bill payments, Singtel recurring bill payments, and purchases made at Singtel stores and Singtel exclusive retailers), when compared against other major personal credit cards in Singapore offering direct cashback on telco bill payment and telco purchases with a minimum income requirement of S$30,000 as at 1 August 2025.

*New-to-UOB credit card customers will be eligible to receive S$188 cashback if they successfully apply for Singtel-UOB Card between 1 March 2026 and 30 April 2026 (both dates inclusive) and make a minimum qualifying spend of S$800 per statement period using the Singtel-UOB Card for 3 consecutive statement periods from the approval date of the Singtel-UOB Card.

Terms and Conditions governing Singtel-UOB Card

Terms and Conditions governing Singtel-UOB Card (w.e.f 17 April 2026)

TERMS AND CONDITIONS GOVERNING SINGTEL-UOB CARD SIGN UP PROMOTION (1 MARCH TO 30 APRIL 2026)

Cashback
For existing Singtel-UOB cardmembers holding a card issued before 27 August 2025, you will enjoy the enhanced benefits from 27 August 2025.

If you do not meet the minimum spend of S$800, you will earn 0.3% cashback on all Transactions successfully charged to your Card account in that statement month.

 

Other Singtel Privileges
We are refreshing your Singtel experience with the following exciting updates to Singtel privileges. In addition to the following changes to the existing benefits, please look out for details of other new benefits on our website on 27 August 2025.

 

Annual fee waiver (effective 10 November 2025)
As a Singtel-UOB Cardmember, you currently enjoy annual fee waiver with Singtel bills charged to the Card on recurring basis for 12 months. With effect from 10 November 2025, you will also enjoy annual fee waiver with GOMO bills charged to the Card on recurring basis for 12 months.

No administrative fee on foreign currency spend (“FX fees”) on the Card
With effect from 27 August 2025, enjoy 0% fees on your Overseas Foreign Currency Spend on the Card.

*Refer to Terms and Conditions Governing Singtel-UOB Card for full details.

Get additional S$188 cashback* when you sign up for Singtel-UOB Card today

Get additional S$188 cashback* when you sign up for Singtel-UOB Card today

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UOB Cardmembers’ Agreement
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Click here for a copy of the UOB Cardmembers’ Agreement.

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