Get the highest cashback1 on your Singtel spend and more
Simply spend a min. of S$800 in a statement month to qualify
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Spend Category
-
Cashback
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Cashback Cap
| Spend Category | Cashback | Cashback Cap |
| Singtel / GOMO spend | 12% | S$30 |
| Local Online and Mobile Contactless spend | 10% | S$30 |
| All other local and overseas spend | 0.30% | S$20 |
| Total monthly cashback | - | S$80 |
| Spend Category |
| Singtel / GOMO spend |
| Local Online and Mobile Contactless spend |
| All other local and overseas spend |
| Total monthly cashback |
Cashback illustration
Here’s how easy it is to earn cashback with the Singtel-UOB Card
- Spend Amount
- Cashback Earned
| Examples of spend | Spend Amount | Cashback Earned |
| Spend | Spend a minimum of S$800 in a statement month | |
| 12% on Singtel and GOMO spendNEW | ||
| Singtel/GOMO bills | S$80 | S$9.60 |
| Accessories from Singtel Shop | S$20 | S$2.40 |
| New iPhone (monthly payment via Singtel PayLater) | S$150 | S$18.00 |
| 10% cashback on Local Online and Mobile Contactless spendNEW | ||
| Purchases from Shopee | S$100 | S$10 |
| Dining spends via Apple / Google Pay | S$30 | S$3 |
| Purchase from Fairprice Xtra via Apple / Google Pay | S$120 | S$12 |
| 0.3% cashback on All other spendNEW | ||
| Disneyland Admission in Shanghai charged in CNY | S$300 worth in SGD | S$0.90 (plus, no FX fees!) |
| Groceries purchase in Johor Bahru charged in MYR | S$200 worth in SGD | S$0.60 (plus, no FX fees!) |
| Purchase of headphones via Visa Paywave (tapped to pay using physical card) | S$100 | S$0.30 |
| Total | S$1,100 | S$56.80 |
Revision to qualifying criteria for Singtel Vouchers
Please note that the qualifying criteria for Singtel vouchers will be revised from 17 April 2026:
The yearly spending requirement to qualify for Singtel vouchers will change:
| Current Minimum local spend in a year (including Singtel bill) |
W.E.F 17 April 2026 Minimum Singtel spend in a year |
Singtel voucher | |
| S$24,000 | S$5,500 | S$300 | |
| S$12,000 | S$3,500 | S$100 | |
The requirement of having an Eligible Recurring Payment Arrangement remains unchanged.
This change will be immediately applicable to new cardmembers whose Singtel-UOB Card is approved on/after 17 April 2026. Existing cardmembers can continue to accumulate local spend to fulfil the yearly local spending requirement until the end of their ongoing qualifying period, after which, the revised qualifying criteria will apply.
Full terms and conditions apply.
Please click here for Frequently Asked Questions
Please refer to the full Terms and Conditions for details.
Singtel-UOB Card: Eligibility and Fees
Eligibility and fees
Eligibility
- Applicant must be an individual (non business) Singtel Customer
- Age: 21 years and above
Singaporean/PR:
Instant Card approval via Myinfo
- Minimum annual income of S$30,000 (55 years old and below)
- Minimum annual income of S$15,000 (56 years old and above)
- Fixed Deposit collateral of at least S$10,000^^
For Foreigners:
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of at least S$10,000^^
^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Documents required: Click here.
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77672:
<Yesst>space<Last 4 digits of existing UOB Card>space<NRIC#>space<Singtel Account#>
Fees
Principal card- S$196.20^ yearly
- First year card fee waiver
Supplementary card
- FREE first card
- S$98.10^ subsequent card
^Inclusive of Singapore's prevailing Goods and Services Tax (GST).
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
Apply & Pay within minutes

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Frequently Asked Questions (FAQs)
Terms and Conditions
1”Highest cashback” refers to the 12% direct cashback (capped at S$30) awarded on Singtel spend (including Singtel one-time bill payments, Singtel recurring bill payments, and purchases made at Singtel stores and Singtel exclusive retailers), when compared against other major personal credit cards in Singapore offering direct cashback on telco bill payment and telco purchases with a minimum income requirement of S$30,000 as at 1 August 2025.
*New-to-UOB credit card customers will be eligible to receive S$188 cashback if they successfully apply for Singtel-UOB Card between 1 March 2026 and 30 April 2026 (both dates inclusive) and make a minimum qualifying spend of S$800 per statement period using the Singtel-UOB Card for 3 consecutive statement periods from the approval date of the Singtel-UOB Card.
Terms and Conditions governing Singtel-UOB Card
Terms and Conditions governing Singtel-UOB Card (w.e.f 17 April 2026)
TERMS AND CONDITIONS GOVERNING SINGTEL-UOB CARD SIGN UP PROMOTION (1 MARCH TO 30 APRIL 2026)
Existing Singtel-UOB Cardmembers (issued before 27 August 2025)
Cashback
For existing Singtel-UOB cardmembers holding a card issued before 27 August 2025, you will enjoy the enhanced benefits from 27 August 2025.![]()

If you do not meet the minimum spend of S$800, you will earn 0.3% cashback on all Transactions successfully charged to your Card account in that statement month.
Other Singtel Privileges
We are refreshing your Singtel experience with the following exciting updates to Singtel privileges. In addition to the following changes to the existing benefits, please look out for details of other new benefits on our website on 27 August 2025.

Annual fee waiver (effective 10 November 2025)
As a Singtel-UOB Cardmember, you currently enjoy annual fee waiver with Singtel bills charged to the Card on recurring basis for 12 months. With effect from 10 November 2025, you will also enjoy annual fee waiver with GOMO bills charged to the Card on recurring basis for 12 months.

No administrative fee on foreign currency spend (“FX fees”) on the Card
With effect from 27 August 2025, enjoy 0% fees on your Overseas Foreign Currency Spend on the Card.
*Refer to Terms and Conditions Governing Singtel-UOB Card for full details.

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Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers’ Agreement.





































