Go Green Home Loan

  • Go Green Home LoanGo Green Home Loan

    Wake up to greener living with
    a UOB Go Green Home Loan

    Designed to support your needs not only for sustainable living but reducing ownership costs too.

    Go Green Home Loan

    Find out more

    Full terms and conditions apply.

Announcement: With effect from 1 June 2022, we will be revising the Fees and Charges for Property Loans secured by all types of properties. Please click here for details.

About UOB Go Green Home Loan

 

Sustainable living is the new normal. You’ve taken that crucial first step by choosing a home awarded with the BCA Green Mark. Now take it one step further with the UOB Go Green Home Loan, a unique financing solution designed to fulfill your home buying needs while reducing your carbon footprint and ownership costs, so you can live in a greener, more sustainable manner.

Not sure if your home has been awarded the BCA Green Mark? Verify it here.

With no complicated verification processes, UOB can help you wake up to greener living instantly, within minutes1.

Apply Now

 

About UOB Go Green Home Loan

U-Solar

 

Increased reliance on electronic devices and appliances has led to higher electricity consumption, resulting in rising electricity bills and a growing carbon footprint.
With U-Solar, both you and the environment win; enjoy lower electricity bills with reduced carbon emissions – all without sacrificing on comfort and convenience.

U-Solar is a programme designed to help you optimise electricity bill savings while conserving the environment, all at low to zero upfront cost! Apply for a UOB Go Green Home Loan to enjoy up to S$3,888 in subsidies* for U-Solar packages now.

*Terms and conditions apply.

Find out more

Home Loan Packages

Choose from our wide range of loan packages to suit your financing needs.
Enjoy flexible options to pay down your loan partially or customise your loan to ensure you get the most out of it.

  SORAPROMOTIONAL
Limited tranche for New Direct-to-Bank* customers only
Fixed Rate
Special Features
  • 1 free conversion after 24 months from the date of first disbursement, subject to the terms and conditions in the Letter of Offer.
  • Flexibility to prepay^ your loan/sell# your property, subject to the terms and conditions in the Letter of Offer.
  • Additional pricing discount for property awarded Green Mark (Gold and above), if loan is accepted with UOB by 31 August 2022. Speak with our banker to find out more.
For fixed-rate or combination of fixed-rate and 3-Month Compounded SORA packages, please complete the Contact Us form here so that our Home Loan Specialists can be in touch with you within the next business day.
Year 1 3M Compounded SORA + 1.00% p.a.
Year 2 3M Compounded SORA + 1.00% p.a.
Year 3 3M Compounded SORA + 1.00% p.a.
Year 4 and thereafter 3M Compounded SORA + 1.00% p.a.
Lock in period 2 years
Min Loan Size $100,000
Other benefits Submit your application online & our banker will be in touch with you to share more on our limited time promotional offers, including rewards of up to S$3,699. Valid only for direct applications without third party referrals. T&Cs apply.
Additional notes Promotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB. Subject to minimum loan size.
Pegged to the 3-month Compounded SORA that is published on MAS' website.  It is currently at 0.8089% p.a. (as at 4 July 2022). Find out more on SORA.

 

3M Compounded SORA refers to the 3-Month Compounded SORA that is published on MAS’ website.  It is currently at 0.8089% p.a. (as at 4 July 2022). Find out more on SORA.

Terms and Conditions

  • Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Rates are subject to min. loan size.
  • Rates and benefits will only be confirmed upon issuance of Letter of Offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan.
  • Rates and benefits are subject to changes without prior notice.

*This Promotion is not valid with agent referrals, Introduce A Friend, welcome back and/or third party referral payment, and shall not be applicable to individuals who have received other benefits, and/or administrative concessions from UOB on his/her existing or new property loan(s) (including, but not limited, to a waiver or reduction of any fee payable or penalty incurred by applicant(s)).

#This means that, in the event that the redemption of the Loan is due to sale of the Property and this redemption is within the Lock in Period, the redemption fee will be reduced by 50% subject to UOB’s receipt of satisfactory documentary evidence of the sale of the Property. In addition, the Borrower will be eligible for a refund of the reduced redemption fee paid to UOB if the Borrower fulfills the following conditions:
(i) the Borrower accepts a new loan from UOB of which the new loan amount is equal or higher than the redeemed loan amount;
(ii) such new loan is accepted by the Borrower within 6 months from date of redemption of the Loan;
(iii) the Borrower furnishes a signed copy of the Letter of Offer; and
(iv) such other condition(s) as may be determined by UOB.

^This means that prepayment penalty is payable if upon UOB’s receipt of the partial prepayment request during the Lock in Period, the outstanding Loan amount is less than S$200,000 or, as a result of the partial prepayment the outstanding Loan amount will be less than S$200,000.

Submit your loan application online now and our banker will be in touch with you to share more about exclusive home loan rates and promotions available.

Apply Now

  • Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Rates are subject to min. loan size.
  • Rates and benefits will only be confirmed upon issuance of Letter of offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan.
  • Rates and benefits are subject to changes without prior notice.

Promotion

UOB Go Green Home Loan Promotion

 

Take a step towards reducing your carbon footprint and ownership costs by applying for a UOB Go Green Home Loan online. Receive a TANGS gift card+ worth up to S$200 and upgrade your home appliances to be more energy efficient.

Additionally, receive up to S$3,499 in cash and gift^ when you refinance with us OR up to S$3,888 in subsidies* for U-Solar packages, on top of attractive rates, a free conversion after lock-in, and flexibility in redeeming your home loan when selling your property.

 

+Subject to

  1. Green criteria: Property to be financed must be awarded Green Mark (Gold and above) by BCA. Click here for full listing.
  2. Terms and Conditions of the UOB Go Green Home Loan Promotion apply.


^Terms and Conditions of the UOB Property Loans Online Exclusive apply.
*Terms and Conditions of the UOB U-Solar Promotion apply.

 

Apply Now

 

U-Solar Promotion

 

Apply for a UOB Go Green Home Loan and receive up to S$3,888 in subsidies* on U-Solar packages for your home.

 

Loan Amount Subsidy#
S$1.2 million to < S$2 million S$1,000 U-Solar programme subsidy
S$2 million to < S$3 million S$1,888 U-Solar programme subsidy
S$3 million to < S$4 million S$2,888 U-Solar programme subsidy
At least S$4 million S$3,888 U-Solar programme subsidy

 

#The subsidy is only valid for U-Solar packages offered by UOB’s solar partners for Singapore (the “UOB U-Solar Partners”). The applicable subsidy can only be used to offset the purchase and installation costs for solar panels provided and/or supplied by the UOB U-Solar Partners to you under the prevailing residential U-Solar promotion packages available here.

*Terms and Conditions of the UOB U-Solar Promotion apply.

Apply Now

Choose from a range of competitive pricing packages with support from our dedicated mortgage bankers.

Submit your loan application directly to us online to find out more about the UOB Property Loans Online Exclusive^ or the 3-Month compounded SORA Home Loan package from our bankers!

^Terms and Conditions apply.

Apply Now

1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

Terms and Conditions apply for

Apply Now

Secure your desired property with our Instant Home Loan approval1.

Apply Now

 

For Singaporeans and PRs:
Click on "APPLY NOW" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm daily will be processed instantly. Applications received outside these times will be processed the next working day.  

For Foreigners and U.S. Persons:
Please leave us with your details so we can contact and assist you.

1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.