Go Green Home Loan

  • Go Green Home LoanGo Green Home Loan

    Wake up to greener living with
    a UOB Go Green Home Loan

    Designed to support your needs not only for sustainable living but reducing ownership costs too.

    Go Green Home Loan

    Find out more

    Full terms and conditions apply.

About UOB Go Green Home Loan

 

Sustainable living is the new normal. You’ve taken that crucial first step by choosing a home awarded with the BCA Green Mark. Now take it one step further with the UOB Go Green Home Loan, a unique financing solution designed to fulfill your home buying needs while reducing your carbon footprint and ownership costs, so you can live in a greener, more sustainable manner.

Not sure if your home has been awarded the BCA Green Mark? Verify it here.

With no complicated verification processes, UOB can help you wake up to greener living instantly, within minutes1.

Apply Now

 

About UOB Go Green Home Loan

U-Solar

 

Increased reliance on electronic devices and appliances has led to higher electricity consumption, resulting in rising electricity bills and a growing carbon footprint.
With U-Solar, both you and the environment win; enjoy lower electricity bills with reduced carbon emissions – all without sacrificing on comfort and convenience.

U-Solar is a programme designed to help you optimise electricity bill savings while conserving the environment, all at low to zero upfront cost! Apply for a UOB Go Green Home Loan to enjoy up to S$3,888 in subsidies* for U-Solar packages now.

*Terms and conditions apply.

Find out more

Home Loan Packages

Choose from our wide range of loan packages to suit your financing needs.
Enjoy flexible options to pay down your loan partially or customise your loan to ensure you get the most out of it.

  2 Year Fixed Rate 2 Year Fixed Rate
(For New Loans Only)
Floating Rate SORA
Special Features
  • 1 free conversion after 24 months from the date of first disbursement.
  • Flexibility to prepay your loan / sell your property.
  • 1 free conversion after 24 months from the date of first disbursement.
  • Flexibility to prepay your loan / sell your property.
  • 1 free conversion if ML increases during the lock-in period.
  • Flexibility to prepay your loan / sell your property.
  • 1 free conversion after 12 months from the date of first disbursement.
Year 1 1.35% p.a. (fixed) 1.30% p.a. (fixed) ML + 0.65% p.a. 3M Compounded SORA + 0.80% p.a.
Year 2 1.35% p.a. (fixed) 1.30% p.a. (fixed) ML + 0.65% p.a. 3M Compounded SORA + 0.98% p.a.
Year 3 3M Compounded SORA + 1.30% p.a. 3M Compounded SORA + 1.30% p.a. ML + 0.65% p.a. 3M Compounded SORA + 1.60% p.a.
Year 4 and thereafter 3M Compounded SORA + 1.60% p.a. 3M Compounded SORA + 1.60% p.a. ML + 0.65% p.a. 3M Compounded SORA + 1.60% p.a.
Lock in period 2 years 2 years 2 years 2 years
Other benefits Submit your application online & our banker will be in touch with you to share more on our limited time promotional offers, including rewards of up to S$3,200. Valid only for direct applications without third party referrals. T&Cs apply.
Additional notes Promotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB.
Rate for Year 3 & thereafter is pegged to the 3-month Compounded SORA that is published on MAS' website. It is currently at 0.1835% p.a. (as at 20 Apr 2021). Find out more on SORA. Rate for Year 3 & thereafter is pegged to the 3-month Compounded SORA that is published on MAS' website. It is currently at 0.1835% p.a. (as at 20 Apr 2021). Find out more on SORA. Pegged to the Bank’s Board Rate that is calculated based on factors affecting the Bank's cost of business which include but are not limited to market rates, funding costs, credit costs, and acquisition costs. The current ML is at 0.85% p.a. Pegged to the 3-month Compounded SORA that is published on MAS' website.  It is currently at 0.1368% p.a. (as at 13 Jul 2021). Find out more on SORA.

 

Submit your loan application online now and our banker will be in touch with you to share more about exclusive home loan rates and promotions available.

Apply Now

  • Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Rates are subject to min. loan size.
  • Rates and benefits will only be confirmed upon issuance of Letter of offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan.
  • Rates and benefits are subject to changes without prior notice.

Promotion

UOB Go Green Home Loan Promotion

 

Take a step towards reducing your carbon footprint by applying for a UOB Go Green Home Loan online. Successful applications come with 5 RECs+ (equivalent to 5,000 kWh) to convert up to ONE YEAR’S worth of regular energy used in your household to renewable green energy – that’s equivalent to 102 raintrees to absorb carbon emissions!

Additionally, receive up to S$3,200 in cash and gift^ when you refinance with us OR up to S$3,888 in subsidies* for U-Solar packages, on top of attractive rates, a free conversion after lock-in, and flexibility in redeeming your home loan when selling your property.

 

+Subject to

  1. Green criteria: Property to be financed must be awarded Green Mark by BCA. Click here for full listing.
  2. Terms and Conditions of the UOB Go Green Home Loan Promotion apply.


^Terms and Conditions of the UOB Property Loans Online Exclusive apply.
*Terms and Conditions of the UOB U-Solar Promotion apply.

 

What are Renewable Energy Certificates (RECs)?

Electricity is generated from many different sources, ranging from wind power and solar to natural gas and nuclear power and enters the power grid. Electricity produced from the different sources that flows through the grid are undifferentiated, so there is no way to know the origin of the energy you consume.

RECs represent the energy generated by renewable energy sources, such as solar or wind power facilities. When you purchase RECs, the "renewable" aspects of the renewable energy is transferred to you and you can claim that the electricity you used came from a renewable source with low or zero emissions. The adoption of RECs supports and encourages the development of renewable energy projects, thereby bringing about a positive impact to the environment.

 

Apply Now

 

U-Solar Promotion

 

Apply for a UOB Go Green Home Loan and receive up to S$3,888 in subsidies* on U-Solar packages for your home.

 

Loan Amount Subsidy#
S$1.2 million to < S$2 million S$1,000 U-Solar programme subsidy
S$2 million to < S$3 million S$1,888 U-Solar programme subsidy
S$3 million to < S$4 million S$2,888 U-Solar programme subsidy
At least S$4 million S$3,888 U-Solar programme subsidy

 

#The subsidy is only valid for U-Solar packages offered by UOB’s solar partners for Singapore (the “UOB U-Solar Partners”). The applicable subsidy can only be used to offset the purchase and installation costs for solar panels provided and/or supplied by the UOB U-Solar Partners to you under the prevailing residential U-Solar promotion packages available here.

*Terms and Conditions of the UOB U-Solar Promotion apply.

Apply Now

Choose from a range of competitive pricing packages with support from our dedicated mortgage bankers.

Submit your loan application directly to us online to find out more about the UOB Property Loans Online Exclusive^ or the 3-Month compounded SORA Home Loan package from our bankers!

^Terms and Conditions apply.

Apply Now

1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

Terms and Conditions apply for

Apply Now

Secure your desired property with our Instant Home Loan approval1.

Apply Now

 

For Singaporeans and PRs:
Click on "APPLY NOW" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm daily will be processed instantly. Applications received outside these times will be processed the next working day.  

For Foreigners and U.S. Persons:
Please leave us with your details so we can contact and assist you.

1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.