
Instant approval and cash disbursement^
^For online applications submitted between 8am to 9pm

Low interest rate of 3.4% p.a. (EIR from 6.36%)

Waiver+ of processing fees
+Applies to Tenor 24 to 60 months only
^For online applications submitted between 8am to 9pm
+Applies to Tenor 24 to 60 months only
Attractive Cash Rebate
Get the extra financial boost with up to S$1,500 cash rebate* when you apply for a loan amount of at least S$20,000 (loan amount can be combined across Credit Card Personal Loan and CashPlus Personal Loan applications) and a loan tenor of 24, 36, 48 or 60 months.
*All eligible customers enjoy S$1,400. New to CashPlus customers enjoy extra S$100 cash rebate. Terms and conditions apply. Click here for full cash rebate promotion terms and conditions.
Promotion ends 31 August 2022.
Loan Tenor (Months) | Processing Fee (%) | Interest Rates (% P.A.) | EIR (% P.A.) | Apply Now |
12 | 1 | 3.40 | 8.03 | 12 months |
24 | Waived | 6.40 | 24, 36, 48 or 60 months | |
36 | 6.42 | |||
48 | 6.40 | |||
60 | 6.36 |
Flexible repayment loan tenor from minimum 1 to maximum 5 years.
Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The minimum EIR is 6.36%p.a. and the maximum EIR is 8.03%p.a. based on your loan tenor.
Interest is computed based on the Effective Interest Rate (EIR) payable on a reducing balance basis, where interest is computed by:
If the date of approval of the UOB Personal Loan and the date of your Credit Card/CashPlus Statement is less than 30/31 days, the interest payable of your 1st UOB Personal Loan instalment will be pro-rated on a 365 days basis or 366 days basis in a leap year.
For UOB Personal Loan(s) approved from 27 January 2018 onwards:
Terms and Conditions Governing UOB Credit Card and CashPlus Personal Loan
For UOB Personal Loan(s) approved before 27 January 2018:
Terms and Conditions Governing UOB Credit Card and CashPlus Personal Loan
To enjoy UOB Personal Loan at your convenience, please call 6668 2087 between 9.30am to 6pm (Mon to Fri).