Make the festive season even more rewarding!

You must also be a principal cardmember of a valid and eligible UOB Credit Card to receive UNI$ as the reward.

Eligible Credit Cards refer to: UOB Reserve Card, UOB Visa Infinite Metal Card, UOB Visa Infinite Card, UOB Privilege Banking Card, UOB PRIVI Miles Card, UOB Preferred Visa Card, UOB Visa Signature Card, UOB Lady’s Solitaire Metal Card, UOB Lady’s Solitaire Card, UOB Lady’s World Mastercard, UOB Lady’s Platinum Card, UOB Lady’s Classic Card, UOB One Credit Card, UOB EVOL Card, Lazada-UOB Card, Singtel-UOB Card, UOB Empire World Business Mastercard and UOB Zuellig Pharma Infinite Business Card.

“new funds” means fresh funds in the form of non-UOB cheques or non-UOB cashier’s order which are not transferred from any existing UOB current/savings account, and which are not withdrawn from any existing UOB current/savings account within 30 days before or during the Promotion Period and re-deposited into your eligible UOB savings account. New funds must result in at least a corresponding increment in your eligible UOB saving account’s day-end balance throughout the promotion period and earmark period when compared against your eligible UOB savings account’s Monthly Average Balance for the calendar month of June 2026.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.

Login to UOB TMRW, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

Participate in the UOB SalaryPlus Promotion (1 October 2026 to 31 December 2026) by successfully submitting an online participation form between 1 October 2026 to 31 December 2026, both dates inclusive, to receive the following cash rewards:

(i) S$180 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or min. S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO, PayNow or FAST^* within the next two calendar months from the date of submission of the online participation form. Customers must not have credited their monthly salary or allowance into any of their UOB current or savings accounts from 1 April 2026 to 30 September 2026; and

(ii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^{^} within the next two calendar months from the date of submission of the online participation form. Customers must not have had CDP dividend or cash proceeds credited to any of their UOB current or savings accounts from 1 April 2026 to 30 September 2026; and

(iii) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO^#, or who successfully perform a loan repayment transaction for their UOB car loan^# or UOB home loan^# from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form. In relation to bill payments, customers must not have had any GIRO debit arrangements from any of their UOB current or savings accounts from 1 April 2026 to 30 September 2026. In relation to loan repayment transactions, customers must not have had any UOB loan debit arrangements from any of their UOB current or savings accounts from 1 April 2026 to 30 September 2026.

Eligible UOB savings account: UOB One Account, UOB Lady’s Savings Account, UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Passbook Savings Account.

Customers must not have received any reward (whether in the form of cash credit or otherwise) in any previous and existing promotion(s) organised by UOB involving any crediting of salary, crediting of CDP dividends or any GIRO bill payment (such as the UOB Online Account Opening Promotion (14 September to 31 October 2026)) from 2023 until 31 December 2026.

Subject to qualifying criteria. Full terms and conditions apply and can be accessed here.

^*Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” or “FAST SALA” to be eligible.
^{^}CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.
^#Bill payment via GIRO must be reflected with the transaction description “GIRO-Inward Debit” to be eligible. Repayment of your UOB car or home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

Insured up to S$100k by SDIC.

A 6% rebate is applicable to personal taxes and bill payments paid between 1 April 2026 to 31 March 2027 if customers satisfy the following criteria:
(a) Hold a UOB Uniplus Account, UOB One Account, KrisFlyer UOB Account or UOB Lady’s Savings Account (“Eligible Account”) as the primary account holder with minimum MAB of S$30,000 in that Eligible Account.
(b) Register your mobile number for PayNow on UOB TMRW or UOB Personal Internet Banking.
(c) Setup Money Lock on any UOB account where you are the primary accountholder through UOB TMRW, UOB Personal Internet Banking or UOB ATMs in Singapore. Minimum money lock amount of $1 is required.
(d) Make payment through monthly GIRO deductions from an Eligible Account originating from the following billers (“Eligible GIRO deduction”):

1. Inland Revenue Authority of Singapore (“IRAS”) income and/or property taxes
2. Land Transport Authority (“LTA”) road tax
3. Keppel Electric, SP Services Limited, Geneco by Seraya Energy and Pacific Light Energy utility bill
4. Starhub Limited, Singapore Telecommunication Limited, M1 Limited and Simba Telecom Private Limited telecommunication bill
5. Prudential insurance bill

The Payment Rebate is subject to the following monthly cap per Eligible Account, based on the MAB of that same Eligible Account:

• S$10 for MAB of at least S$30,000
• S$25 for MAB of at least S$75,000
• S$50 for MAB of at least S$150,000

MAB refers to the summation of each day end balance in the Eligible Account for each calendar month divided by the number of calendar days in that month.

A customer with multiple Eligible Accounts can earn multiple rebates, if each Eligible Account independently meets all qualifying criteria.

Visit here for full terms and conditions.

UOB Festive Savings Promotion is valid from 1 October 2026 to 31 December 2026 (“Promotion Period”). To qualify, you must: (a) be the primary holder of an Eligible Account (i.e. UOB One, Stash, Passbook Savings or Lady’s Savings Account), (b) deposit a minimum of S$20,000 in new funds in your Eligible Account during the Promotion Period, (c) successfully submit the online participation form for this promotion, and (d) maintain the new funds in your Eligible Account without withdrawal for approximately 7 months (“Earmark Period”). The new funds must result in a corresponding increase in your Eligible Account’s day-end balance throughout the Promotion Period and Earmark Period when compared against your Eligible Account’s Monthly Average Balance for September 2026. Full terms and conditions apply.​

Maximum Effective Interest Rate (EIR) on the Stash Account is 1.92% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply

Flash Deal Fridays Tactical Promotion Dates:
11 September 2026
18 September 2026
25 September 2026

Eligible customers who participate on a Tactical Promotion Date will be able to receive an iPhone Air 256GB or cash credit. Applicable to single-name accounts only.

Eligible accounts include UOB One Account, UOB Stash Account, UOB Lady’s Saving Account, and KrisFlyer UOB Account.

Unless otherwise stated, this Promotion is not valid with other offers, privileges or promotions. For avoidance of doubt, if you had received a reward under the UOB Online Account Opening Weekly Promotion (1 July to 30 September 2026), you will not be eligible to receive a Reward under this Promotion.

UOB Online Account Opening Weekly Friday Promotion (11 to 25 September 2026)

Cash Credit is limited to the first 60 customers  on each tactical promotion date, namely 11 September 2026, 18 September 2026 and 25 September 2026 (each, a “Tactical Promotion Date”), (i) who successfully submit an account opening application via a Permitted Application Channel on a Tactical Promotion Date for a new single-name UOB One Account, UOB Stash Account, UOB Lady’s Saving Account or KrisFlyer UOB Account (each, a “UOB Account”), (ii) whose application is approved by UOB within the same calendar month which the application is submitted, and (iii) deposit min. S$5,000 of New Funds into their new UOB Account within the same calendar month as their new UOB Account opening calendar month and hold it till the following calendar month. For existing UOB deposit customers, the New Funds deposited into their new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and/or savings accounts as at 31 August 2026 and such increase must also be maintained till the end of the holding period. Eligible new-to-UOB deposit customers will be eligible to receive S$100 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$50 cash credit.  

iPhone Air (256GB) is limited to the first 3 customers on each of the Tactical Promotion Dates of 11 September 2026, 18 September 2026 and 25 September 2026,  who (i) are a new-to-UOB deposit customer that satisfies all of the conditions above for the Cash Credit and (ii) successfully participates in the UOB Level Up Your Savings Promotion (1 July to 30 September 2026) by (a) successfully depositing at least S$100,000 in New Funds into the new UOB Account opened pursuant to this UOB Online Account Opening Weekly Friday Promotion (11 to 25 September 2026) within the same calendar month which the new UOB Account is opened and (b) successfully completing and submitting the online participation form available at https://forms.uob.com.sg/personal/save/savings-festival.html within the same calendar month which the new UOB Account is opened to earmark the deposited S$100,000 in New Funds for a period of 7 months without withdrawal pursuant to the UOB Level Up Your Savings Promotion (1 July to 30 September 2026). Customers who are eligible to receive the iPhone Air (256GB) will not be eligible to receive the Cash Credit.

“Permitted Application Channel” means (a) any online account opening channel via www.uob.com.sg (excluding any application triggered or assisted by UOB staff or agents, or submitted together with a UOB credit card application, or submitted via https://www.uob.com.sg/personal/highlights/life-moments/adulting/tertiary-students.page); (b) UOB Personal Internet Banking or UOB TMRW; or (c) any other channels as may be permitted by UOB from time to time. “New Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB Account at any time during the period between 4 to 25 September 2026, both dates inclusive. This promotion is not valid in conjunction with the UOB Online Account Opening Weekly Promotion (1 July to 30 September 2026). T&Cs apply.

Click here for full terms and conditions. 

Online Account Opening Weekly Promotion promotion period:
1-8 November 2026
9-15 November 2026
16-22 November 2026
23-29 November 2026
30 November to 6 December 2026
7-13 December 2026
14-20 December 2026
21-31 December 2026

Applicable to single-name accounts only. Eligible accounts include UOB One Account, UOB Stash Account, UOB Uniplus Account, UOB Lady’s Saving Account, KrisFlyer UOB Account and UOB Privilege Account.

Promotion is valid from 1 Sep 2026 to 31 Dec 2026.

Not applicable for Change of CDA Trustee or re-opening of a new CDA for the same beneficiary. T&Cs governing UOB CDA Baa Baa Sheepz Wrapped in Wonder Promotion (1 Sep – 31 Dec 2026) apply. Full terms and conditions apply and can be accessed here.

Participate in UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) by successfully submitting an online participation form available at UOB Singapore website and stand to receive the following Cash Rewards:

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

Valid from 1 November to 31 December 2026 (“Promotion Period”). Limited to the first 250 New Accountholders and the first 250 Existing Accountholders of each Promotion Week, namely the period between 1 and 8 November 2026 and every calendar week between 9 November 2026 and 20 December 2026 and the period between 21 and 31 December 2026, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$10,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new Account opening calendar month, and (iv) maintain a balance of at least S$10,000 in their new Eligible UOB Account till the end of the following calendar month. Additionally, for existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$10,000 when compared against the total month-end balance of all their other UOB current accounts and savings accounts as at 31 October 2026 and such increase must also be maintained till the end of the next calendar month following their new Account opening calendar month. Eligible new accountholders customers will be eligible to receive S$150 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$50 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s orders; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply.

Eligible UOB Account means a UOB One Account, UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Lady’s Savings Account.

Click here for full terms and conditions.

The UOB Stash Savings Streak Challenge Promotion rewards eligible customers who consistently grow and maintain their Stash Account savings over consecutive calendar months. Customers who maintain a qualifying Savings Streak may receive cash credits of up to S$195.

To qualify for this Promotion, you must start a Savings Streak in October 2026, November 2026 or December 2026 by maintaining an end-of-month balance of at least S$50,000 in your Stash Account.

A Savings Streak is achieved when, for each consecutive qualifying calendar month, all of the following conditions are met:

• An end-of-month balance of at least S$50,000 is maintained;
• Total funds credited into the account during the month amount to at least S$1,000; and
• No withdrawals, outward fund transfers or other debit transactions that reduce the account balance are made.

Eligible customers may receive a total cash credit of up to S$195 based on the number of Savings Streak maintained:

• First 3 consecutive qualifying months: S$20 cash credit each month
• Next 3 consecutive qualifying months: S$45 cash credit each month

A Savings Streak will be considered broken if the customer:

• fails to maintain the required end-of-month balance of S$50,000;
• credits less than S$1,000 into the Stash Account during any calendar month; or
• makes any withdrawal, outward funds transfer or debit transaction that reduces the account balance.

For the purposes of this Promotion, withdrawals include all GIRO deductions and any fees and charges debited from the Stash Account.

This Promotion is open to primary UOB Stash Account holders who are tagged under the Personal Banking, Wealth Banking or Privilege Banking segment. Subject to qualifying criteria. Full terms and conditions apply and can be accessed here.

Insured up to S$100k by SDIC. 

Find out more at KrisFlyer UOB Debit Card & Account.

Stay connected on your travels with extra savings on ChangiWiFi.

• SMS KFUOB‹space›16 digits card number to 77862 to get a unique e-Cash redemption code.
• To redeem the e-Cash redemption code, simply present the SMS together with your ChangiWiFi booking upon payment at the Changi Recommends Counter.

Payment must be made with KrisFlyer UOB Debit Card at Changi Recommends counter. Limited to one redemption per calendar year per cardmember. Offer is subject to WiFi router availability.

Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport with promo code: KFUOB

Valid for Grab ride to or from Singapore Changi Airport with promo code KFUOB. Payment for the ride must be made with a KrisFlyer UOB Debit Card via the Grab mobile application. Valid on all Grab rides except GrabShuttle and GrabHitch. Limited to one redemption per half yearly per cardmember.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.​

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.90% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.​