UOB CPF Investment Account

  • cpf-investment-accountcpf-investment-account

    Invest your CPF savings

    to grow your retirement funds

Benefits

CPF Investment Account gives you the flexibility to invest your Ordinary Account (OA) savings in a wide range of products to grow your retirement nest egg.

 

payroll-easy

Access to a wide range of investment products

Show moreShow less
money-statement

Consolidated monthly statements

Show moreShow less
percent

Earn daily interest

Show moreShow less

Invest your Ordinary Account (OA) savings in the following products included under the CPF Investment Scheme (CPFIS).

 

Investment Products included in CPFIS-OA Investment Limit1

Professionally

Managed Products

  • Unit Trusts
  • Insurance Policies and Investment-Linked Products
  • Fund Management Accounts
  • Singapore Government Securities
  • Singapore Government Treasury Bills
  • Statutory Board Bonds
  • Bonds Guaranteed by the Singapore Government
100%
Other Products
  • Loan Stocks, Corporate Bonds and Shares, including IPOs of
    Singapore-incorporated and SES-listed companies
35%
 
  • Gold Exchange Traded Funds and other Gold Products
10%

 Source: CPF Board, April 2016
1 Subject to CPF SGD 20,000 requirement

 

View, save and print your monthly consolidated statement easily anytime at your convenience.

 

Enjoy daily interest on uninvested cash balance in your UOB CPF Investment Account

 

Eligibility

features

Requirements

  • You must be a CPF member
  • Age 18 and above
  • You are not an undischarged bankrupt
  • You must not have an existing CPF Investment Account with any bank
  • You must have more than S$20,000 in your CPF Ordinary Account

Apply Now

phone

Open a UOB CPF Investment Account through MyInfo#

 

Apply Now

 

Alternatively, approach a banker at any UOB branch for assistance.

 

#Note: Recommended to use Google Chrome to log in to MyInfo. If you apply via MyInfo your account details will be sent to you within 4 working days.

 

Investing with CPFIS Subscription

Learn more about investments that allow for CPFIS subscription:

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

 

FAQs

 

CPFIS

All CPF members who

  • are at least 18 years old;
  • are not undischarged bankrupts; and
  • have more than S$20,000 in their Ordinary Account (for investments under CPFIS-Ordinary Account) and/or have more than S$40,000 in their Special Account (for investments under CPFIS-Special Account).

From 1 October 2018, if you are a new CPFIS investor, you must will need to take the SAQ before you can start investing under CPFIS.

The CPF Investment Scheme (CPFIS) Self-Awareness Questionnaire (SAQ) helps you assess if you have basic financial knowledge and whether CPFIS is suitable for you. The SAQ starts with learning modules on investment concepts, products and charges under CPFIS. You can access the SAQ via the CPF website after logging in with your SingPass.

Agent banks and product providers will require you to declare your SAQ status and/or ask to view a copy of your SAQ status for verification. You can participate in the CPFIS once you have taken the SAQ, regardless of your SAQ results. You can check your SAQ status here.

You can invest the balance of your CPF savings under

  1. CPF investment Scheme-OA (CPFIS-OA) after setting aside S$20,000 in your OA.
  2. CPF Investment Scheme-SA (CPFIS-SA) after setting aside S$40,000 in your SA.

Please refer to the list of instruments available for investment under the CPF Investment Scheme, and to find out how much of your CPF savings you can invest:

  • Login to CPF website using your SingPass to access myCPF Online Services – myStatement; or
  • Access myCPF mobile app on your iPhone or Android device using your SingPass; or
  • Visit any CPF Service Centre with your identity card.

 

CPFIS Online Account Opening

Upon successfully submitting an online application for a CPFIS account, an application ID number will be issued to you. You will also receive an email with the application ID number to confirm that the online application has been received.

If you would like to check with UOB on your application status, please quote the application ID number.

Please refer to the next question on how long it would take for the CPFIS account application to be processed.

If you were not presented with a “Successful Submission” page with the application ID number or did not receive an email with the application ID number, you might not have completed the application. Please login to submit your application again.

It will typically take 10 days working to process the CPFIS account online application.

You will receive an email notification within 4 working days after your CPFIS account is opened. However, the account number will not be provided in the email for security purposes but will be mailed to your UOB-registered mailing address within 7 working days.

You can also obtain your CPFIS account details from any of the following:-

  1. MyCPF Online Service or MyCPF App
    Go to My Statement > CPF Investment Scheme Yearly Statement
  2. UOB Personal Internet Banking/UOB Mighty
    (If you are an existing UOB Personal Internet Banking/UOB Mighty user.)
  3. 24-hour Phone Banking at 1800 222 2121
  4. Any UOB branch

You may contact UOB via the following channels with the application ID number received during the online application

  • 24-hour Phone Banking at 1800 222 2121
  • Contact Us page*

* Please quote your application ID number in the description/comments to enable us to check on the status before contacting you

Please note that the online application will no longer be valid, and you will have to visit a UOB branch with your NRIC and complete the application as we need more information.

You can check your SAQ status here.

You can complete your SAQ by logging in with SingPass here.

Foreigners are not able to apply online as MyInfo is unable to provide all required verified data during CPFIS account online application.