Unstoppable Together

UOB Lady’s Festive Promotion – UOB Lady’s Savings Account (20 November 2023 to 19 January 2024) (“Promotion”) is  valid from 20 November 2023 to 19 January 2024, both dates inclusive (“Promotion Period”). You are required to (i) deposit a min. of S$15,000 in incremental fresh funds (“Participating Deposit”) into your UOB Lady’s Savings Account during the Promotion Period, (ii) successfully register your participation in this Promotion by submitting the Promotion online participation form (in the prescribed format available at go.uob.com/ladys-promo) during the Promotion Period, and (iii) maintain your Participating Deposit in your UOB Lady’s Savings Account until (for Participating Deposits deposited from 20 November to 31 December 2023) 15 March 2024 or (for Participating Deposits deposited from 1 January 2024 to 19 January 2024) 19 April 2024. The Gift Set is limited to first 200 Accountholders who satisfy all of the above requirements. Full terms and conditions apply and can be accessed here.

UOB Lady’s Festive Promotion – UOB Lady’s Card (20 November 2023 to 19 January 2024) (“Promotion”) is valid from 20 November to 19 January 2024 ("Promotion Period") only. You must successfully register to participate in the Promotion by submitting an online registration on the UOB Lady’s Card webpage (the “Online Registration”). You must successfully charge a total of at least S$3,500 in Eligible Transactions (“Qualifying Spend”) to your UOB Lady’s Credit Card from and including the date of your Online Registration by 19 January 2024 (the “Gift Spend Period”). Limited to the first 200 participants who satisfy all the conditions for the Promotion during the Promotion Period. Full terms and conditions apply and can be accessed here.

1) Earn 10X UNI$ on your UOB Lady’s Credit Card:

No minimum spend required. Register via uob.com.sg/ladys-enrol and select up to 2 preferred rewards category(ies) for which you will earn 10X UNI$ per S$5 spent in each calendar month. This comprises a base earn rate of UNI$1 for every S$5 spent and a bonus earn rate of 9X UNI$ for every S$5 spent (“Bonus UNI$”) on your selected preferred rewards category(ies). The maximum aggregate amount of Bonus UNI$ you can earn in a calendar month is capped at (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) 2,700 UNI$ which is equivalent to S$1,500 spent, with each preferred rewards category capped at 1,350 UNI$ which is equivalent to S$750 spent, if you are a UOB Lady’s Solitaire Card Cardmember; or (c) 3,600 UNI$ which is equivalent to S$2,000 spent, if you are a UOB Lady’s Solitaire Metal Card Cardmember. UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles. Full Terms and Conditions apply, click here.

2) Earn up to additional 15X UNI$ when you save with UOB Lady’s Savings Account:

You shall be eligible to earn Lady’s Savings Bonus UNI$ in a calendar month if you (1) are a principal UOB Lady’s Credit Cardholder and a primary UOB Lady’s Savings Accountholder, (2) maintain a minimum MAB of S$10,000 in your UOB Lady’s Savings Account in a calendar month and (3) have selected and spent on your preferred rewards category(ies) using your UOB Lady’s Credit Card. The Lady’s Savings Bonus UNI$ you can earn in a calendar month is capped at (a) S$1,000 spent if you are a UOB Lady’s Classic Card, UOB Lady’s Platinum Card or UOB Lady’s World Mastercard Cardmember; or (b) S$1,500 spent, with each preferred rewards category capped at S$750 spent, if you are a UOB Lady’s Solitaire Card Cardmember; or (c) S$2,000 spent if you are a UOB Lady’s Solitaire Metal Card Cardmember. Full Terms and Conditions apply, click here.

Note: W.e.f 1 August 2025, the maximum Bonus UNI$ you can earn each calendar month with your UOB Lady’s Solitaire Card (excluding UOB Lady’s Solitaire Metal Card) will be revised to:

New monthly cap: 2,700 UNI$ (equivalent to S$1,500 spending)
(Previously: 3,600 UNI$ which is equivalent to S$2,000 spending)

New rewards category cap: 1,350 UNI$ per category (equivalent to S$750 spending)

The Bonus UNI$ earned on the UOB Lady’s Account will also be capped based on S$1,500 in spending (previously S$2,000) and capped at S$750 spend per rewards category when you save with the UOB Lady’s Savings Account and spend on your UOB Lady’s Solitaire Card (excluding UOB Lady’s Solitaire Metal Card).

Based on Singapore Airline's Saver Awards Chart as at October 2023, excluding taxes, charges and fees.

UNI$ can be converted into air miles at the conversion rate of UNI$1 = 2 miles.

*For illustration purpose only. Actual UNI$ earned will depend on the transaction amount for each transaction.

Monthly Average Balance refers to the summation of each day-end balance in the UOB Lady's Savings Account for each calendar month divided by the number of calendar days for that month.

Entertainment

Entertainment comprises of bars, taverns, lounges, cinemas and Ticketing Servicing Providers.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Transport

Transport comprises of Fuel stations, Taxi rides and local commuter transport.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Travel

Travel comprises of airlines, hotels & resorts bookings and duty-free stores.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Family

Family comprises of Grocery stores and Baby & Kids stores.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Dining

Dining comprises of restaurants, fast food restaurants, online food delivery.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Fashion

Fashion comprises of any department store, retail store or shopping website that sells clothes, shoes and bags as its main business activity.

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

Beauty & Wellness

Beauty & Wellness comprises of cosmetics stores, drug stores, health and beauty stores. 

Below is an example of a list of popular merchants that fall within this particular category. While the list can be a helpful guide, UOB does not control how individual merchants or purchases are categorized^#.

For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

^#Transaction categories are automatically categorised according to the Merchant Category Code (MCC). The MCC determines whether the transaction is eligible for BONUS UNI$ under each category. MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express). A merchant's registered MCC may not always correspond with its nature of business. Therefore, we cannot guarantee that a transaction will fall within your selected Preferred Category(ies) to qualify Bonus UNI$.

‘new funds’ refers to Incremental Fresh Funds deposited in your UOB Lady’s Savings Account when measuring against 31 October 2023 day-end balance and not transferred from an existing UOB current/savings account.

• Applicable only when the month-end account balance of your UOB Lady’s Savings Account is S$10,000 and above
• Earn 1% cash reward on your salary credited each month when you save 20% of your monthly salary which results in your month end account balance increasing by an amount equivalent to at least 20% of your current month’s salary credited when compared to the previous month end balance
• No minimum salary credit amount
• Cash reward is capped based on your UOB Lady’s Savings Account balance.
• Promotion ends 29 February 2024. Full T&Cs can be access here.

• Applicable only when the month-end account balance in your UOB Lady’s Savings account is S$10,000 & above
• Earn 1% cash reward on your monthly deposit into your joint Junior Savers Account with your child when your deposit results in a corresponding increase at month end when compared to the previous month end balance of your Juniors Saver Account
• No minimum deposit amount
• Cash reward is capped based on your UOB Lady’s Savings Account balance
• Promotion ends 29 February 2024. Full T&Cs can be access here

Cardholder must have completed the Benefit registration process prior to the commencement of their trip. Coverage starts on the day of successful cardholder registration and is valid for 12 months. Click here to register. Click here for full terms and conditions. The entire cost of Common Carrier fare must be charged to your UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card.

Valid from 1 July till 31 August 2024 (both dates inclusive). To earn Scan to Pay chances, a min. spend of S$10 per transaction is required. To qualify for top-up chances, a min. of S$500 incremental Fresh Funds against the Account's preceding month's Monthly Average Balance is required. To qualify for New Account application chances, application must be submitted online. There is no cap on the number of chances to be earned. Full T&Cs apply

1. 1 - 6 July
2. 7 - 13 July
3. 14 - 20 July
4. 21 - 27 July
5. 28 July - 3 August
6. 4 - 10 August
7. 11 - 17 August
8. 18 - 24 August
9. 25 - 31 August
10. 1 - 7 September
11. 8 - 14 September
12. 15 - 21 September
13. 22 - 30 September

Get Up to S$268 cash credit comprising:

1) Either S$108 or S$68 or S$28 cash credit
AND
2) up to S$160 cash credit

1) UOB Online Account Opening Weekly Promotion (1 January to 31 March 2025)
Valid from 1 January to 31 March 2025 (“Promotion Period”). Limited to the first 88 customers of each Promotion Week, namely from 1 to 5 January 2025 and every calendar week from 6 January to 31 March 2025, (i) who submit an online account opening application during a Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account within the same calendar month as their new UOB account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new UOB account till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and/or savings accounts as at 31 December 2024 and such increase must also be maintained till the end of the following calendar month. Eligible new-to-UOB customers will be eligible to receive S$108 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$68 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$28 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 January 2025 to 31 March 2025) by successfully submitting an online participation form (available at the official UOB website) between 1 January 2025 to 31 March 2025, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Customers who qualified for any reward (whether in the form of cash credit or otherwise) awarded in connection with any past salary credit, GIRO or dividend credit promotions organised by UOB, or had any salary crediting, GIRO bill payment, UOB loan repayment or CDP crediting transactions made using any of their UOB current or savings account during the period between 1 July 2024 to 31 December 2024, will not be eligible to participate in this Promotion.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

Promotion is only valid from 1 to 30 April 2024 (“Promotion Period”). Jo Malone Cologne 30ml is only for the first 150 New-to-UOB deposit customers during the Promotion Period (i) who submit an online account opening application during the Promotion Period for a new UOB Lady’s Savings Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) who deposit at least S$10,000 into their new UOB Lady’s Savings Account by 30 April 2024 and hold the deposited funds till 31 May 2024 (inclusive of the date indicated). Jo Malone Cologne 30ml is available in 3 different scents, namely Red Roses, English Pear & Freesia or Peony & Blush Suede scents. Click here for full terms and conditions.

UOB Lady’s Savings Account Mother’s Day Promotion (8 May 2023 to 30 June 2023) (“Promotion”) is only valid from 8 May 2023 to 30 June 2023, both dates inclusive (“Promotion Period”). You are required to (i) deposit a min. of S$10,000 in Incremental Fresh Funds (“Participating Deposit”) into your UOB Lady’s Savings Account during the Promotion Period, (ii) successfully register your participation in this Promotion by submitting the Promotion online participation form (in the prescribed format available at go.uob.com/lsa-promo) to UOB during the Promotion Period, and (iii) maintain your Participating Deposit in your UOB Lady’s Savings Account until (for Participating Deposits made in May 2023) 14 July 2023 or (for Participating Deposits made in June 2023) 15 August 2023. Full terms and conditions apply and can be accessed here.

UOB Christmas Savings Promotion (“Promotion”) is valid from 1 October 2023 to 30 December 2023, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to win a pair of Economy Class return air ticket from Singapore to Switzerland, Apple iPhone 15 or Dyson Supersonic^TMhairdryer. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Complimentary travel insurance

• Overseas Medical Expenses of up to USD100,000 for both sickness and injury.
• Emergency Medical Evacuation/Return of Mortal Remains.
• Daily In-Hospital Cash Benefit of USD 100 per day.
• Overseas COVID-19 Diagnosis Quarantine Allowance of USD 100 per day.
  

*Cardholder must have completed the Benefit registration process prior to the commencement of their trip. The entire cost of Common Carrier fare must be charged to your UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card. Terms and conditions apply.

Only applicable to UOB Lady’s Solitaire Card and UOB Lady’s Solitaire Metal Card

Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 30 June 2023.

'Earmarked’ means that the Incremental Fresh Funds deposited will not be reflected in the Eligible Account statements and cannot be withdrawn.

Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB National Savings Promotion (“Promotion”) is only valid from 1 July 2023 to 30 September 2023, both dates inclusive (“Promotion Period”). You are required to deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account during the Promotion Period, successfully submit an online participation form to UOB for this Promotion during the Promotion Period and maintain the Participating Deposit in your Eligible Account until the end of Earmark Period. Cash credit awarded in this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically enrolled into the Lucky Draw and stand a chance to be one of the 58 winners to win S$200 BreadTalk Rewards Card. Further, participants who do not have a UOB current or savings account prior to the commencement of the Promotion Period and are eligible to receive a cash credit under this Promotion will also be eligible to receive an additional one-time reward of S$100. Full terms and conditions apply and can be accessed here.

Cardholder must have completed the Benefit registration process prior to the commencement of their trip. Coverage starts on the day of successful cardholder registration and is valid for 12 months. Click here to register. Click here for full terms and conditions. The entire cost of Common Carrier fare must be charged to your UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card.

The Cardmember who notifies the Bank that her Card has been lost, stolen or PIN disclosed, shall not be liable for any Card transactions effected after the Bank has received notification of such loss, theft or disclosure, provided that such loss, theft or disclosure is not due to negligence, fraudulent act, or default on the part of the Cardmember. Please refer to the UOB Debit Cardmember Agreement for more details.

Please ensure that your mobile number is registered and updated with UOB. Click here for details.