PayNow to play now

PayNow to play now

Make five (5) or more PayNow or Scan to pay transactions with the UOB TMRW app and get 10 chances to play to win attractive prizes!

Here’s how:

  • Step 1: Make min. five (5) PayNow or Scan to pay transactions through the UOB TMRW in a qualifying period starting from 15 Jan 2026
  • Step 2: Receive a game token code for that qualifying period in a UOB TMRW’s insights card from 23 Jan 2026
  • Step 3: Tap on Rewards+ on UOB TMRW > Tap on the LNY banner
  • Step 4: Enter your details and the Game Token code. You’re all set to play!


Subject to qualifying criteria. T&Cs apply. Full guide below here 

Play to win these collectible zodiac plushie charms. 12 designs to be won!

Play to win these collectible zodiac plushie charms. 12 designs to be won!Play to win these collectible zodiac plushie charms. 12 designs to be won!

For details on prize redemption, click here. ​Designs are limited per zodiac sign and subject to availability on a first-come, first-served basis.

How to play the game

How to play the game

  • Step 1: Make at least five PayNow or Scan to pay transactions via the UOB TMRW app from 15 Jan 2026
  • Step 2: Log in to UOB TMRW > Retrieve your Game Token code for that qualifying period via the insight card at the Home Tab from 23 Jan 2026 (Tap ‘View all insights’) Note: Game Token codes are issued within one (1) week after the qualifying week of completed transactions. 
  • Step 3: Tap on Rewards+ on the app > Then tap on the LNY banner
  • Step 4: Enter your mobile number, date of birth and the game token code
  • Step 5: Play game by cracking the Fortune Cookie
  • Step 6: If you’ve won a prize, you can view the redemption details under “My Prizes” section

How to send an e-Hongbao

  • Step 1: Log in to UOB TMRW and select “PayNow”
  • Step 2: Enter your recipient’s mobile number, NRIC/FIN or select their name from your contacts
  • Step 3: Enter amount, add a personal message and tap to share a festive greeting
  • Step 4: Confirm details and swipe right to proceed
  • Step 5: Scroll right for eHongbao skin designs. Tap on “Next” to proceed
  • Step 6: Tap on “Share” to share image of transaction to recipient

How to send an e-Hongbao

Make the most out of UOB TMRW

Get your zodiac forecast by Joey Yap

Curious about your year ahead? Discover your zodiac forecast by Dato' Joey Yap, a renowned Feng Shui master and Chinese Metaphysicist, exclusively on UOB TMRW. Simply tap on “View zodiac readings” after you’ve played the game in the app.

Register for PayNow to receive payments with ease

Enjoy simple and seamless e-Hongbao gifting with PayNow today, and track all your transactions effortlessly.

Don’t have a UOB savings account?

Don’t have a UOB savings account?

Be the first 88 eligible customers per promotion week to earn up to S$128 cash when you apply for an eligible UOB savings account online and deposit at least S$5,000 in new funds into your new account.

Plus, stack your rewards with up to additional S$180 cash when you pay your bills, credit your salary and dividends with UOB. 

Promotion is from 1 January to 31 March 2026. Cash rewards will be automatically credited.  Subject to qualifying criteria. T&Cs apply. 

Things you should know

Promotion” means this UOB TMRW EHONGBAO 2026 PROMOTION. To participate in the Promotion during the Campaign Period (15 January to 10 March 2026), you must be an eligible customer and must successfully perform at least 5 PayNow or Scan to pay transactions of a minimum amount of S$0.01 each (each, a “Qualifying Transaction”) during a Qualifying Transaction Period within the Campaign Period. If you fulfil the above criteria during a Qualifying Transaction Period, you will receive 10 (ten) chances to play the UOB TMRW Hong Bao Game (“Game” and each chance to play in the Game, a “Game Try”) for that Qualifying Transaction Period. The Game can only be played in the dedicated microsite for this Promotion accessible via the Rewards+ section in the UOB TMRW app (the “Game Site”). You shall be entitled to a maximum of 10 (ten) Game Tries per Qualifying Transaction Period regardless of the number of Qualifying Transaction(s) you made during a Qualifying Transaction Period.  All Prizes won may be subject to verification of your eligibility and confirmation of your compliance with the terms and conditions of this Promotion by UOB, based on UOB’s absolute discretion.

Click here for full terms & conditions

Eligibility

Q1: How many game plays can a customer earn during the promotion period?
A: Customer can earn a total of 70 game plays if he qualifies for every campaign week (10 game plays per week X 7 campaign weeks).

Q2: Do all QR payments qualify as "Scan to pay" under this Promotion?
A: No, only PayNow UEN and NETS QR codes are accepted. Should payment be made using a non-NETS QR code (e.g., Alipay QR code, FavePay QR code, ShopBack QR code) or UOB card, the transaction will not qualify for this promotion.

Q3: Must a customer be a user of UOB TMRW to enjoy this promotion?
A: Yes, this promotion is open to all UOB TMRW users in Singapore. For all new UOB customers, they may sign up for UOB Current/Savings Account and apply for UOB TMRW.

Q4: Where and when do I get the Game Token?
A: If you are eligible to receive the Game Token, the game token will be available via your insight cards in UOB TMRW. After logging into UOB TMRW, tap on “View all insights”. The respective Game Tokens will be available via insights cards based on the following schedule:

All Game Tokens are valid till 10 March 2026 which is the end date of campaign, and also the last date to play any games customer already accumulated.

Prize

Q5: Will all prizes be available throughout the campaign period?

A: Yes all prizes are available from the start of campaign period on a whilst stocks last basis. For the Plushie Charm, the specific design is redeemable on a first-come-first-served basis, whilst stocks last and subject to availability. UOB shall not be required to notify and/or update on the stock availability of the different types of Plushie Charm(s).

Q6: How will the redemption center check my eligibility when collecting my prize?
A: Customer will be required to provide the redemption code (via game site for Plushie Charm(s) and SMS for mobile phone), the last 4 digits of their mobile number to aid in record-keeping of collections completed.

Q7: Where can I see the Plushie Charm(s)?
A: You may view the Plushie Charm(s) at the following branches:

  • UOB Main Branch
  • UOB Tampines
  • UOB Lot One
  • UOB Orchard (Plaza Singapura)
  • UOB Northpoint
  • UOB Clementi
  • UOB Hangout @ Singapore Polytechnic
  • UOB Jurong Point

However the stock availability at redemption center is while stocks last, so play and redeem early to avoid disappointment.

Q8: How can an eligible customer collect the Plushie Charm(s)?
A: From his prize log within the game (tap on “My Prizes”), he will be able to locate the unique redemption code and collection details. The information will be available from the game until 24 March 2026 (last day for collection).

Q9: How can an eligible customer collect the Cash Credit?
A: No further action is required from the customer once he makes the qualifying transaction. Should he be eligible, the cashback will be credited and reflected in his UOB bank account (which shall be the same account from which the transaction was made during the campaign period) within 6 weeks after the end of campaign (10 Mar 2026). Eligible customers are responsible for ensuring that their UOB account is valid and existing, not blocked from use, in good standing and conducted in a proper and satisfactory manner (as determined by UOB at its sole discretion) at the time of crediting.

Q10: How can a customer identify that he has received his cashback for his qualifying entry in this promotion?
A: Any successful crediting will appear in his statement as “UOB TMRW EHONGBAO’26”.

An advice will be sent to him at his provided address a week after the crediting to notify him of the same.

Q11: Is there a cap on the number of gifts a customer can win?
A: No, so long as the appointed redemption centre is able to ascertain the validity of any one of the winning entries the winner has provided and while stocks last.

Q12: How will a winner know if the prizes have been fully redeemed?
A: Customers are encouraged to visit our official website on latest availability of the stocks before proceeding to redemption centre.

Q13: Can I authorise someone to collect the Plushie Charm(s) on my behalf? 
A: Yes, you may do so. Your authorised person can present the screenshot of the winning Prize containing the unique redemption code to redeem. Do note that we will only honour 1 redemption for each redemption code.

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