Enjoy S$20 off regular-priced items on your KrisShop purchases with min. S$120 nett spend (after applicable discounts, before shipping and taxes) of in a single transaction with promo code KFUOBKS2025.
How to earn KrisFlyer miles
- Spend on KrisFlyer UOB Credit Card
Benefits
More miles with every spend
on Singapore Airlines, Scoot, KrisShop, Kris+, dining, online shopping and more
Travel privileges
Fast track your way to KrisFlyer Elite Silver status and enjoy many other privileges
Other benefits
Accessibility around the world
Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.
Privileges
Exclusive
S$20 KrisShop rebate
Exclusive
S$10 Sign Up Bonus on Kris+
From 1 January 2025 to 31 December 2025 , get S$10 on the Kris+ app upon your first S$5 credit card spend on Kris+ when you input the code KPUOB25 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide.
Travel
5,000 Welcome miles
From 1 November 2022 new first time applicants of the KrisFlyer UOB Credit Card who are approved as Cardmembers on or after 1 November 2022 will receive 5,000 KrisFlyer miles when a single Card Transaction of at least Singapore Five Dollars (S$5) is successfully charged to his/her KrisFlyer UOB Credit Card.
Travel
Fast track upgrade to KrisFlyer Elite Silver Status
For cards opened date from 1 May 2022 onwards, upgrade to KrisFlyer Elite Silver status when you charge a minimum of S$5,000 Singapore Airlines Group-related card transactions to your KrisFlyer UOB Credit Card within the first-year membership period. Applicable to existing KrisFlyer tier members only.
How to earn bonus KrisFlyer miles with the KrisFlyer UOB Account
Earn additional bonus KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Account. Total bonus miles are capped at 5% of your monthly average balance.
- With Deposit Balance
(Monthly Average Balance#) - Bonus KrisFlyer miles earned per S$1 spend*
With Deposit Balance (Monthly Average Balance#) | Bonus KrisFlyer miles earned per S$1 spend* |
$1,000 and above | +5 miles +6 Miles With Salary Crediting^ |
See example | |
#Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month. *Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Full terms and conditions apply. Click here for details. ^Only valid for salary credited (S$1,600) through GIRO with the transaction reference "SALA". To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here. |
Earn interest on your savings
Earn interest on your savings in KrisFlyer UOB Account.
Deposit Range | Interest Rate* (p.a.) |
First S$15,000 | 0.05% |
Next S$85,000 | 0.05% |
Next S$250,000 | 0.05% |
Above S$350,000 | 0.05% |
*Interest is calculated based on each day-end balance in the KrisFlyer UOB Account.
View the list of all foreign currencies and interest rates.
Find out more
KrisFlyer UOB FX
Set rate alerts
Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.
Things you should know
Eligibility and fees
Eligibility
Minimum age 21 years oldFor Singapore Citizens and Permanent Residents
- Minimum annual income of S$30,000
OR - Fixed Deposit collateral of minimum S$10,000#
For Foreigners
- Minimum annual income of S$40,000
OR - Fixed Deposit collateral of minimum S$10,000#
Documents Required: Click here
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
Annual Fees
Principal card- S$196.20* yearly
- First year card fee waiver
Supplementary card
- First card free
- S$98.10* for subsequent cards
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Terms and conditions
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card. Click here for the full terms and conditions.
W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.
W.e.f. 10 June 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Credit Cardmembers. Click here to find out more.
W.e.f. 1 November 2022, the minimum annual spend condition for Singapore Airlines Group Related Transactions charged to your KrisFlyer UOB Credit Card will be revised to S$800. This revised condition will be applicable for Card Membership Year ending April 2023 onwards. Click here for details.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities, medical services and doctors will be excluded from the awarding of KrisFlyer Miles.
W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.
1You will earn 15 KrisFlyer miles for every S$5 spent (equivalent to 3 KrisFlyer miles per dollar) on Singapore Airlines, Scoot, KrisShop and Kris+ purchases that are successfully charged and posted to your Card in a calendar month.
2You will earn 6 KrisFlyer miles for every S$5 spent (equivalent to 1.2 KrisFlyer miles per dollar) on Card Transactions (excluding Singapore Airlines Group Related Card Transactions and Kris+ Card Transactions) that are successfully charged and posted to your Card in a calendar month.
You will earn an additional 9 KrisFlyer miles for every S$5 spent (equivalent to 1.8 KrisFlyer miles per dollar) on Dining, Online Shopping, Online Travel and Transport Card Transactions with a minimum required sum of S$800 on Singapore Airlines Group Related Card Transactions charged to your card in a card membership year. For avoidance of doubt, Accelerated Miles will be awarded within two (2) months after the card membership year. Expedition of Accelerated Miles is not allowed.
*Everyday spend categories: dining, food delivery, online shopping and travel, taxi rides, local commuter transport and car rentals.
+For new to UOB Credit Cardmembers who successfully apply for a personal KrisFlyer UOB Credit Card from 1 December 2024 to 31 January 2025 (both dates inclusive) and take the least days to spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants in each calendar month of the Promotion Period, based on card approval date of KrisFlyer UOB Credit Card. Click here for full terms and conditions.
Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.
Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer UOB Credit Card.
Bundle up for even more benefits
KrisFlyer UOB Account
Bonus KrisFlyer miles per S$1 spend
Additional miles when you maintain monthly average balance and credit your salary.
Frequently asked questions
What if I cannot recall my KrisFlyer membership no. during the Account opening?
You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.
I do not have an existing KrisFlyer membership, what should I do?
We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.
What do I need to do after I have opened the KrisFlyer UOB Account?
If you already hold a KrisFlyer UOB Credit Card and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
To start earning bonus miles, simply:
• Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
• Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar
I do not have a KrisFlyer UOB Account, how do I apply?
For Singaporeans and PRs:
Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.
For Foreigners and U.S Persons:
Please proceed to any UOB branch for application.
How do I credit my salary to my KrisFlyer UOB Account?
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
What constitutes as Salary Credit?
- Only valid for salary credited through GIRO with the transaction reference "SALA"
- Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles
How are miles awarded?
KrisFlyer UOB Debit and Credit Cards
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
How do I compute my Monthly Average Balance (MAB)?
Where can I find out more about KrisFlyer UOB Cards Enhanced Card Benefits?
Click here to find out more
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.