Inspire the globetrotter in you with the first one-stop travel portal in Southeast Asia designed by a bank that inspires, helps you plan, and lets you book in one place.
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Get up to 6% p.a. interest in just two steps. Apply now and receive a free Harman Kardon Citation One MK3 speaker and/or cash rewards! T&Cs apply. Insured up to S$100k by SDIC.
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Get instant cash at 0% interest and low processing fees. Enjoy S$100 cash rebate* on your approved loan amount!
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Invest in funds now powered by Private Bank CIO's insights - United Income and United Growth Funds.
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Get PRUCancer 360 from just S$3.70 per week. Sign up now and enjoy 35% off your first-year premium. T&Cs apply.
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Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
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Apply now and get up to 31,000 miles+
Valid from 1 October 2024 to 31 October 2024. View the breakdown of miles here
.
Terms and conditions apply.
Valid from 1 October 2024 to 31 October 2024. View the breakdown of miles here.
Terms and conditions apply.
| Spend on KrisFlyer UOB Credit Card | |
| KrisFlyer miles earned per S$1 spend on Singapore Airlines, Scoot, KrisShop and Kris+ purchases1 | 3 miles |
| KrisFlyer miles earned per S$1 spend on dining, food delivery, online shopping and travel, and transport spend2 |
3 miles With min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop 1.2 miles |
| KrisFlyer miles earned per S$1 spend on all other spend2 | 1.2 miles |
on Singapore Airlines, Scoot, KrisShop, Kris+, dining, online shopping and more
on Scoot, KrisShop, Grab and more
Fast track your way to KrisFlyer Elite Silver status and enjoy many other privileges
on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
on dining, food delivery, online shopping and travel, and transport spend
on all other spend
Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.
Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements.
Safeguard your online purchases while tracking your expenses with the UOB TMRW app, and receive complimentary insurance whenever you travel.
Enjoy the following benefits when you present a valid KrisFlyer UOB Credit Card at any Bicester Village in Europe:
Valid till 31 December 2024, visit here to find out more.
Enjoy S$20 off regular-priced items on your KrisShop purchases with min. S$120 nett spend (after applicable discounts, before shipping and taxes) of in a single transaction with promo code KFUOBKS2024.
From 1 February 2023, get a complimentary tier upgrade to KrisShopper Insider with no min. spend required and earn up to 5.5 KrisFlyer miles* per S$1 spend on KrisShop.
From 1 August 2023 to 31 December 2024 , get S$10 on the Kris+ app upon your first S$5 credit card spend on Kris+ when you input the code KPUOB2324 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide.
From 1 November 2022 new first time applicants of the KrisFlyer UOB Credit Card who are approved as Cardmembers on or after 1 November 2022 will receive 5,000 KrisFlyer miles when a single Card Transaction of at least Singapore Five Dollars (S$5) is successfully charged to his/her KrisFlyer UOB Credit Card.
Be rewarded with 10,000 KrisFlyer miles when you renew your annual membership and the Principal Cardmember annual fee is posted and paid.
| With Deposit Balance (Monthly Average Balance#) | Bonus KrisFlyer miles earned per S$1 spend* |
| $1,000 and above | +5 miles +6 Miles With Salary Crediting^ |
| See example |
|
| #Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month. *Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Full terms and conditions apply. Click here for details. ^Only valid for salary credited (S$1,600) through GIRO with the transaction reference "SALA". To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here. |
|
| Deposit Range | Interest Rate* (p.a.) |
| First S$15,000 | 0.05% |
| Next S$85,000 | 0.05% |
| Next S$250,000 | 0.05% |
| Above S$350,000 | 0.05% |
*Interest is calculated based on each day-end balance in the KrisFlyer UOB Account.
View the list of all foreign currencies and interest rates.
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1. Convert currencies at competitive rates in advance on UOB FX+ via the UOB TMRW app.
2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
| UOB FX+ rates | Google rates | |
| SGD/AUD | 1.1265 | 1.13 |
| SGD/CAD | 1.0470 | 1.05 |
| SGD/CHF | 0.6564 | 0.66 |
| SGD/CNH | 5.4500 | ‐ |
| SGD/EUR | 0.7014 | 0.70 |
| SGD/GBP | 0.5845 | 0.58 |
| SGD/HKD | 6.0296 | 6.03 |
| SGD/JPY | 111.74 | 111.75 |
| SGD/NZD | 1.2338 | 1.23 |
| SGD/USD | 0.7765 | 0.78 |
Based on exchange rates on UOB FX+ and Google rates on 2 October 2024, 14:45 SGT
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card. Click here for the full terms and conditions.
W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.
W.e.f. 10 June 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Credit Cardmembers. Click here to find out more.
W.e.f. 1 November 2022, the minimum annual spend condition for Singapore Airlines Group Related Transactions charged to your KrisFlyer UOB Credit Card will be revised to S$800. This revised condition will be applicable for Card Membership Year ending April 2023 onwards. Click here for details.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities, medical services and doctors will be excluded from the awarding of KrisFlyer Miles.
W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.
1You will earn 15 KrisFlyer miles for every S$5 spent (equivalent to 3 KrisFlyer miles per dollar) on Singapore Airlines, Scoot, KrisShop and Kris+ purchases that are successfully charged and posted to your Card in a calendar month.
2You will earn 6 KrisFlyer miles for every S$5 spent (equivalent to 1.2 KrisFlyer miles per dollar) on Card Transactions (excluding Singapore Airlines Group Related Card Transactions and Kris+ Card Transactions) that are successfully charged and posted to your Card in a calendar month.
You will earn an additional 9 KrisFlyer miles for every S$5 spent (equivalent to 1.8 KrisFlyer miles per dollar) on Dining, Online Shopping, Online Travel and Transport Card Transactions with a minimum required sum of S$800 on Singapore Airlines Group Related Card Transactions charged to your card in a card membership year. For avoidance of doubt, Accelerated Miles will be awarded within two (2) months after the card membership year. Expedition of Accelerated Miles is not allowed.
*Everyday spend categories: dining, food delivery, online shopping and travel, taxi rides, local commuter transport and car rentals.
+For new to UOB Credit Cardmembers whose application for a personal KrisFlyer UOB Credit Card is successfully approved between 1 October 2024 and 31 October 2024 (both dates inclusive) and have taken the least days to spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants. Click here for full terms and conditions.
Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.
Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer UOB Credit Card.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Bonus KrisFlyer miles per S$1 spend
Additional miles when you maintain monthly average balance and credit your salary.
You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.
We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.
If you already hold a KrisFlyer UOB Credit Card and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
To start earning bonus miles, simply:
• Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
• Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar
For Singaporeans and PRs:
Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.
For Foreigners and U.S Persons:
Please proceed to any UOB branch for application.
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
KrisFlyer UOB Debit and Credit Cards
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
Click here to find out more
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
A travel portal to inspire, plan and book your next vacation in one place.
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Learn more on how to better manage your and protect your transactions.
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Maximise your UOB card benefits by increasing your credit limit.
Enable your UOB card for overseas use.
Call 1800 222 0990 (local) or +65 6222 0990 (from overseas)
Learn more on how to better manage your and protect your transactions.
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