Apply now and get up to 31,000 miles+

Benefits

More miles with every spend

More miles with every spend

on Singapore Airlines, Scoot, KrisShop, Kris+, dining, online shopping and more

Exclusive privileges

Exclusive privileges

on Scoot, KrisShop, Grab and more

Travel privileges

Travel privileges

Fast track your way to KrisFlyer Elite Silver status and enjoy many other privileges

3 KrisFlyer miles per S$1 spend

3 KrisFlyer miles per S$1 spend

on Singapore Airlines, Scoot, KrisShop and Kris+ purchases

Up to 3 KrisFlyer miles per S$1 spend

Up to 3 KrisFlyer miles per S$1 spend

on dining, food delivery, online shopping and travel, and transport spend

1.2 KrisFlyer miles per S$1 spend

1.2 KrisFlyer miles per S$1 spend

on all other spend


Other benefits

Accessibility around the world

Accessibility around the world

Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.

Everything in your hands

Everything in your hands

Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements.

Complete peace of mind

Complete peace of mind

Safeguard your online purchases while tracking your expenses with the UOB TMRW app, and receive complimentary insurance whenever you travel.

Privileges

  • All
  • Exclusive
  • Travel
  • Scoot benefits
  • UOB Payment Facility
The Bicester Collection
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Exclusive

The Bicester Collection
A UOB Mastercard Exclusive Promotion

Enjoy the following benefits when you present a valid KrisFlyer UOB Credit Card at any Bicester Village in Europe:

  • 10% savings on purchases
  • Priority restaurant bookings
  • Concierge & Valet Parking
  • Complimentary Hands-free shopping
  • Personal Shopper or Stylist
  • Fast-track queueing
  • Virtual Shopping
  • Invitation-only collection previews
  • Private events and bespoke experiences 
  • Exclusive access to Private Apartments

Valid till 31 December 2024, visit here to find out more.

    S$20 KrisShop rebate
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    Exclusive

    S$20 KrisShop rebate

    Enjoy S$20 off regular-priced items on your KrisShop purchases with min. S$120 nett spend (after applicable discounts, before shipping and taxes) of in a single transaction with promo code KFUOBKS2024.

      KrisShopper Complimentary Tier Upgrade new
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      Exclusive

      KrisShopper Complimentary Tier Upgrade

      From 1 February 2023, get a complimentary tier upgrade to KrisShopper Insider with no min. spend required and earn up to 5.5 KrisFlyer miles* per S$1 spend on KrisShop.

        S$10 Sign Up Bonus on Kris+
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        Exclusive

        S$10 Sign Up Bonus on Kris+

        From 1 August 2023 to 31 December 2024 , get S$10 on the Kris+ app upon your first S$5 credit card spend on Kris+ when you input the code KPUOB2324 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide.

          5,000 Welcome miles
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          Travel

          5,000 Welcome miles

          From 1 November 2022 new first time applicants of the KrisFlyer UOB Credit Card who are approved as Cardmembers on or after 1 November 2022 will receive 5,000 KrisFlyer miles when a single Card Transaction of at least Singapore Five Dollars (S$5) is successfully charged to his/her KrisFlyer UOB Credit Card.

            10,000 KrisFlyer miles Renewal bonus
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            Travel

            10,000 KrisFlyer miles Renewal bonus

            Be rewarded with 10,000 KrisFlyer miles when you renew your annual membership and the Principal Cardmember annual fee is posted and paid.

              Compare accounts

              Earn interest on your savings

              Earn interest on your savings in KrisFlyer UOB Account.
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              KrisFlyer UOB FX

              Rates as good as what you see online, with no conversion fee

              Rates as good as what you see online, with no conversion fee

              Convert currencies at competitive rates in advance on UOB FX+ via the UOB TMRW app.
              We support 11 major currencies.

              Pay with your KrisFlyer UOB Debit Card overseas

              Pay with your KrisFlyer UOB Debit Card overseas

              Spend overseas or online in the supported currencies at zero admin fees. Besides, you can use your KrisFlyer UOB Debit Card to also make cash withdrawals at any overseas Mastercard-enabled ATM.

              Set rate alerts

              Set rate alerts

              Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.

              Earn more KrisFlyer miles

              Earn more KrisFlyer miles

              Earn 200 KrisFlyer miles with every conversion of S$1,000.

              Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too.

              Things you should know

              Eligibility and fees
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              Eligibility
              Minimum age 21 years old

              For Singapore Citizens and Permanent Residents
              • Minimum annual income of S$30,000
                OR
              • Fixed Deposit collateral of minimum S$10,000#


              For Foreigners
              • Minimum annual income of S$40,000
                OR
              • Fixed Deposit collateral of minimum S$10,000#


              Documents Required: Click here

              #Terms and conditions apply. Please visit UOB branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
              Annual Fees
              Principal card
              • S$196.20* yearly
              • First year card fee waiver


              Supplementary card
              • First card free
              • S$98.10* for subsequent cards


              *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
              Apply & Pay

              Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

               

              What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

               

              Click here to find out more common FAQs about your credit card

               

              Click here to find out more about digital banking solutions

              W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card. Click here for the full terms and conditions.

              W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.

              W.e.f. 10 June 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Credit Cardmembers. Click here to find out more.

              W.e.f. 1 November 2022, the minimum annual spend condition for Singapore Airlines Group Related Transactions charged to your KrisFlyer UOB Credit Card will be revised to S$800. This revised condition will be applicable for Card Membership Year ending April 2023 onwards. Click here for details.

              W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities, medical services and doctors will be excluded from the awarding of KrisFlyer Miles.

              W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Credit Card.

              1You will earn 15 KrisFlyer miles for every S$5 spent (equivalent to 3 KrisFlyer miles per dollar) on Singapore Airlines, Scoot, KrisShop and Kris+ purchases that are successfully charged and posted to your Card in a calendar month.

              2You will earn 6 KrisFlyer miles for every S$5 spent (equivalent to 1.2 KrisFlyer miles per dollar) on Card Transactions (excluding Singapore Airlines Group Related Card Transactions and Kris+ Card Transactions) that are successfully charged and posted to your Card in a calendar month.

              You will earn an additional 9 KrisFlyer miles for every S$5 spent (equivalent to 1.8 KrisFlyer miles per dollar) on Dining, Online Shopping, Online Travel and Transport Card Transactions with a minimum required sum of S$800 on Singapore Airlines Group Related Card Transactions charged to your card in a card membership year. For avoidance of doubt, Accelerated Miles will be awarded within two (2) months after the card membership year. Expedition of Accelerated Miles is not allowed.

              *Everyday spend categories: dining, food delivery, online shopping and travel, taxi rides, local commuter transport and car rentals.

              +For new to UOB Credit Cardmembers who successfully apply for a personal KrisFlyer UOB Credit Card from 1 December 2024 to 31 January 2025 (both dates inclusive) and take the least days to spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants in each calendar month of the Promotion Period, based on card approval date of KrisFlyer UOB Credit Card. Click here for full terms and conditions.

              Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

              Terms and conditions apply for all above mentioned privileges and promotions. For details, click
              here for the Terms and Conditions governing KrisFlyer UOB Credit Card.

              Apply for the KrisFlyer UOB Credit Card and get up to 31,000 miles+ plus first year annual fee waived

              Apply for the KrisFlyer UOB Credit Card and get up to 31,000 miles+ plus first year annual fee waived

              View the breakdown of miles here
              Bundle up for even more benefits

              Bundle up for even more benefits

              KrisFlyer UOB Account

              Bonus KrisFlyer miles per S$1 spend

              Bonus KrisFlyer miles per S$1 spend

              Additional miles when you maintain monthly average balance and credit your salary.

              Additional miles when you maintain monthly average balance and credit your salary.

              Frequently asked questions

              What if I cannot recall my KrisFlyer membership no. during the Account opening?
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              You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.

              We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.

              If you already hold a KrisFlyer UOB Credit Card and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
              To start earning bonus miles, simply:
              • Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
              • Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar

              For Singaporeans and PRs:
              Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

              For Foreigners and U.S Persons:
              Please proceed to any UOB branch for application.

              To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

              • Only valid for salary credited through GIRO with the transaction reference "SALA"
              • Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles

              KrisFlyer UOB Debit and Credit Cards
              • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
              • Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.

              KrisFlyer UOB Account:
              • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
              • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
              • Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
              • Please refer to full terms and conditions for details.

              MAB

              Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB Account for each month divided by the number of calendar days for that month.

              Click here to find out more

              Explore more with UOB card privileges

              Explore more with UOB card privileges


              Card services


              Card services

              Other useful links

              UOB Cardmembers’ Agreement
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              Click here for a copy of the UOB Cardmembers' Agreement.

              Click here for general information on UOB Credit Cards.

              SDIC

              Deposit Insurance Scheme

              Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


              Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

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              Make TMRW yours, download now!