Earn up to 10X UNI$ per S$5 spend on:
(i) overseas transactions* (including online); and
(ii) petrol and contactless transactions*;
with minimum overseas spend of S$1,000 and local spend of S$1,000 respectively per statement period, capped at UNI$4,000.
Card transactions made overseas but effected in Singapore dollars will be treated as transactions in Singapore dollars and will earn UNI$1 for every S$5 spent.
| Type of Spend |
Monthly Spend |
Earn up to 10X UNI$ per S$5 spend (on overseas, petrol and/or contactless spend*) |
| Overseas spend (in foreign currency) | S$1,000 | UNI$2,000 10X |
| Local spend on petrol (excluding SPC and Shell) | S$500 | UNI$1,000 10X |
| Local spend on dining (using Visa payWave or mobile payment) | S$300 | UNI$600 10X |
| Local spend on groceries (using Visa payWave or mobile payment) | S$200 | UNI$400 10X |
| Total Monthly Spend Overseas | S$1,000 | UNI$2,000 |
| Total Monthly Spend Locally | S$1,000 | UNI$2,000 |
*UOB Visa Signature Cardmembers will earn UNI$ for every S$5 spent:
(i) UNI$10 for every S$5 spent on transactions in foreign currencies, including online transactions in foreign currencies (with payment gateway outside Singapore), subject to a minimum foreign currencies spend of S$1,000 per statement period. Online transactions in Singapore Dollars or in foreign currencies at merchants with payment gateway in Singapore will earn UNI$1 for every S$5 spent;
(ii) UNI$10 for every S$5 spent on petrol (excluding SPC and Shell and provided that the merchant falls under 5541 of the Merchant Category Code (MCC)) and contactless transactions (excluding SMART$ merchants), subject to a minimum local spend of S$1,000 in total, per statement period; and/or
(iii) UNI$1 for every S$5 spent on all other transactions.
The maximum number of UNI$ Cardmembers can earn in each statement period for all spending in foreign currencies (including online transactions in foreign currencies), petrol and with contactless payment, should they qualify, is capped at UNI$4,000. Spend exclusions apply.
Effective 1 September 2019, UNI$ will no longer be awarded for payments to educational institutions.
Effective 30 November 2019, UNI$ will no longer be awarded for all SPC transactions and any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations.
Effective 16 March 2020, UNI$ will no longer be awarded for selected transactions such as insurance payments, Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more. For the avoidance of doubt, all other Grab transactions will continue to be eligible for awarding of UNI$.
With effect from 1 February 2021, UNI$ will no longer be awarded for Transactions involving payments to hospitals, automobile parking lots and garages.
For details, please refer to the revised terms and conditions.
Get SMART$ on-the-spot at participating outlets all year round. SMART$ works just like regular dollars. 1 SMART$ is equivalent to S$1. Use your SMART$ to offset your next purchase immediately to enjoy greater savings everyday! Visit here for participating merchants.
Enjoy the following benefits* when you travel with UOB Visa Signature Card:
- Public Conveyance Personal Accident coverage of S$500,000
- Emergency Medical Assistance, Evacuation & Repatriation coverage of up to S$50,000
Wef 1 Jan 2021, you will be required to apply to activate your complimentary travel insurance coverage for your UOB Visa Signature at least 5 working days before your trip. Click here to activate.
*The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Click here for the Insurance Certificate. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.
