Earn up to 10X UNI$ on overseas, online, petrol and contactless transactions*.
Card transactions made overseas but effected in Singapore dollars will be treated as transactions in Singapore dollars and will earn UNI$1 for every S$5 spent.
| Type of Spend |
Monthly Spend |
UNI$ Earned |
| Overseas spend (in foreign currency) | S$600 10X | UNI$1,200 10X |
| Online (in foreign currency) | S$400 10X | UNI$800 10X |
| Petrol (except at Shell) | S$500 10X | UNI$1,000 10X |
| Dining (using Visa payWave or mobile payment) | S$300 10X | UNI$600 10X |
| Groceries (using Visa payWave or mobile payment) | S$200 10X | UNI$400 10X |
| Total Monthly Spend | S$2,000 | UNI$4,000 |
| Total Yearly Spend | S$24,000 | UNI$48,000 |
With UNI$48,000 you may redeem any of the following:
- Round-trip ticket to Europe or USA with 80,000 air miles
- S$720 worth of Dining or Grocery Vouchers#
- Other rewards including cash rebates and travel packages#
*UOB Visa Signature Cardmembers will earn UNI$ for every S$5 spent:
(i) UNI$10 on transactions in foreign currencies, including online transactions in foreign currencies (with payment gateway outside Singapore), subject to a minimum foreign currencies spend of S$1,000 per statement period. Online transactions in Singapore Dollars or in foreign currencies at merchants with payment gateway in Singapore will earn UNI$1 for every S$5 spent;
(ii) UNI$10 for every S$5 spent on petrol (except at Shell, which is a SMART$ merchant) and contactless transactions (excluding SMART$ merchants), subject to a minimum local spend of S$1,000 in total, per statement period; and/or
(iii) UNI$1 for every S$5 spent on all other transactions.
The maximum number of UNI$ Cardmembers can earn in each statement period for all spending in foreign currencies (including online transactions in foreign currencies), petrol (excluding Shell) and with contactless payment, should they qualify, is capped at UNU$4,000. Spend exclusions apply.
Effective 1 February 2018, (i) UNI$ will not be awarded for payments made to charitable or religious organisations, government institutions and services; and (ii) redemption rate for S$100 cash rebate will be revised to UNI$8,700.
Effective 1 November 2018, UNI$ will not be awarded for all AXS transactions for UOB Visa Signature.
Effective 1 December 2018, UNI$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.
Effective 1 September 2019, UNI$ will no longer be awarded for payments to educational institutions.
For details, please refer to the revised terms and conditions.
#UOB Rewards programme terms and conditions apply. Visit uob.com.sg/rewards for details.
Get SMART$ rebates on-the-spot at participating outlets all year round. SMART$ works just like regular dollars. 1 SMART$ is equivalent to S$1. Use your SMART$ to offset your next purchase immediately to enjoy greater savings everyday! Visit here for participating merchants.
Enjoy the following benefits* when you travel with UOB Visa Signature Card:
- Public Conveyance Personal Accident coverage of S$500,000
- Emergency Medical Assistance, Evacuation & Repatriation coverage of up to S$50,000
*The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Click here for the Insurance Certificate. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.
