
Southeast Asia's first one-stop travel portal designed for UOB Cardmembers. Inspire, plan, and book your next adventure with UOB Cards.
Find out more
Now enhanced to make your money work harder as you save and invest or insure with UOB. Subject to qualifying criteria. T&Cs apply. SGD deposits are insured up to S$100k by SDIC.
Find out more
Tap your way to 0% FX fees, cashback on MYR spend and instant savings with UNI$ redemption.
Find out more
Get instant cash at 0% interest and low processing fees. Choose from 3, 6 and 12-months tenor.
Find out more
Invest S$2,000 lump sum and/or start a Regular Investment Scheme (RIS) from S$300/month. T&Cs apply.
Learn more
Explore UOB's range of savings accounts and credit cards designed around your banking needs. Get started by entering your friend's referral code here. Subject to qualifying criteria. T&Cs apply.
you are in Personal Banking
Save and play the Save and Harvest game on the UOB TMRW app – fruit plushies, air tickets and more to be won!

Register on the UOB TMRW app to receive a starter pack of 5 Fruit Buds in the game and start watering your tree daily.
For every S$1,000 new funds saved in your UOB savings account, you'll unlock 1 additional Fruit Bud, capped at 5 Fruit Buds per qualifying period – each Fruit Bud is a chance to win from our amazing prizes!
Bonus! Save a minimum of S$1,000 every month for 3 consecutive months to earn 3 additional Fruit Buds.



Step 1: Tap on Rewards+ on the app > Then tap on the Save and Harvest banner
Step 2: Enter your mobile number and date of birth
Step 3: Receive a starter pack of 5 Fruit Buds and start watering your tree daily. Watering can only be done once a day.
Step 4: Start saving with UOB to earn additional Fruit Buds – for every S$1,000 new funds saved in your UOB savings account, you'll unlock 1 additional Fruit Bud, capped at 5 Fruit Buds per qualifying period – each Fruit Bud is a chance to win from our amazing prizes! ![]()
Step 5: When your Fruit is ready to be harvested, tap to reveal your prize. Only 1 Fruit can be harvested per day.

Be the first 80 eligible customers per promotion week to earn up to S$120:
Here's how:
Plus, stack your rewards with up to an additional S$260 cash when you pay your bills, credit your salary and dividends with UOB.
Promotion is from 1 July to 30 September 2026. Cash rewards will be automatically credited. Subject to qualifying criteria. T&Cs apply. ![]()
Get Up to S$380 cash credit comprising:
1) Either S$120 or S$80 or S$40 cash credit
AND
2) up to S$260 cash credit
1) UOB Online Account Opening Weekly Promotion (1 July to 30 September 2026)
Valid from 1 July to 30 September 2026 (“Promotion Period”). Limited to the first 80 customers of each Promotion Week, namely the period between 1 and 5 July 2026 and every calendar week between 6 July 2026 and 12 July 2026 and the period between 21 and 30 September 2026, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new Account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. Additionally, for existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and savings accounts as at 30 June 2026 and such increase must also be maintained till the end of the next calendar month following their new Account opening calendar month. Eligible new-to-UOB customers will be eligible to receive S$120 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$80 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$40 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s orders; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply.
Eligible UOB Account means a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.
Click here for full terms and conditions.
2) UOB SalaryPlus Promotion (1 July 2026 to 30 September 2026)
Participate in the UOB SalaryPlus Promotion (1 July 2026 to 30 September 2026) by successfully submitting an online participation form between 1 July 2026 to 30 September 2026, both dates inclusive, to receive the following cash rewards:
(i) S$180 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO, PayNow or FAST^ within the next two calendar months from the date of submission of the online participation form; and
(ii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO~, or who successfully perform a loan repayment transaction for their UOB car loan~ or UOB home loan~ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB One Account, UOB Lady’s Savings Account, UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Passbook Savings Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2026 to 30 June 2026.
Subject to qualifying criteria. Full terms and conditions apply and can be accessed here.
^Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” or “FAST SALA” to be eligible.
#CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
~Bill payment via GIRO must be reflected with the transaction description “GIRO-Inward Debit” to be eligible. Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
Simply log in to Rewards+ on UOB TMRW daily and click on the ‘Save and Harvest’ game banner to start playing with our starter pack of 5 Fruit Buds. Access the game site daily to water your tree and turn your Fruit Buds into Fruit for a chance to win from our amazing prizes – 5 limited-edition fruit plushies, holiday vouchers and cash credit to be won!
Deposit at least S$1,000 new funds into an eligible UOB savings account every qualifying period to unlock 1 additional Fruit Bud. Earn 3 bonus Fruit Buds if you save at least S$1,000 new funds every month for 3 consecutive months.
No, you are only entitled to receive the starter pack once throughout the Campaign Period at your first login.
You have to access the game site and water your tree daily to nurture the Fruit Buds you’ve been awarded with – this can only be done once a day. The more consistent you are with watering your tree, the faster the Fruit Buds will turn into Fruit.
If you miss out on a watering opportunity on a given day, the ability to do so for that day will be forfeited entirely.
The qualifying period and corresponding Fruit Buds crediting date is as below:
Fruit Buds are released and displayed on the Game Site every qualifying period. At any given point in time, only the Fruit Buds awarded for one qualifying period will be visible and available for gameplay. Buds awarded for a subsequent qualifying period will only become visible and available after all Buds from the preceding qualifying period have been fully harvested. However, you may refer to the History tab for the Buds that will be credited on each crediting date.
The maximum number of Fruit Buds that may be awarded to you for new funds deposited into your Account in each qualifying period is capped at five.
No, you may not. The additional Fruit Buds are strictly only for customers that have saved S$1,000 each month for 3 consecutive months – August, September & October.
If you have won cash credit, the cash credit will be credited to and reflected directly in your eligible UOB savings account with the highest balance. The cash credit will be credited by:
If your Prize is a plushie or a holiday voucher, you will be sent a message within the Game Site with a unique redemption code and details on how you may redeem and collect your Prize(s). The collection of the limited-edition fruit plushie(s) or holiday voucher can be made from 3 September 2026 until and including 31 December 2026 from the designated redemption centre stated in the Redemption Notification.
Redemption centre details are as follows:
Thee Bold Stories
Address: 6 Eu Tong Sen Street, Clarke Quay Central, #01-39, Singapore 059817
Opening hours: 11am - 9pm, Monday - Sunday
Please check the redemption message sent to you in the game site, for the exact details regarding your collection.
Prizes are not exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen. No reservation, refund or exchange of any prize is allowed.
For your convenience, you may consolidate your redemptions and collect them all at the same time at the redemption centre, by 31 December 2026.
Yes, we have a total of 135,003 prizes to be won for this promotion which are available on a first-come-first-served basis and while stocks last.
The responses to these Frequently Asked Questions above are subject to the full terms and conditions of this promotion which are accessible here.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
The Save & Harvest Promotion is valid from 14 August to 31 October 2026. One starter pack of 5 fruit buds will be issued to each game participant upon successful game registration. Watering and harvesting within the game can only occur once a day – no carrying forward or accumulation allowed. Fruit buds are awarded based on amount of new funds deposited per Qualifying Period (capped at 5 per Qualifying Period) - one bud given for every S$1,000 deposited, rounded down to the nearest S$1,000. The new funds must result in a corresponding increase in your SGD UOB current and/or savings Account’s day-end balance as of the applicable closing balance date when compared against the applicable opening balance date for each Qualifying Period. Game play will only be allowed until 30 November 2026 (2359 hours Singapore time). Full terms and conditions apply and can be accessed here.
| Qualifying Period | Fruit Buds Crediting Date |
| 14 August 2026 – 31 August 2026 | By 10 September 2026 |
| 1 September 2026 – 15 September 2026 | By 25 September 2026 |
| 16 September 2026 – 30 September 2026 | By 10 October 2026 |
| 1 October 2026 – 15 October 2026 | By 25 October 2026 |
| 16 October 2026 – 31 October 2026 | By 10 November 2026 |
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.