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Now enhanced to make your money work harder as you save and invest or insure with UOB. Subject to qualifying criteria. T&Cs apply. SGD deposits are insured up to S$100k by SDIC.
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Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund
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Explore UOB's range of savings accounts and credit cards designed around your banking needs. Get started by entering your friend's referral code here. Subject to qualifying criteria. T&Cs apply.
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Learn how to set up, manage, and use your Digital Token to securely approve logins and transactions
It's faster. With a digital token, you no longer need to wait for SMS or physical token OTPs (One-Time Passwords) when making secure transactions. Do note that, Digital token is required for login to UOB TMRW app from Oct 2023 onwards.
Simply follow these steps to set up your Digital Token:
Step 1: Tap on "digital token“ on the UOB TMRW login screen
Step 2: When prompted on login, tap ‘Set up now’
Step 3: Select how you want to verify your identity via these 2 options and follow the on-screen instructions
Step 4: Tap ‘Create digital token code’ to create your personalized 6-digit PIN
Step 5: Enter your desired 6-digit code, then enter it again for confirmation
You will receive an SMS notification, informing of your successful digital token setup.
For an added layer of security, you will only be able to activate your token after 12 hours.
Alternatively, you can click here to view the step-by-step guide to set up your Digital Token.
There may be poor network connectivity or you may have accidentally turned off notifications for UOB TMRW. Click here to learn how to enable notifications in your phone settings.
In such instances, launch UOB TMRW, tap on “Digital Token” on the login screen and follow the on-screen instructions on how to generate a One-Time Password (OTP).






1. Email and SMS OTP
2. Card and ATM PIN






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