Credit Cards and CashPlus Credit Limit Review

  • credit-limit-review

Overview

Apply for a credit limit review today and enjoy greater spending power to fulfil your dream holiday, indulge yourself or your loved ones and more.

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Two easy ways to apply now!

UOB Personal Internet Banking

Enjoy quicker application online for your credit limit review with easy upload of your income documents.

 

Plus, no signature required!

 

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Mail or via Branches

Complete the Credit Limit Review Form and furnish us with one of the following documents:

 

For Salaried Employees For Commission-based Employees For Self-Employed
  • Latest Income Tax Notice of Assessment1and Computerised Payslip; OR
  • Latest 3 months’ Computerised Payslip; OR
  • Latest 12 months’ CPF Contribution History Statement2
  • Latest Income Tax Notice of Assessment1; OR
  • Latest 12 months’ CPF Contribution History Statement2
  • Latest Income Tax Notice of Assessment1

 

For Foreigners: In addition to the above documents, please provide a copy of your Passport and Employment Pass (with at least 6 months validity).

For Singapore Permanent Residents: In addition to the above documents, please also provide a copy of your NRIC.

UOB Credit Cards Temporary Credit Limit Increase

Just need a temporary Credit Limit Increase? Simply call us at 1800 222 2121 for further assistance.
Temporary credit limit increase* is only applicable for overseas travel, weddings, medical / hospitalisation and compassionate purposes.

1 You can now print your Notice of Assessment at myTax Portal with your SingPass or IRAS PIN. The service is free. Log on to https://mytax.iras.gov.sg/ for more details.
2 For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000
* Both Principal and Supplementary Cardmembers' consent are required in order for supplementary cards to enjoy a temporary or permanent credit limit increase requested by the Principal Cardmember. Approval is subject to the Bank's sole discretion.

  1. The Bank has the right to grant you a credit limit that is lower than your preferred credit limit indicated in this application for UOB Credit Card(s) and/or UOB CashPlus if you have any UOB unsecured credit facility and/or your income documents reflect a lower earned income.

  2. If your earned income is minimum S$120,000 p.a., the aggregate credit limit of your UOB Credit Card(s) and UOB CashPlus account can be up to 16 times your monthly income, capped at (i) 10 times your monthly income or S$1,000,000, whichever is lower, on your UOB Credit Card(s); and (ii) 6 times your monthly income or S$200,000, whichever is lower, on your UOB CashPlus account. Otherwise, the aggregate credit limit of your UOB Credit Card(s) and UOB CashPlus account can be up to 4 times your monthly income or S$200,000 each, whichever is lower.

  3. Any approved credit limit will be apportioned to your UOB Credit Card(s) and/or UOB CashPlus account based on the Bank’s discretion.

  4. The approved credit limit for UOB Credit Card(s) will be assigned to all your current Principal UOB Credit Card(s).

  5. Should your income documents reflect a lower income than your current income records maintained with the Bank, your credit limit will be adjusted downwards accordingly.

  6. If the credit limit for your UOB Credit Card(s) and/or UOB CashPlus account is reduced pursuant to the Bank’s review and the current outstanding balance of your UOB Credit Card(s) and/or UOB CashPlus account exceeds that of the revised credit limit, you must immediately pay the Bank such excess in such manner as the Bank may in its absolute discretion direct.

  7. For the Bank to assess your application for credit limit review, your credit limit review application form (duly completed) and a complete set of your latest income documents must be submitted to the Bank within 3 weeks from the date of your credit limit review application form. If your credit limit review application form (duly completed) and/or a complete set of your latest income documents is/are not received by the Bank within 3 weeks from the date of your credit limit review application form, you will be required to submit a new credit limit review application form (duly completed) and a complete set of your latest income documents.

  8. The Bank reserves the right to request for additional documents for the purpose of assessing your application for credit limit review.

  9. The acceptance and approval of your application for credit limit review is at the sole discretion of the Bank and the Bank’s decision is final, conclusive and binding. The Bank shall not be required to give any reason or prior notice or be liable to any person in connection with any acceptance or rejection of your application for credit limit review and no appeals or correspondences will be entertained.

  10. The status of your application for credit limit review will be sent to your last known address as in the Bank’s record.