Low interest rate from 2.88% p.a. (EIR from 5.43% p.a.).

Make your dreams happen FAST with UOB Personal Loan
At a glance

Make your dreams happen FAST with UOB Personal Loan

  • Interest as low as 2.88% p.a. (EIR from 5.43% p.a.)
  • Cash Rebate up to 2% for loan amount of S$15K and above with minimum tenor of 36 months1

Benefits

Instant approval and cash disbursement

Instant approval and cash disbursement^

^For online applications submitted between 8am to 9pm

Affordable interest rates from 2.88% p.a. (EIR from 5.43% p.a.)

Affordable interest rates from 2.88% p.a. (EIR from 5.43% p.a.)

Waiver of processing fee for all tenors

Waiver of processing fee for all tenors

Monthly repayment as low as $20<sup>±</sup>/month

Monthly repayment as low as $20±/month

±Amount based on approved loan S$1,000 at 2.88%p.a. (EIR 5.43%p.a.) for 60 months tenor, rounded to nearest tens.

Cash rebate up to 2%1

1For loan amount of S$15K and above with minimum tenor of 36 months

Things you should know

Eligibility
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  • Existing UOB Credit Card/CashPlus customer
  • Singapore Citizen or Permanent Resident
  • 21-65 years old
  • Minimum annual income of S$30,000

1. I am an existing UOB Credit Card principal cardholder or CashPlus account holder, do I have to provide any documents?
No documents will be requested during application. However please ensure your UOB  Credit Card or CashPlus account is still active, all particulars including income with the bank are up-to-date.

 

2. Why did I received a lower loan amount than requested in my application?
To ensure all customers receive their funds as soon as possible, once your loan has been approved, we will disburse the approved amount immediately.

 

3. Will there be fees charged if I don’t make repayment for my monthly instalment before due date?
Yes, late charge will be applied along with finance charge which accrues daily at prevailing interest rate, until full payment for your billed instalment amount is received.


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Debt Consolidation Plan

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