Singapore Dollar Deposit Rates

The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

Announcement: With effect from 1 November 2020, the interest rates for UOB One Account and Stash Account® will be revised. For more information, click here.

 

UOB Stash Account®
Account Balance Base interest (p.a.) Bonus interest (p.a.) Total interest (p.a.)
First S$10,000 0.05% 0.00% 0.05%
Next S$30,000 0.05% 0.25% 0.30%
Next S$30,000 0.05% 0.55% 0.60%
Next S$30,000 0.05% 0.95% 1.00%^
Above S$100,000 0.05% 0.00% 0.05%

^Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer's Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month.

 

One Account
  1. Meet Card Spend of S$500 (p.a.) 2. Meet Card Spend of S$500 AND credit your salary OR make 3 GIRO debit transactions (p.a.)
First S$15,000 0.25% 0.50%
Next S$15,000 0.25% 0.55%
Next S$15,000 0.25% 0.65%
Next S$15,000 0.25% 0.80%
Next S$15,000 0.25% 2.50%^
Above S$75,000 0.05% 0.05%

^Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.

 

KrisFlyer UOB Account
Deposit Range Interest Rate (p.a.)
First S$15,000 0.05%
Next S$85,000 0.05%
Next S$250,000 0.05%
Above SS$350,000 0.05%
UOB Wealth Premium Account (p.a.)
Singapore Dollar (For all AUMs)
First S$100,000 0.05%
Next S$250,000 0.05%
Above SS$350,000 0.05%
UOB Privilege Account
Total Value of Your Deposits and Investments+ Prevailing Premium Interest Rates^ (p.a.)
Below S$350,000 0.05%
S$350,000 and above 0.05%

+Your deposits and investments include savings, current and fixed deposit accounts, structured deposits, unit trusts, securities, bonds and notes, excluding Shares Trading Accounts, linked to the UOB Privilege Account.
^The listed rates are correct as of 2 November 2020 and subject to change without prior notice.

 

Passbook Savings / Uniplus / Junior Savers Account / Funsavers / Coin bank account / TX Account / i-account / Campus Account / Flexi Deposit Account / UOB HomePlus / UOB HomeStar / Cash Settlement Account (Personal) (p.a.)
First S$15,000 0.05%
Next S$85,000 0.05%
Next S$250,000 0.05%
Above SS$350,000 0.05%
Child Development Account (p.a.)
Singapore Dollar (For all AUMs)
First S$25,000 1.00%
Next S$25,000 2.00%
S$50,000 & above 0.05%
UOB CPF Investment Account / SRS (p.a.)
Below S$10,000 0.05%
S$10,000 & Above 0.05%
CPF Minimum Sum Scheme (p.a.)
0.2500%

 

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.

 

Revised as at 11 November 2020.