Private Home Loan

  • private-home-loanprivate-home-loan

    Welcome Spring into your home with our fixed home loan rate of 1.85% p.a.* for the first two years

    Plus, get a S$500 TANGS Gift Card to complete your dream.

    *Terms and conditions apply.

    Apply now


UOB Property Loans Online Festive Exclusive

This festive season, welcome spring into your home with fixed home loan rates as low as 1.85% p.a.* for the first two years. Plus receive a S$500* TANGS Gift Card when you take up a property loan with us.


Interest Rates (Loan to value <=80%)

Year 1 1.85% Fixed
Year 2 1.85% Fixed
Year 3 1M SIBOR + 0.85%
Year 4 & Onwards 1M SIBOR + 0.85%
Penalty Period 2 Years
Legal Subsidy (For Refinancing only) 0.4% of loan amount, capped at S$1,800 (Private Residential Home Loan) / S$1,500 (HDB Home Loan)

All rates are quoted on a per annum basis. Rates quoted are non-contractual till acceptance of the Bank's letter of offer. For other attractive packages, speak to our banker to find out more.


Property Loan Amount Accepted Per Property Your Reward
S$300,000 and above TANGS Gift Card worth S$500


Sign up now


*Terms and Conditions apply

  • The “United Overseas Bank Limited (“UOB”) Property Loans Online Festive Exclusive” (“Promotion”) is valid for property loans for (i) new purchase of Residential Property; (ii) refinancing of existing property loan in respect of Residential Property, from another bank; or (iii) additional facility(ies) to be secured against Residential Property that have yet to be mortgaged to UOB. “Residential Property” means a residential property located or situated in Singapore, and which has been issued with a Temporary Occupation Permit.
  • To participate in the Promotion, customers will have to complete and submit the “UOB Property Loans Online Festive Exclusive Promotion Sign Up” form that is available online by 7 March 2018. This Promotion is not valid with third party referral.
  • Letter of offer issued by UOB in connection with the property loan has to be accepted by 14 March 2018.
  • For property loans granted for new purchase of Residential Property, the loan amount will be computed based on the purchase price less the vouchers’ value.
  • UOB may vary these terms or suspend or terminate the Promotion without giving any notice.



Get the loan amount you need

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A bridging loan for a smoother transition

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Attractive interest rates and benefits

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  • Enjoy a loan of up to 80% of the purchase price of your new or resale HDB flat, or the valuation of your new home, whichever is lower.


  • If you are expecting proceeds from the sale of your existing property, we can provide a bridging loan to help you make the necessary downpayment for your new home first. That way, you will not miss the chance to own your dream home.


  • UOB offers a full suite of competitive interest rates. You can choose from our wide range of fixed-rate, floating-rate, or even a combination of them.

    In addition, you will enjoy these attractive benefits:
  • Preferential interest rates for a bridging loan. Terms and conditions apply.


Apply Now

So what are you waiting for? Apply now and make your dream home a reality.

Contact Us


Got a question? Feel free to contact us:


Call Centre hotline:
1800 388 2121 (8am to 8pm)


 Leave your contact details and we will be in touch shortly


Fill in the Customer Assistance form if you require assistance on your UOB home loan.


Visit a UOB Branch


Visit any UOB Group branch and speak to any Home Loans Specialist

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More Information

  • The Board Rate (BR) quoted is applicable only for the loan package that you are interested in (eg. HDB flat financing at fixed rate). The financial indicator(s) against which that BR is benchmarked, such as the SIBOR, Prime Rate or CPF rate, will also be disclosed.
  • The BR offered for your loan package may be different from BRs offered to other customers for different loan packages.
  • The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked. This 30-day notice requirement does not apply to home loans benchmarked against market indices.
  • The loan repayment schedule for the loan package that you have chosen is available in either hard copy (on request) or soft copy in the form of a home loan calculator on the bank's website.
  • The Association of Banks in Singapore's (ABS) Consumer Guide on Home Loans is available and you are encouraged to get a copy from the bank and read it before committing to a loan. This guide is also available on the MoneySENSE and ABS websites in four official languages.