Our solutions

Tap on insights and research from UOB Private Bank Chief Investment Office

• United CIO Income Fund: Receive regular income from equities and bonds
• United CIO Growth Fund: Capital growth from equities with allocation to fixed income for stability.

Professionally managed by various fund managers, we have just the right fund designed to meet your specific investment needs.

First used to guarantee the payment of grain by principal, the modern-day bond market has become one of the world’s largest and most robust.

Structured products are investment instruments with derivative components that offer the potential to achieve better returns.

Leverage on our comprehensive suite of FX solutions to fulfil your foreign currency needs.

Invest in gold with the widest range of options.

Stay resilient through bull and bear markets.

Backed by decades of trusted expertise, UOB offers the widest range of gold investment solutions - from the Gold Savings Account, physical gold and certificates, XAU, and structured products – giving you options that cater to your needs.

Start your gold journey today.

Speak to your Client Advisor to find out more.

Markets are constantly moving, so don’t get left behind. Get an edge with UOB Equity Trading Service for a trading advantage.

Better manage risks, unlock unrealised value and capture new opportunities with our sustainable investing solutions – all while playing a part in creating a better world.

View and manage all your wealth holdings in one app. Set and track your goals and capture timely investment opportunities with relevant insights.

• Choose from four expertly curated fund portfolios on UOB TMRW based on your goals and risk appetite
• Or build your own portfolio from a curated list of over 100 unit trusts

Leave a lasting legacy and secure the financial future for your loved ones, giving them continued financial security for generations to come.

We all hope for a bright future but that is often the result of what we do today. Set aside enough savings to be ready for life’s moments as they unfold.

You cannot predict life’s unforeseen circumstances, but you can secure the financial future of your loved ones today.

Retirement can be the best years of your life. Embrace your golden years by setting a vision for the future and planning for it today.

Enjoy preferential interest rates of up to 1.60% p.a. on fresh funds deposit for 3 months with no lock-in period.

Enjoy greater flexibility over your funds while earning daily interest on major foreign currencies.

Work your money harder with promotional interest rates. You can now open a UOB Fixed Deposit account online and get instant approval.

Maximise your returns on foreign currency deposits with our higher interest rates

Infinite indulgence awaits. Get up to 60,000 air miles with min. S$4,000 spend within 30 days from your Card approval date. Non-waivable membership fee of S$654 including GST applies.

• 12 complimentary lounge passes per 12-month membership period
• Earn 2.4 air miles per S$1 spent in foreign currency and 1.4 air miles per S$1 spent locally
• Bonus 15,000 air miles upon renewal with min. S$100,000 spend in membership year
• Waiver of miles conversion fees
• Complimentary welcome drinks and up to 30% off at fine dining restaurants
• 24/7 UOB Visa Infinite Concierge

Subject to qualifying criteria. T&Cs apply.

Note: A minimum annual income of S$120,000 is required.

With the highest miles, every trip leads to another

• Every S$1 spend will earn you:
• 3 miles (UNI$7.5 per S$5 spend)^New on regional spend in Indonesia, Malaysia, Thailand, Vietnam
• 2.4 miles (UNI$6 per S$5 spend) on other overseas spend
• 1.4 miles (UNI$3.5 per S$5 spend) on local spend
• Up to 8 miles (UNI$20 per S$5 spend) on Agoda & Expedia bookings via UOB PRVI Miles website
• 4 complimentary lounge visits annually, exclusive for Principal Cardmembers
• Up to 6 bonus KrisFlyer miles with a KrisFlyer UOB Deposit Account
• Complimentary travel insurance of up to S$500,000
• Choice to redeem for miles, cash rebate or vouchers
  
  

PRVI Miles Amex Exclusive:

• 20,000 loyalty miles every year
  
  

Subject to qualifying criteria. T&Cs apply.

Earn up to 2 miles per S$1 spent and 1-for-1 dining privileges with the UOB Privilege Banking Card

Get more savings out of your travels with FX+

• 0% FX fees on all worldwide spends – no cap, no minimum spend
• Convert currencies in advance on UOB TMRW, at rates as good as what you see online
• Enjoy extra travel perks like cashback on overseas ATM withdrawals and up to 20% off Grab Transport rides in the region.
• Receive S$60 cash when you sign up online. Promotion till 30 Jun 2026.
• UOB FX+ Account: Enjoy 3.30% p.a. on your USD for 3 months. Deposit USD $2k–$50k into UOB FX+ to enjoy the promo rate. Ends 29 Apr 2026. Please register here to participate in the promotion. SGD deposits are insured up to S$100k by SDIC.

Subject to qualifying criteria. T&Cs apply.

Investing in overseas properties is now easier with UOB

Buying and owning a property is an exciting experience. It can also be a daunting one.

That is why at UOB Privilege Banking, we offer you our helping hand every step of the way — whether you are looking to finance your dream home, invest in a local or overseas property or simply refinance your loan.

Secure your dream home with Singapore’s first digital home solution.

The all-in-one banking app built around you. Bank, invest and be rewarded.

Streamline the way you bank with a dynamic range of digital banking features, designed to let you manage your finances with greater accessibility and simplicity.

Authorise the Bank to accept and carry out your transaction requests^{^} communicated via email or telephone.

^Terms and Conditions Apply.

Send and receive money instantly and securely to family and friends in Singapore, Malaysia (with DuitNow) and Thailand (PromptPay).

A digital alternative for deferred payments.