Announcement

With effect from 1 October 2025, the interest rates for the Bank’s property loans for HDB, private residential properties and commercial properties which are pegged to the Bank’s 14-month, 15-month, and 36-month SGD Fixed Deposit Board Rates (“SGD FD Board Rates”) respectively, will be revised as follows:

FD Property Loan Rate_14M
The loan interest rate, which is pegged to the 14-month SGD FD Board Rate, will be revised downwards from 1.55% to 1.00%.

FD Property Loan Rate_15M
The loan interest rate, which is pegged to the 15-month SGD FD Board Rate, will be revised downwards from 1.55% to 1.00%.

FD Property Loan Rate_36M
The loan interest rate, which is pegged to the 36-month SGD FD Board Rate, will be revised downwards from 1.60% to 1.00%.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

 

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