Fixed Asset Financing Solutions

  • fixed-asset-financingfixed-asset-financing

    Unlock your business potential with UOB Fixed Asset Financing Solutions

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  • U-DriveU-Drive

    Simplifying sustainable financing for your switch to electric vehicles

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As a leading player in the Small and Medium Enterprises (SMEs) market, our core strength lies in our ability to combine our knowledge and experience in the SME market with innovative financial solutions to meet our customers’ changing needs. As you make your next capital expenditure to expand your business or to enhance your business capabilities, we can provide the suitable financial solution to achieve your business goals.

At UOB Commercial Banking, we understand that to expand your business or to enhance your business capabilities , companies need to make capital investments. Be it a purchase of equipment / commercial vehicles buying of new land / property for overseas venture or building up your new fleet of vessels, our dedicated team of Product Sales Specialists and Relationship Managers have the expertise to help you efficiently acquire the fixed assets.



Commercial & Industrial Property loan

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Machinery / Equipment financing

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  • Enjoy Attractive interest rates
  • Higher financing quantum
  • Flexible financing structure ( a combination of overdraft /term loan/ trade facilities is available)


All businesses incorporated in Singapore are eligible to apply.

  • Enjoy competitive interest rates
  • Choice of financing of either hire purchase facility or term loan
  • Enjoy lower interest rates for your financing of green machinery and equipment such as electric forklifts and EV charging equipment. Visit U-Drive to find out more.


All businesses incorporated in Singapore are eligible to apply.


Vessel Financing

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Commercial Vehicle Financing

Commercial Vehicle Financing

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  • Flexible financing structure to finance the growth of your fleet
  • Competitive interest rates
  • Customized repayment terms which helps you to manage your cash flow.


All businesses incorporated in Singapore are eligible to apply.

  • High Financing quantum
  • Hire Purchase financing available for commercial vehicle and commercial vehicle with renewed COE
  • Obtain ownership of the vehicle upon fulfilling payment of loan installment
  • Enjoy lower interest rates for your financing of electric commercial vehicles and charging equipment. Visit U-Drive to find out how UOB can support your transition to greener transportation.


All businesses incorporated in Singapore are eligible to apply.


SME Fixed Assets

(Government assistance scheme
administered by Enterprise Singapore)

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Pilot Building Retrofit Energy Efficiency Financing Scheme (BREEF)

(Government assistance scheme administered by Building & Construction Authority)

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  • Financing of up to $30million (on group^ basis)
  • Loan tenure of up to 15 years


  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Group* annual sales turnover of <=S$100m or groupemployment <= 200

*Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down

  • Financing to offset your upfront capital cost incurred on energy efficiency retrofits of existing buildings that will lead to achieving green mark certified standards.
  • Financing by way of Hire Purchase facility or Machinery term loan
  • Funding up to S$4 million
  • Loan tenure of up to 5 years


  • Profile of applicant needs to meet the following:-
  • Building owners, joint owners of non-residential buildings in Singapore;or
  • Management Corporation constituted under the Land Titles (Strata) Act (Chapter 158) for residential or non-residential building; or
  • Energy Performance Contracting (EPC) firms accredited by the Singapore Green Building Council; or
  • Energy Services Companies (ESCO) accredited by the ESCO Accreditation Committee; or
  • Special Purpose Vehicles (SPV) set up to deliver, perform or provide energy performance improvements for residential or non-residential buildings.


Contact Us

If you would like to apply for above financing, please visit any UOB Commercial Banking Hub:

West Hub
8 Jurong Town Hall Road
The JTC Summit #26-01
Singapore 609434
Tel: (65) 6697 6001 / 6697 6081

Tampines Hub
1 Tampines Central 1, #08-01 UOB Tampines,
Singapore 529539
Tel: (65) 6850 8857.


Tai Seng Hub
30 Tai Seng Street #02-07 BreadTalk,
Singapore 534013
Tel: (65) 6282 2480

Northwest Hub
6 Woodlands Square
#08-02 Woods Square Tower 2
Singapore 737737
Tel: (65) 6697 6039 / 6697 6035


Thomson Hub
251A-253A Upper Thomson Road, Singapore 574376
Tel: (65) 6456 2183

South Hub
60 Albert Street
#09-01 OG Albert Complex
Singapore 189969
Tel: (65) 6697 6052


More Information

For Queries or Comments
Please Call our Commercial Banking Hotline 1800 22 66 121

or email us at