Manage energy costs with upgrades and enjoy added savings

The UOB Energy Smart Package offers financing and savings to help Singapore SMEs purchase energy-efficient equipment or systems supported under the Energy Efficiency Grant, install energy-efficient fixtures, or buy or refinance a property in a GoldPLUS or Platinum BCA Green Mark-certified building. Loan eligibility is subject to UOB’s assessment.

Depending on your business needs and eligibility, you can explore:

• UOB Business Loan to fund upgrades to energy-efficient equipment and investments in cleaner energy systems
• UOB Business Property Loan for purchases or refinancing of property in GoldPLUS or Platinum BCA Green Mark-certified buildings

All loan applications are subject to UOB’s approval and applicable terms.

Depending on the financing solution and qualifying criteria, eligible SMEs may enjoy:

• S$500 in vouchers with a qualifying UOB Business Loan
• Up to S$1,000 in vouchers with a qualifying UOB Business Property Loan
• Additional complimentary contents coverage of S$20,000 for one year with a qualifying term loan taken against the equity in your business property

Depending on the facility, eligibility for voucher savings will be assessed against applicable specifications or schemes such as the Energy Efficiency Grant (EEG) and BCA Green Mark Certification Scheme.

These schemes may serve as relevant references when UOB assesses applicable equipment, solutions, and properties under the campaign. Meeting a certification or scheme requirement does not by itself guarantee financing or eligibility for additional savings.

A UOB Business Loan may provide financing for eligible business needs, including the purchase of energy-efficient equipment. The Energy Efficiency Grant (EEG) is a separate government grant that co-funds qualifying investments in energy-efficient equipment.

UOB Business Loan and EEG applications are assessed separately. Approval for a UOB Business Loan does not constitute approval for the EEG. Businesses interested in grant support should check the prevailing EEG requirements and apply separately through the Business Grants Portal.

Yes. If your business receives co-funding under the Energy Efficiency Grant (EEG) for approved energy-efficient equipment, you may apply for a UOB Business Loan to finance the remaining equipment cost not covered by the grant.

UOB financing and EEG funding are assessed separately. All loan applications are subject to UOB’s credit assessment, approval and applicable terms.

Yes. Eligible SMEs buying or refinancing a business property located in a qualifying GoldPLUS or Platinum BCA Green Mark-certified building may apply for a UOB Business Property Loan under the campaign. Eligible customers may receive S$500 or S$1,000 in vouchers, depending on the approved loan amount.

To apply for a UOB Business Loan, simply submit your UOB Business Loan application online or via UOB SME app.

If you are looking to buy or refinance a property with a UOB Business Property Loan, contact a UOB Business Property Loan specialist and we will be in touch with you within 3 business days.

All loan facilities are subject to UOB’s credit assessment, approval, applicable product terms and campaign terms. UOB will assess your financing request and campaign eligibility against the criteria for use of funds for energy-efficient upgrades and will reach out to you for supporting information.

The BCA Green Mark certification is Singapore’s green building rating system, which evaluates a building’s environmental impact and performance.

To check if the property you are purchasing or refinancing is in a GoldPLUS or Platinum BCA Green Mark-certified building, please refer to the Green Mark directory at the Building and Construction Authority’s (BCA) website.

Terms and conditions for UOB SME Banking Energy Smart Package 2026 (“Promotion”) apply. Promotion is valid from 1 September 2026 to 31 March 2027 (“Promotion Period”).

¹To qualify for the S$500 voucher savings, a UOB Business Loan above S$100,000 must be submitted and approved within the Promotion Period. In addition, the UOB Business Loan must be used to support responsible business operations, including but not limited to the purchase of energy-efficient equipment or systems to be used in Singapore, in alignment with the list of equipment supported under the Energy Efficiency Grant.

²To qualify for the voucher savings, the UOB Business Property Loan must be used to purchase or refinance a property located in a GoldPLUS or Platinum BCA Green Mark-certified building. The UOB Business Property Loan must be accepted by 15 April 2027 and disbursed by 31 July 2027.

• For an approved and disbursed property loan amount of at least S$1 million but not more than S$2 million, customers will receive S$500 voucher savings.
• For an approved and disbursed property loan amount of more than S$2 million, customers will receive S$1,000 voucher savings.

³To qualify for free contents coverage of S$20,000 for one year, an Equity Term Loan (minimum S$100,000) must be taken against the available equity in your business property mortgage. The loan must be used for installation of energy-efficient fixtures in alignment with the Energy Efficiency Grant or must be secured by property located in a GoldPLUS or Platinum BCA Green Mark-certified building. The term loan must be accepted by 15 April 2027 and disbursed by 31 July 2027.