UOB eBusiness Account

UOB eBusiness Account

Ready to connect to more than S$4,000 savings? Open a UOB eBusiness Account and activate essential solutions from UOB Business Kit. T&Cs apply.

  

A promotional fee will apply for electronic outward telegraphic transfers processed from 1 June 2026 to 31 December 2027 for UOB eBusiness accounts.
Effective from 1 July 2026, our Terms & Conditions will be revised. For more information, please click here.

Benefits of UOB eBusiness Account

Free FAST and PayNow FAST transactions

Free FAST and PayNow FAST transactions

$0.50 rebate per transaction on up to 60 outgoing FAST per month via UOB Infinity or UOB SME App.

Free bulk GIRO payroll transactions

Free bulk GIRO payroll transactions

100% rebate on bulk GIRO payroll transaction charges via UOB Infinity or UOB SME App.

Free GIRO payment & collection transactions

Free GIRO payment & collection transactions

$0.20 rebate per transaction on up to 60 GIRO payment & collection transactions per month via UOB Infinity or UOB SME App.

Preferential telegraphic transfer fees

Preferential telegraphic transfer fees

Promotional pricing at S$153.

12 months fall-below fee waiver

12 months fall-below fee waiver

Minimum balance waived for account opening month and subsequent 11 months.

Low minimum average daily balance

Low minimum average daily balance

Minimum average daily balance of S$5,000.

Who can apply and how to get started

Sole Proprietor
chevron

Checklist of documents required for Sole Proprietor:

  • Account Opening Form
  • ACRA Business Profile Search
  • Identity Documents - NRIC(s) / Passport(s)
  • Proof of Residential Address (For Foreigners)
  • FATCA Self Certification or IRS Withholding Certificate*

*Mandatory document for declaration of U.S. or Non U.S. persons.

 

Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online

Checklist of documents required for Partnership:

  • Account Opening Form
  • ACRA Business Profile Search
  • Identity Documents - NRIC(s) / Passport(s)
  • Proof of Residential Address (For Foreigners)
  • FATCA Self Certification or IRS Withholding Certificate*
  • Account Opening Resolution
  • Certified True Copy of Partnership Deed

*Mandatory document for declaration of U.S. or Non U.S. persons.

 

Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online

Checklist of documents required for Private Limited Company:

  • Account Opening Form
  • ACRA Business Profile Search
  • Identity Documents - NRIC(s) / Passport(s)
  • Proof of Residential Address (For Foreigners)
  • FATCA Self Certification or IRS Withholding Certificate*
  • Account Opening Resolution
  • Certified True Copy of Constitution
  • Common Reporting Standard Form

*Mandatory document for declaration of U.S. or Non U.S. persons.

 

Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online

Checklist of documents required for Society / Club / Association / Clan:

  • Account Opening Form
  • Identity Documents - NRIC(s) / Passport(s)
  • Proof of Residential Address (For Foreigners)
  • Account Opening Resolution
  • Rules and By-Laws of Clubs / Constitution of Club / Clan
  • Certificate of Registration from ROS OR Approval from appropriate Registrar OR Government Gazette listing
  • FATCA Self Certification or IRS Withholding Certificate

Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.

Checklist of documents required for Foreign Incorporated Company:

  • Account Opening Form
  • Identity documents of all approved persons and signatories
  • Proof of Residential Address (For Foreigners)
  • Account Opening Resolution
  • Certification of Incorporation or equivalent document
  • Memorandum & Articles of Association or equivalent document
  • FATCA Self Certification or IRS Withholding Certificate*

*Mandatory document for declaration of U.S or Non U.S. persons

 

Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.

Checklist of documents required for Professional Practice:

  • Account Opening Form
  • Identity documents of all approved persons and signatories
  • Proof of Residential Address (For Foreigners)
  • Original Professional Practicing Certificate
  • Memorandum & Articles of Association
  • FATCA Self Certification or IRS Withholding Certificate*

*Mandatory document for declaration of U.S or Non U.S. persons

 

Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.

Checklist of documents required for Management Corporation Strata Title (MCST)

  • Account Opening Form
  • Identity documents of all approved persons and signatories
  • Proof of Residential Address (For Foreigners)
  • Account Opening Resolution
  • Minutes of Meeting of Management Corporation (in respect of the appointment of office bearers) or Letter from Ministry of National Development (Building & Construction Authority)
  • Certificate of Constitution of Management Corporation
  • FATCA Self Certification or IRS Withholding Certificate*

*Mandatory document for declaration of U.S or Non U.S. persons

 

Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.

Frequently asked questions

A UOB eBusiness Account is for Singapore-registered businesses that want an affordable SGD business bank account with digital banking capabilities. Whether you are running a young startup business or an established SME, UOB eBusiness Account is a fuss-free business account for all your day-to-day transactions.

Eligible entities include:

  • Sole proprietorships
  • Private limited companies
  • Partnerships
  • LLPs
  • Foreign incorporated companies
  • Societies, clubs, associations, clans, professional practices and MCSTs

The UOB eBusiness Account enables you to save more with free FAST, PayNow, and GIRO transactions^. Additionally, you can earn cash bonus of up to 0.9% p.a. (up to S$4,500 annually)* when you perform eligible transactions such as local payments/collections, cross-border payments, and bulk payroll via GIRO.

^$0.50 and $0.20 rebates per transaction on up to 60 outgoing FAST/PayNow and 60 GIRO payments per month respectively. There is waiver of fees for incoming PayNow Corporate transactions till 31 December 2028."
*Terms and conditions apply. Learn more about cash bonus for UOB eBusiness Account now.

If you want to boost your business savings, opt to include a UOB Business World Debit Card when applying for a UOB eBusiness Account online. With UOB Business World Debit Card, you can enjoy up to 1.5% cash rebate* on local spend and 0% FX fees* on all overseas spend (no minimum spend and no cap).

*Terms and conditions apply. Learn more about UOB Business World Debit Card now.

Manage your business anytime and anywhere on UOB SME or UOB Infinity platforms and apps. With UOB SME app, you can access preferred FX rates, create a personalised FX watchlist and receive live FX alerts on your preferred currency pairs.

With a UOB eBusiness Account, you can get access to UOB BizSmart, a curated suite of digital solutions spanning accounting, HR and payroll, AI, digital transactions and marketing, and other business categories.

You can link your UOB eBusiness Account with selected accounting software such as Xero, Info-Tech Accounting, and AutoCount, and with selected HR/payroll software such as QuickHR and Talenox. As a UOB corporate customer, you may enjoy preferential offers via UOB BizSmart.

You may apply for a UOB eBusiness Account online if your business is registered in Singapore and has at least one Owner or Director who is a Singapore Citizen or Singapore PR. To apply online, you will need to login via Singpass and have the necessary company details on hand.

Required documents vary depending on the type of business entity.

Please refer to the relevant document checklist for your company type to ensure a smooth application process.

You may resume your application here, or by using the “Resume Application” function on UOB SME Banking page or on UOB SME app.

Ready to apply?2

Ready to apply?2

Note: For account opening at our branches, please bring along the completed account opening form and necessary documents. Visit our Forms page to download the detailed checklist of documents and application form required for submission.

Additional information

Important notice
chevron

A promotional fee will apply for electronic outward telegraphic transfers processed from 1 June 2026 to 31 December 2027 for UOB eBusiness accounts.

Your bank account should be for your own use and you are responsible for all transactions made through your bank account.

 

Please click here for the full Advisory from the Singapore Police Force – Warning.

1Applicable to NEW accounts opened from 1 April 2021 onwards.

 

2Note:

  • This service is currently only applicable to Singapore registered Sole Proprietor, Partnership and Private Limited Companies fully owned by individuals (i) Singapore Citizens or (ii) Permanent Resident. For Private Limited Companies, the directors must be also the approved signatories and approved persons of the company, not exceeding 5.
  • Applications must be submitted between 8.30am – 9pm to have the account opened instantly. Applications received outside these timings will be processed on the next working day.
  • Applications submitted through this service are subject to approval by UOB Bank and the bank reserves the right to request for additional documents to support the account opening.

 

3S$15 flat fee, including cable charges, for each Outward Telegraphic Transfer transaction via UOB Infinity or UOB SME app. Agent charges (if any) apply.

SDIC

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

One Bank For ASEAN. World's Best Bank for SMEs.One Bank For ASEAN. World's Best Bank for SMEs.

You may also like

UOB BizTransact Account

UOB BizTransact Account

Ideal for businesses with high transactional needs.

UOB BizGlobal Account

UOB BizGlobal Account

Save more on your USD cash management and trade finance fees.

UOB Infinity

UOB Infinity

Connect with UOB Infinity – your digital platform for Cash Management, Financial Supply Chain Management and Trade needs across 10 markets in ASEAN.

We are here to help

Have questions?

Have questions?

Speak with us

Speak with us

Visit your nearest branch

Visit your nearest branch