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Starting or growing a business? Enjoy more than S$4,000 savings now with essential solutions. T&Cs apply.
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A promotional fee will apply for electronic outward telegraphic transfers processed from 1 June 2026 to 31 December 2027 for UOB eBusiness accounts.
Effective from 1 July 2026, our Terms & Conditions will be revised. For more information, please click here.
$0.50 rebate per transaction on up to 60 outgoing FAST per month via UOB Infinity or UOB SME App.
100% rebate on bulk GIRO payroll transaction charges via UOB Infinity or UOB SME App.
$0.20 rebate per transaction on up to 60 GIRO payment & collection transactions per month via UOB Infinity or UOB SME App.
| Feature | Description |
| Account fee savings | Low annual account fee of $35 |
| Free incoming PayNow | Waiver of incoming PayNow transactions until 31 December 2028 |
| Free eAlerts! notifications | Free email alert notifications on your cash and trade transactions |
| Save on Banker’s Guarantee fees | Enjoy $100 fee waiver when you apply for UOB Express Banker’s Guarantee |
| Free access to UOB Infinity and UOB SME App | Free monthly subscription for Bulk Services |
| Feature |
| Account fee savings |
| Free incoming PayNow |
| Free eAlerts! notifications |
| Save on Banker’s Guarantee fees |
| Free access to UOB Infinity and UOB SME App |

Starting or growing a business? Apply for the UOB eBusiness Account and add on UOB Business Kit solutions to enjoy more savings and benefits.
*T&Cs apply. Insured up to S$100k by SDIC.

*T&Cs apply. SGD deposits are insured up to S$100k by SDIC

Pay with Telegraphic Transfers from now till 31 December 2027.

Starting or growing a business? Apply for the UOB eBusiness Account and add on UOB Business Kit solutions to enjoy more savings and benefits.
*T&Cs apply. Insured up to S$100k by SDIC.

*T&Cs apply. SGD deposits are insured up to S$100k by SDIC

Pay with Telegraphic Transfers from now till 31 December 2027.
| Feature | Details |
| Minimum initial deposit | S$1,000 |
| Minimum average daily balance | S$5,000 |
| Annual account fee | S$35 |
| Monthly fall-below fee | S$15 (For average daily balance below S$5,000. Waived for the account opening month and subsequent 11 months1). |
| Over-the-counter deposit / withdrawal | S$20 per transaction |
| Cheque clearing fee | S$0.75 per cheque |
| Early closure fee | S$50 (for closure within 12 months of account opening) |
| Cheque book charge | S$25 per cheque book (with effect from 1 April 2024) |
| Feature |
| Minimum initial deposit |
| Minimum average daily balance |
| Annual account fee |
| Monthly fall-below fee |
| Over-the-counter deposit / withdrawal |
| Cheque clearing fee |
| Early closure fee |
| Cheque book charge |
Note: For Foreign Incorporated Companies, Account Setup Fee of minimum S$500 applies.
Checklist of documents required for Sole Proprietor:
*Mandatory document for declaration of U.S. or Non U.S. persons.
Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online.
Checklist of documents required for Partnership:
*Mandatory document for declaration of U.S. or Non U.S. persons.
Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online.
Checklist of documents required for Private Limited Company:
*Mandatory document for declaration of U.S. or Non U.S. persons.
Note: Visit our Forms page to download the detailed checklist of documents required. Hardcopy application forms can also be downloaded for submission if you do not wish to apply online.
Checklist of documents required for Society / Club / Association / Clan:
Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.
Checklist of documents required for Foreign Incorporated Company:
*Mandatory document for declaration of U.S or Non U.S. persons
Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.
Checklist of documents required for Professional Practice:
*Mandatory document for declaration of U.S or Non U.S. persons
Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.
Checklist of documents required for Management Corporation Strata Title (MCST)
*Mandatory document for declaration of U.S or Non U.S. persons
Note: Visit our Forms page to download the detailed checklist of documents and application form required for submission.
A UOB eBusiness Account is for Singapore-registered businesses that want an affordable SGD business bank account with digital banking capabilities. Whether you are running a young startup business or an established SME, UOB eBusiness Account is a fuss-free business account for all your day-to-day transactions.
Eligible entities include:
The UOB eBusiness Account enables you to save more with free FAST, PayNow, and GIRO transactions^. Additionally, you can earn cash bonus of up to 0.9% p.a. (up to S$4,500 annually)* when you perform eligible transactions such as local payments/collections, cross-border payments, and bulk payroll via GIRO.
^$0.50 and $0.20 rebates per transaction on up to 60 outgoing FAST/PayNow and 60 GIRO payments per month respectively. There is waiver of fees for incoming PayNow Corporate transactions till 31 December 2028."
*Terms and conditions apply. Learn more about cash bonus for UOB eBusiness Account now.
If you want to boost your business savings, opt to include a UOB Business World Debit Card when applying for a UOB eBusiness Account online. With UOB Business World Debit Card, you can enjoy up to 1.5% cash rebate* on local spend and 0% FX fees* on all overseas spend (no minimum spend and no cap).
*Terms and conditions apply. Learn more about UOB Business World Debit Card now.
Manage your business anytime and anywhere on UOB SME or UOB Infinity platforms and apps. With UOB SME app, you can access preferred FX rates, create a personalised FX watchlist and receive live FX alerts on your preferred currency pairs.
With a UOB eBusiness Account, you can get access to UOB BizSmart, a curated suite of digital solutions spanning accounting, HR and payroll, AI, digital transactions and marketing, and other business categories.
You can link your UOB eBusiness Account with selected accounting software such as Xero, Info-Tech Accounting, and AutoCount, and with selected HR/payroll software such as QuickHR and Talenox. As a UOB corporate customer, you may enjoy preferential offers via UOB BizSmart.
You may apply for a UOB eBusiness Account online if your business is registered in Singapore and has at least one Owner or Director who is a Singapore Citizen or Singapore PR. To apply online, you will need to login via Singpass and have the necessary company details on hand.
Required documents vary depending on the type of business entity.
Please refer to the relevant document checklist for your company type to ensure a smooth application process.
You may resume your application here, or by using the “Resume Application” function on UOB SME Banking page or on UOB SME app.
Note: For account opening at our branches, please bring along the completed account opening form and necessary documents. Visit our Forms page to download the detailed checklist of documents and application form required for submission.
A promotional fee will apply for electronic outward telegraphic transfers processed from 1 June 2026 to 31 December 2027 for UOB eBusiness accounts.
Your bank account should be for your own use and you are responsible for all transactions made through your bank account.
Please click here for the full Advisory from the Singapore Police Force – Warning.
1Applicable to NEW accounts opened from 1 April 2021 onwards.
2Note:
3S$15 flat fee, including cable charges, for each Outward Telegraphic Transfer transaction via UOB Infinity or UOB SME app. Agent charges (if any) apply.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.


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