HomeAccounts & TransactBusiness Debit CardUOB Business World Debit Card
UOB Business World Debit Card

UOB Business World Debit Card

Take your business further with up to 1.5% cash rebate on local spend and 0% FX fees on overseas spend.

Enjoy an additional 0.5% cash rebate# on local spend (capped at $30 per month) when you sign up today.

Benefits

Cash rebate

Cash rebate

Earn up to 1.5% cash rebate1 on your local spend* per month.

*Subject to qualifying criteria

0% FX fees worldwide

0% FX fees worldwide

Enjoy 0% FX Fees on all your overseas spend with no cap and no minimum spend required.

All-in-one debit card

All-in-one debit card

Linked to your UOB Business Current Account so you don’t need to carry large sums of cash or make multiple trips to the ATM.

Complimentary Corporate Liability Waiver

Complimentary Corporate Liability Waiver

Get protection against unauthorised spending of up to US$1,500,000 per company2.

Privileges for you

  • All
  • Travel
  • Business Savings
  • Dining & Lifestyle
Grab Singapore (Business Travel Exclusive)
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Travel

Grab Singapore (Business Travel Exclusive)

  • Enjoy 2 x monthly S$5 off GrabRide vouchers with minimum spend of S$20 for rides outside of Singapore.
  • Promo code: MCBIZTRAVEL2

    UOB Commercial Privileges Programme
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    Business Savings

    UOB Commercial Privileges Programme

    Enjoy a wealth of discounts on your Business Cards.

      UOB BizSmart
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      Business Savings

      UOB BizSmart

      Manage operations through UOB BizSmart - our suite of digital solutions to drive business efficiency and growth.

        Mastercard<sup>®</sup> Travel Insurance
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        Travel

        Mastercard® Travel Insurance

        Get free travel medical insurance coverage of up to US$100,000 and coverage against travel inconveniences.

          Mastercard Travel Pass provided by DragonPass
          mastercard_travel_pass_provided_by_dragonpass
          Travel

          Mastercard Travel Pass provided by DragonPass

          Access to over 1,300 airport lounges globally at a preferential rate of US$32 per visit with UOB Business World Debit Card.

            Mastercard Travel & Lifestyle Services
            mastercard_travel_&_lifestyle_services
            Travel

            Mastercard Travel & Lifestyle Services

            Enjoy premium benefits and savings on hotels, car rentals, flight bookings, and more.

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              Requirements

              Documents
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              • An eligible SGD-denominated UOB Business/Corporate Current Banking Account
              • A duly-executed Account & Services Resolution (ASR) [not applicable for Sole Proprietor]
              • Applicant(s) must be aged 18 and above
              • Photocopy of the NRIC (front and back) or passport of all Applicants

              Ready to apply?

              Business owners and companies

               

              Complete the application form and visit any UOB branch with the required documents.

               

              For new Business Account*, visit here for details.
              *You can apply for a Business World Debit Card linked to a UOB SGD Business Account upon the online account opening.

               

              Alternatively, contact us if you have further enquiries.

               

              Frequently asked questions

              When will I receive the cash rebate?
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              The cash rebates earned for the current statement month will be credited into your Card account and reflected in the next month’s UOB SGD Business Account statement.

              There are no administrative FX fees for foreign currency transactions successfully charged and posted to your UOB Business World Debit Card.

              For the avoidance of doubt, the International Processing Fee of 1% of the transaction amount shall continue to apply for transactions charged in Singapore dollars and processed outside of Singapore.

              Yes. You can also enjoy all offers and privileges under Mastercard.

              Additional information

              Notices, News and Announcements
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              Please refer to UOB Business World Debit Cardmember Agreement for more information.

              1Cash Rebate is awarded on your total eligible local card transactions (excluding medical transactions and exclusions) in a calendar month:
              - Monthly spend below S$6,000 earns a flat 0.5% cash rebate.
              - Monthly spend from S$6,000 to less than S$15,000 earns a flat 1.2% cash rebate.
              - Monthly spend from S$15,000 to S$20,000 earns a flat 1.5% cash rebate.
              - Monthly spend above S$20,000 earns 1.5% cash rebate on the first S$20,000 and 0.5% cash rebate on any excess amount above S$20,000.
              There is no minimum spend and no cap for the base 0.5% cash rebate.

              Medical transactions earn a flat 0.2% cash rebate. No cash rebate will be awarded for overseas card transactions and exclusions.

              2Up to US$1,500,000 per company per annum or US$10,000 per card user per annum coverage. The company needs to have two (2) or more cards in good standing on or after establishing a card account with the bank or as otherwise agreed.

              #Sign up from 9 March 2026 to 31 January 2027 (both dates inclusive). A Sign Up Cash Rebate of 0.5% (“Sign-Up Cash Rebate”) will be awarded based on eligible local spend from 9 March 2026 to 28 February 2027 (both dates inclusive), capped at S$30 per month during the 12-month promotional period. Total Sign Up Cash Rebate is capped at S$360 per card. The Sign Up Cash Rebate is awarded in addition to the Base Cash Rebate (which varies from 0.5% to 1.5% depending on the monthly volume of eligible local spend). The base 0.5% cash rebate has no minimum spend and no cap. Medical Transactions earn a flat 0.2% rebate and do not earn any other rebate.

              SDIC

              Deposit Insurance Scheme

              Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


              Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

              One Bank For ASEAN. World's Best Bank for SMEs.One Bank For ASEAN. World's Best Bank for SMEs.

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