SMEs and mid-market firms in Southeast Asia scaling hybrid teams and looking to unify human HR with AI automation in one secure environment. Companies can integrate standalone digital solutions through AI agents for more efficient operational processes and customer engagement.

Visit GutsyHQ to find out more.

GutsyHQ’s agents live inside your workforce data.

Unlike generic AI chatbots, GutsyHQ is built for the enterprise with strict role-based access and confidential information control. This enables both humans and AI agents to work securely within the same business context without compromising sensitive information. It ensures that your proprietary data never leaks to public models and that only authorized agents can access sensitive information.

No. GutsyHQ is no-code by design. GutsyHQ’s agents are pre-trained on HR and operational workflows. You interact with them in plain English, and setting up a new agent is as simple as filling out a profile.

Absolutely. This is a core pillar of GutsyHQ . Every agent operates under strict Role-Based Access Control. You define their clearance level meaning an agent helping with marketing cannot see your payroll data or sensitive employee files.

GutsyHQ uses a transparent AI credits system. You aren't billed for usage spikes; instead, your plan (e.g., growth) includes a fixed number of actions per month. This makes your AI overhead predictable and easy to budget. You can still purchase additional credits at anytime if you run out of actions

We view agents as digital twins or force multipliers. They handle repetitive, 24/7 tasks such as answering leave queries or drafting social posts allowing your human team to focus on high-value strategy and culture.

Yes. GutsyHQ agents are omnichannel. Through the Automation Suite, they can pull data from Xero for reporting or trigger notifications over WhatsApp and email, unifying your existing tech stack by integrating standalone solutions.

Visit GutsyHQ to find out more.

For more details on this Programme and the eligibility criteria for the grant, please visit https://www.uob.com.sg/business/sme/digital-ai-grants/food-beverage-enterprisesg.page

UOB BizSmart is an initiative to help you digitalise your business. We have teamed up with several digital partners to optimise business management processes such as invoicing, accounting, e-commerce, and more.

View the UOB BizSmart page for more details.

BizSmart is a compilation of digital applications, products or services offered, sold and provided by third party service providers/vendors and third party resellers/distributor (each a "Third Party" and collectively “Third Parties”).

Each Third Party (including Payboy Pte. Ltd. [GutsyHQ]) is independent and beyond the control of United Overseas Bank Limited (“UOB”) and its affiliates. UOB and its affiliates are not principals or agents of any Third Party.

UOB and its affiliates are not responsible for and have no control over their customers' data once such data has left UOB's and its affiliates' servers for disclosure and provision to Payboy Pte. Ltd. [GutsyHQ] and its affiliates, subsidiaries, related persons and other third parties as decided at their sole discretion.

For the avoidance of doubt, UOB and its affiliates:
makes no representation or warranty whether express or implied, and accepts no responsibility or liability for the completeness, accuracy, use, purchase and subscription of any digital applications, products or services provided by any Third Party on BizSmart; shall not be responsible or liable for the acts or defaults of any Third Party or for the defects, performance, non-performance or deficiency of all or any part of the digital applications, services or the products by any Third Party on BizSmart; and makes no warranty or representation on or assume any liability or responsibility as to the quality, defects, performance, non-performance, merchantability, fitness for purpose or any other aspect of the digital applications, products or the services within BizSmart. UOB or its affiliates shall not be construed or implied as endorsing, recommending or favouring any Third Party digital application, products or services by reason of:
any inclusion of any digital applications, products or services under BizSmart; or the promotion directly or indirectly (whether through it's or its affiliates' website or in any other manner) of any Third Party digital application, products or services by UOB or its affiliates.

Before deciding to subscribe for, purchase or use such digital application, product or service, please seek advice from your advisers and consider all aspects of the digital application, product or services (including, without limitation, the suitability, reliability and security of the same).

Any dispute relating the digital applications, products or services (including, without limitation, the quality or service standard) must be resolved directly with the respective Third Parties.

All costs and expenses payable in connection with the subscription and use of the digital applications, products or services under BizSmart shall be borne by the subscriber, user or purchaser of such digital applications, products or services.