UOB Private Home Loan

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    Get exclusive financing options and expert advice for your home loan


For many of us, a home loan is likely the largest financial commitment we undertake – and one that spans many years. Over time, as your financial situation and priorities evolve, your financing needs may also change.

Whether you’re looking to obtain financing for a new property or evaluating what you’re currently paying on an existing home loan, it is important that your decision is an informed one that takes into account the financing options and solutions available which are appropriate for you.


As a UOB Privilege Banking Client:

Gain access to our Senior Property Specialists, who are equipped with a wealth of industry experience to offer you financing advice and customised financing packages suited to your needs.


Leverage on our property financing expertise and market insights to make an informed decision.

Enjoy promotional interest rates and flexible penalty waiver terms* when you sell your property.


*NEW* Receive up to S$3,250# in legal and valuation subsidies when you refinance your mortgage loan with UOB.


Refinance your mortgage loan with UOB and enjoy up to S$3,250# in subsidies:

  • Legal fee subsidy of $2,500 (applicable for loans ≥ S$1million)
  • Valuation fee subsidy~ of up to S$500 (applicable for loans ≥ S$1million) or up to S$750 (applicable for loans ≥ S$2million)

Refer and be Rewarded

Receive up to S$1,000^ when you refer your friends and loved ones to take up a UOB Property Loan with us.


Loan Amount Accepted Your Reward
‹ S$1 million S$300 cash credit^
S$1 million to ‹ S$3 million S$750 cash credit^
S$3 million and above S$1,000 cash credit^

*Only applicable for new home loan applications.

^Full terms and conditions of the Introduce a Friend Programme apply. The cash credit for eligible customers in this promotion will be based on each successful referral and the loan amount indicated in the Letter of Offer issued by UOB and accepted by the referee. The cash credit will be credited into the eligible customer’s UOB credit card registered for the purposes of this promotion.


Get Started

Sign up for a new UOB Property Loan

Sign up for a new UOB Property Loan

Contact our Senior Property Specialists at mortgagesales@uobgroup.com to discuss your unique financing needs.


Review your existing UOB Property Loan

Review your existing UOB Property Loan

Contact our Mortgage Relations team at pfs.loans@uobgroup.com


Refer your friends and loved ones to take up a UOB Property Loan

Refer your friends and loved ones to take up a UOB Property Loan

Refer now

*Flexible penalty waiver terms are only applicable for new mortgage loan sign-ups and selected packages only.

#The S$3,250 subsidy fee assumes that the Client receives both S$2,500 in legal fee subsidy and $750 in valuation fee subsidy.

Terms and Conditions:
• The borrower must be a UOB Privilege Banking Client.
• The Letter of Offer must be accepted by 31 December 2022.
• Promotion is only applicable for completed private residential properties in Singapore that have been issued with a Temporary Occupation Permit.
• Promotion is only applicable for the following purpose:
(i) to re-finance an existing private residential property loan from another bank in respect of a Private Residential Property to UOB; or
(ii) for a term loan facility which will be secured against Private Residential Property that have yet to be mortgaged to UOB.
• 3 year clawback period applies for subsidies. Please refer to the Letter of Offer for full terms.
• Subsidies will only be confirmed upon issuance of Letter of offer. The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan. Subsidies are subject to changes without prior notice.

~The valuation subsidy is subject to online application and on a needs-to basis. UOB will accord the Client subsidies based on the formal valuation fee (where required), or up to S$750 (applicable for loans ≥ S$2million), whichever is lower.


Important Notice & Disclaimers

This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy.