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Government Assistance Schemes

Government Assistance Schemes

Fund your business growth with government-backed financing schemes. 

  

Benefits

Low interest rates

Low interest rates

Enjoy preferential interest rate with government-backed financing.

Tailored financing solutions

Tailored financing solutions

Choice of financing solutions for all stages of growth.

Flexible repayment structure

Flexible repayment structure

Choose between interest servicing or regular repayment.

Browse our solutions

SME Working Capital Loan

SME1 Working Capital Loan

Companies can access unsecured working capital to support their day-to-day business operations.

  • Funding of up to S$500,000
  • Loan tenure of up to 5 years
SME Fixed Asset Loan

SME1 Fixed Asset Loan

Companies can access financing for operating assets.

  • Funding of up to $30 million (on group2 basis)
  • Loan tenure of up to 15 years
EFS Trade Scheme

EFS Trade Scheme

Companies can access trade finance loans.

  • Supports both domestic and export trade loan facilities
EFS Project

EFS Project

Companies can access financing for their overseas investments and/or projects overseas working.

  • Funding of up to $50 million (on group2 basis)
  • Loan tenure of up to 15 years
EFS Merger & Acquisition (M&A) Loan

EFS Merger & Acquisition (M&A) Loan

Companies can access financing to acquire enterprises, with the intent of internationalisation.

  • Funding of up to S$50 million (on group2 basis)
  • Loan tenure of up to 5 years
EFS Green Loan

EFS Green Loan

Companies can access financing for their green growth projects.

  • Supports project developers, system integrators and technology & solution enablers who develop enabling technologies and solutions to reduce waste, resource use or greenhouse gas emissions.

Browse our solutions

SME Working Capital Loan

SME1 Working Capital Loan

Companies can access unsecured working capital to support their day-to-day business operations.

  • Funding of up to S$500,000
  • Loan tenure of up to 5 years
SME Fixed Asset Loan

SME1 Fixed Asset Loan

Companies can access financing for operating assets.

  • Funding of up to $30 million (on group2 basis)
  • Loan tenure of up to 15 years
EFS Trade Scheme

EFS Trade Scheme

Companies can access trade finance loans.

  • Supports both domestic and export trade loan facilities
EFS Project

EFS Project

Companies can access financing for their overseas investments and/or projects overseas working.

  • Funding of up to $50 million (on group2 basis)
  • Loan tenure of up to 15 years
EFS Merger & Acquisition (M&A) Loan

EFS Merger & Acquisition (M&A) Loan

Companies can access financing to acquire enterprises, with the intent of internationalisation.

  • Funding of up to S$50 million (on group2 basis)
  • Loan tenure of up to 5 years
EFS Green Loan

EFS Green Loan

Companies can access financing for their green growth projects.

  • Supports project developers, system integrators and technology & solution enablers who develop enabling technologies and solutions to reduce waste, resource use or greenhouse gas emissions.

Eligibility

SME Working Capital Loan
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  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership.
  • Company’s Group2 Annual Sales of not more than S$100million OR Company’s Group2 employment size of not more than 200
  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership.
  • Company’s Group2 Annual Sales of not more than S$100million OR Company’s Group2 employment size of not more than 200
  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(s),
  • Company’s Group2 Annual Sales of not more than S$500 million
  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(S),
  • Company's Group2 Annual Sales of not more than S$500 million
  • Finance the fulfilment of secured overseas project
  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(s),
  • Company's Group2 Annual Sales of not more than S$500 million
  • Finance acquisition of local or overseas target enterprises, with the intent of internationalization
  • Company registered and operating in Singapore
  • Company has at least 30% local shareholding held directly or indirectly by Singaporean(s) and/or Singapore PR(s),
  • Company's Group2 Annual Sales of not more than S$500 million
  • Company meets the criteria for EFS- Green's Qualifying Green Sectors and Activities3 and Qualifying Borrower Types4

Ready to apply?

Ready to apply?

Additional information

Footnote / Disclaimer
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1SME is defined as having a group revenue of up to S$100 million OR maximum employment size of 200 employees.


 

2Group is defined as all levels up for corporate shareholders holding >50% total shareholding of the applicant company and any subsequent corporate parents and subsidiaries all levels down.

 

3Qualifying Green Sectors, Activities and Criteria

 

4Qualifying Borrower Types

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