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With UOB SME app, you can view your account balance, past 6 months’ cash inflow and outflow, all in one dashboard. Personalised insights give you expert advice on what to do next.
Apply for a UOB business loan on UOB SME app or online.
With UOB SME app, you can view your account balance, past 6 months’ cash inflow and outflow, all in one dashboard. Personalised insights give you expert advice on what to do next.
Apply for a UOB business loan on UOB SME app or online.
With operations of more than 12 months.
With up to 5 years for repayment.
Hear back from us within 1 business day1.
You don't have to pledge any property or deposit to apply.
Item
Details
Item |
Details |
Interest rate |
10.88% per annum2 |
Facility rate |
2% of the approved loan amount |
Tenor |
Up to 5 years |
Annual fee |
S$500 per year |
Item |
Interest rate |
Facility rate |
Tenor |
Annual fee |
We'll follow up with you within 1 business day.
Your monthly instalment amount is based on an indicative interest rate of 2.5% p.a. over 5 years. This is not the final approval from UOB and is subject to UOB's full credit assessment.
By proceeding, you confirm that you have obtained and agree to be bound by the Bank's Privacy Notice (Corporate). You consent to the Bank collecting, using and disclosing the given contact details and personal details for Basic Banking Purposes, Co-branding Purpose, Research Purpose and Marketing Purpose as described in the Bank's Privacy Notice (Corporate).
Your calculated monthly instalment
Hear from Leon Foo, the founder and chairman of PPP Coffee, on how he tapped the Temporary Bridging Loan with UOB to sustain and pivot his business amid the pandemic crisis.
Leon Foo, founder of Papa Palheta & Chye Seng Huat Hardware shares how he sees loans as an opportunity and not debt, how he is growing his coffee business beyond the usual expansion route of opening a 2nd or 3rd outlet, the importance of diversification while staying relevant, and how it has created a vibrant environment for both his customers and employees, potentially resulting in lower turnover rates.
Hear from Leon Foo, the founder and chairman of PPP Coffee, on how he tapped the Temporary Bridging Loan with UOB to sustain and pivot his business amid the pandemic crisis.
Leon Foo, founder of Papa Palheta & Chye Seng Huat Hardware shares how he sees loans as an opportunity and not debt, how he is growing his coffee business beyond the usual expansion route of opening a 2nd or 3rd outlet, the importance of diversification while staying relevant, and how it has created a vibrant environment for both his customers and employees, potentially resulting in lower turnover rates.
UOB BizMoney is available to the following companies:
Apply online and we'll automatically fetch your details via Myinfo business.
Collaterals refer to assets such as property or cash deposits that is pledged by the lender as a form of repayment security.
UOB Business Loan is an unsecured loan, so you do not have to pledge any collaterals to apply. Please note that a personal guarantee may be required.
Apply online via Myinfo business and we'll get in touch within 1 business day1.
1For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for.
2Interest Rate Per Annum is 2.88% ("Margin") over the Bank's Business Board Rate prevailing from time to time. The Bank's Business Board Rate is currently 8% per annum.
Full product terms and conditions apply. The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB business loan or any other products/ services to the customer. Accordingly, the actual approval of the UOB business loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB’s credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer’s application for the UOB business loan and whether (i) to grant (or not to grant) the customer the amount of the UOB business loan requested for in the customer’s application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB business loan requested for in the customer’s application form.
UOB business loan consists of UOB BizMoney, SME Micro Loan and SME Working Capital Loan and you may apply for any of them. The respective terms and conditions governing BizMoney, SME Micro Loan and SME Working Capital Loan apply and are contained in the application form and other offer documents, including the facility letter.
~Information is accurate as of 08 May 2017
#Personal guarantees may be required.
Terms and conditions of governing BizMoney apply.
^For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. "Business Day" is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). "Stipulated Timing" is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. Full product terms and conditions apply. The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB business loan or any other products/ services to the customer. Accordingly, the actual approval of the UOB business loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB's credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer's application for the UOB business loan and whether (i) to grant (or not to grant) the customer the amount of the UOB business loan requested for in the customer's application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB business loan requested for in the customer's application form. Visit uob.com.sg/businessloan for more information.
Start your UOB eBusiness account today, and enjoy zero fees* and more than S$500 of annual savings on FAST and GIRO transaction fees.
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